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    2 months ago

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    Alabama Power - Smart Financing - Smart Financing Alabama Power Business Logo

    Alabama Power - Smart Financing

    (2 reviews)

    This even i am looking for help, for my child, i have been trying to get help, for her, over the…read morelast three years, she did not have a problem paying her bills, with Alabama Power, I Howard Jones her Step-father. But to understand that i am not well myself, i am getting ready to have my Bladder taken out. I know it been hard on her, first thing she had done to her was her child was kipped, or stooling from her by ex-husband- She had to work very hard just to get a lawyer to help, now she has had a Strok and its very bad, she is not able to see out her left side. I Howard Jones, was trying to make sure that she was cool Durning the summer, now its winter and this house gets very cold, sorry to say she really need help, from you all, or at least help me with some type of program. I am doing my best to get her back on her feet, i have 6month to get her back, after then if she is not able, then she is stuck for the rest of her life.

    Don't finance! They add additional interest on top of the interest that was already added in the…read moremonthly payment agreement. The additional interest gets added to the principal balance itself, so every month when the new billing cycle kicks in, your principal goes up too! My first payment was more than the minimum and was told any excess will be added to the principal, well on the second statement I noticed that the principal was actually more than the original starting balance!!! So where did my principal payment go?!? Of course I called and got passed around to different people, finally the manager herself had no idea, but said she'd call me back. She never called back, but corrected my principal balance the next day. Now I'm on my third month and the principal balance has gone back up again!! Beware, before agreeing to this financing, they did not want to let me read the policy and agreement contract before I agreed to having my ac unit installed and even asked the manager, but they couldn't allow it. Now I see why....I will never finance here again nor recommend, if anything, I will do my best to tell people NO! Stay away.

    Joe Jolly - financialadvising - Updated May 2026

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