I don't think I would've survived buying our first house if it wasn't for Armand and David from…read moreReal Mortgage Associates. From the very first contact, they made things as easy as it can possibly be. We were referred to Armand by one of my best friends, Ryan. Apparently they do "magic" with mortgages. Needing all the magic we can get, we went onto their website and filled out the pre-approval form. David called us the day after to ask for more sensitive information such as SIN and to verify credit. He was so easy to speak to and soothed my paranoia insisting that our application was pretty much a lock. He also asked us if we had a real estate agent already. We didn't though we had recommendations from our friends and family. Trying to make it as easy for ourselves, we decided to use the agent David recommended. Coincidentally, our REA's name was also David and also the Armand's brother. (Review on REA David to come.) Our pre-approval came a few days after we submitted it. We spoke to David the REA about our preferences. That Sunday, we looked at 9 houses. We found the house we wanted and we made an offer. REA David and Armand drafted up an offer in less than 2 hours and we were able to submit it that very night. Offer was finalized the next day, Monday. Armand and David was able to get our mortgage approved by Tuesday. When we came in to sign the mortgage papers, Armand discussed the mortgage terms with us. He got us a great rate with a good bank. He explained everything to us in great detail. When we asked him about a mortgage lawyer and a home inspector, he referred us to people him and REA David deals with all the time. Again, we wanted to make this as easy for us as possible. Armand, David and REA David coordinated everything for us. To be honest, all of the guys from RMA and also REA David made buying our first home as smooth as possible. They're available for our (my incessant) phone calls. They're proactive and also quickly reactive to our needs and to the deal. They treated us like we were buying a million dollar home even though we weren't. They were patient and very knowledgeable and shared their knowledge with us. I'm so pleased on how everything worked out and especially glad that we now have THE real estate experts we'll be working with as long as they'll have us.

I am very thankful for David's professional, responsive and honest assistance with the whole…read moremortgage process. David made himself available at all times via email or cell with any questions and concerns I had. His ability to structure solutions and find advantageous financing is what sets him apart from other brokers. I would refer him to anyone I know that was in need of financing. Thank you David Bourgeois for all your hard work.

Manoj Gortha from TNM was absolutely fantastic. I was referred to him by my brother who had used…read moreManoj as a mortgage broker in 2021 and had a positive experience. Manoj was friendly, courteous, and professional. We had a 30 day closing date, which was not a lot of time, but Manoj assured us we can get everything submitted and close a deal in time. He worked diligently, sometimes in the late evenings and weekends. We had a lot of different accounts and assets which the bank understandably scrutinized due to new CRA rules. Manoj kept us well informed and explained every step and what type of documents were needed from each of us. He always fought on our behalf and worked for the best deal at a Big 5 bank. I am so appreciative of Manoj for working on this deal with a 30 day closing timeline. I would highly recommend him to anyone.

Manoj Gortha at True North Mortgage is amazing to work with. He helped me with my new home deal and…read morehe was most supportive and always available to guide me. Very professional and very easy to work with, I recommend True North Mortgage and thank Manoj Gortha for his support and help through my journey of buying my first home in Toronto.

Best Mortgage Broker I've ever met, very professional, honest and smart, knows how to get you…read moreapproved for a mortgage very quick, if you are looking for an alternative lender better than the banks, Saif Abdulah is your man! If I can give him 100 stars I would.

I have had the pleasure of working with Vince for many years now. He has helped me with a few…read moretransactions/mortgages. He's a great guy, great personality and above all very honest! Most recently he helped my wife and I acquire a new mortgage in November of 2020. If you need a mortgage, Vince is the person you need to contact. His team is always there to answer questions and to work for you as the costumer, so that you get the best rate available. Thanks Vince for all your help brother!

Vince and his team at Dominion Lending are simply amazing. They are extremely professional,…read morepersonable, caring and insightful! In the last few years, I have worked with James on a few mortgage renewals. As a repeat customer, I can tell you, they truly take pride in taking care of their customers and prioritize your interests before theirs.

We have had the pleasure to work with Vinayak on a number of occasions and he has surpassed our…read moreexpectations at every interaction. He gets the job done. Even though he is specialized for first time home buyers he is equally if not more better for individuals who are either remortgaging, refinancing or renewing their mortgage. He will get you an appropriate lender at the best possible rate. He will never pressure you to accept a deal that you are not comfortable with. He is not worried about his revenues he is more worried about what is right for you. He has your best interest in mind at all times. He will also give you multiple options based on your needs. I have recommended him to many first time home buyers and they all have thanked me for the referral. The other good thing he has is that he will always call you back or get back to you one way or the other no matter how busy he is or how late you call him. He is pleasant to deal with and will understand your file completely.

Marshall opened our eyes to the many options available to us for financing our first home. His…read moreadvice on whether to pursue a fixed or variable rate was invaluable as was his insight on different lenders gained through previous experience. Despite a very busy period in our personal and work lives, Marshall's professionalism and attention to detail made our mortgage process completely painless. At the end of the day, Marshall ensured that we got the flexibility that was right for our personal situation and at a great rate. We would no doubt recommend Marshall to anyone looking for personal, timely and professional service. He is a pleasure to work with!

The team at Certified Mortgage Broker honestly went above and beyond any of my expectations. Leon…read moreworked with us for about two months, he was patient, kind, helpful and very attentive. If I ever had any questions he was always just a phone call away and would take his time to explain anything I didn't know and answer any questions I had. Once we found a property we liked he provided us with pre-approvals and fantastic rates and options. We finally found a home we both loved and Leon worked with a real estate lawyer to make sure everything was perfect. Throughout the entire process the whole team at Certified Mortgage Broker was kind, helpful and professional. Definitely sticking with them again for our next place; they're an absolute pleasure to work with.

Ryan has everything you want in a mortgage broker: always available, provides all the information…read moreyou need, gives you sound advice and is always very pleasant. As a first time home buyer, it is important to understand all the different aspects of this transaction and Ryan does a great job at explaining everything to you. He is also super efficient. My case was a bit more complicated than most because the builder gave me very short notice for closing. Ryan went above and beyond the call of duty to get the mortgage approved in time for closing. I highly recommend his services. UPDATE: if i could give Ryan more than five stars, I would. After helping me set up my first mortgage, Ryan kept an eye out and called me when he found a better deal for me. He explained in detail the implications of changing from one funder to the other (fines, etc). His explanations are very accessible and easy to understand, despite this being a complicate process. His answers is what assured me that i was making an informed decision. Once i decided to move, the process was very painless thanks to him and his team.

We are so glad we found Ryan before embarking on purchasing our new home. As first time homebuyers,…read morewe were anxious, unsure and (frankly) scared about what to expect going into the process. But Ryan basically held our hand the entire time, explaining everything in a way that made sense and covered each and every base. Both Ryan and Melanie were such a pleasure to work with; professional and prompt, yet approachable and accommodating. Ry the Mortgage Guy made our house buying experience very "user friendly" and we will recommend his services to all friends and family.