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    Jeff Hall

    5.0 (1 review)
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    Mortgage Express

    Mortgage Express

    (1 review)

    I just bought a house in the Medford area, and Sandy Boughton of Mortgage Express handled our loan…read moreprocess. She was very thorough, professional, and personable as well. I was able to call her anytime when I had questions or challenges I had uncertainties about. She followed through with every detail, working with my real estate agent and title company officer as a team. She made sure I understood the important details of the paperwork I needed to sign. I highly recommend Sandy and Mortgage Express for anyone's real estate loan needs. Donna Hoyt

    From the owner: In an industry that's constantly changing, an efficient and productive mortgage company is…read moreinvaluable. Mortgage Express was founded in September 1999 to offer exactly that. Their focus is lightening speed mortgage transactions, coupled with quality service. "We're a privately held company, so we're very competitive," says Allan Mohr, mortgage consultant at the Portland office. "The focus is always customer first. If our in-house bank doesn't have it, we'll go the extra mile to find the best product for our customers." Over 80 percent of Mortgage Express loans are funded by their in-house bank. They underwrite, fund and fully complete the loan process, often within one week's time. The goal is to offer a streamlined and seamless process for both the Realtor and customer. "I'm within 30 feet of my underwriter, funder and doc drawer," says Mohr. "There's no phone tag. We are very hands-on and it's a close knit group."

    Rogue Credit Union

    Rogue Credit Union

    (72 reviews)

    I had an excellent experience with Rogue Credit Union, especially with Jax and Emily…read more After spending weeks dealing with unnecessary complications trying to open accounts with First Community Credit Union and First Interstate Bank, Rogue Credit Union was a completely different experience. I explained that I needed to complete the process remotely. Jax and Emily listened, worked with me, provided a secure way to submit my identification and proof of address, prepared the necessary documents for electronic signature, and helped get my account opened in less than 24 hours. That experience really stood out because I had already dealt with repeated verification issues, delays, changing requirements, and difficulty obtaining a workable remote process elsewhere. Rogue showed me that opening an account remotely did not have to be complicated when a financial institution is willing to communicate, evaluate the situation, and actually work toward a solution. Jax and Emily were professional, responsive, respectful, and solution-oriented throughout the process. Instead of treating my circumstances as a roadblock, they helped find a practical way to get everything completed. I especially appreciate this experience because of the contrast with what I personally encountered at First Community Credit Union and First Interstate Bank. After everything I went through trying to establish an account remotely, Rogue Credit Union completed the process smoothly and efficiently in less than a day. That says a lot. Thank you, Jax and Emily, and thank you Rogue Credit Union. This is what good customer service and problem-solving should look like. 5 stars.

    Today Rogue Credit Union blocked a $30 to my doctor and will not release the payment u to August…read more30. We are leaving this credit union.

    James Beard Team - CrossCountry Mortgage - Looking to refinance a home? The James Beard Team at CrossCountry Mortgage can help!

    James Beard Team - CrossCountry Mortgage

    (8 reviews)

    We reached out to CrossCountry Mortgage after being invited to join their "Refinance Club," which…read morewas supposed to offer specific waived fees. What a disappointment it turned out to be nothing more than a sales pitch and one of the most stressful, unprofessional experiences we've ever had. We worked with Jacqueline Clay and the James Beard Team, and from day one we were given conflicting information about our credit and payments. Their third-party verification company (Factual Data) reported false late payments, and we spent hours trying to fix their mistakes. Calls went unanswered, we were transferred around, and the communication was terrible. When I brought up concerns, Jacqueline was rude and condescending, saying things like "You just don't listen, Devina," and "Wow, you don't appreciate what I've done for you." She even said, "Devina, you worked in finance, you should understand," which is ridiculous. I've never worked in finance, I just ran my own small business and did payroll. At one point, she even told me, "I'll work on your file, but don't tell your husband." That was completely unethical and inappropriate. When I reported her behavior to James Beard, he brushed it off, saying, "She's really put herself out there for you she works late and sometimes does too much to try and help, even when I've told her it's not possible. She makes miracles happen." That kind of response showed a complete lack of accountability within their team. After weeks of wasted time, stress, and misinformation, we finally walked away and refinanced through Guild Mortgage, who found no late payments, no credit dings, and got us a cash-out refinance at a great rate all without the chaos or disrespect. I would not recommend CrossCountry Mortgage or the James Beard Team to anyone. Save yourself the frustration and go somewhere that treats you with honesty and respect.

    *Not recommended* The James Beard Team shared personal information of mine with external realtors…read morewithout my consent. When I asked whether this was common practice, I was met with hostility bordering on verbal abuse. I explained to The management there that I felt gaslit and was unaccustomed to being treated in such a poor manner. The management ensured that James Beard himself would follow up with me. He never did. I later received greeting cards in the mail and follow up calls from the team inquiring as to whether I was ready to buy a home. Based on the reviews, my experience is not a unique one.

    Jeff Hall - mortgagebrokers - Updated October 2026

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