In doing my research on JDM, I saw a lot of bad reviews. At any rate, since I wanted some information on annuities for retirement, I decided to give them a try. The representative was very bright and extremely helpful. He was not pushy. He asked a lot of pertinent questions to help find the right vehicle for me. I was very happy with the entire experience. read more

I ordered the information off a TV ad and the calls never stopped, very rude people and very very pushy , wanting to know all y our financial personal information. Numerous times when they called I asked for my number to be removed from their list because I was not interested at this time, the one who called tonight didn't even listen or take any notice when I told him that I was in the middle of something, he just went on and said , so what are you doing for your retirement investment then? I HUNG UP. read more

Do not be fooled by this company. They are not fiduciaries and only care about the commissions they can make. I was sold a 14-year annuity even though I explicitly told the insurance agent, who I thought was a financial investment advisor, that I wanted to get out of the 14-year annuity I had and go into an annuity of no more than 10 years. They were not transparent or ethical in their dealings with me. The salesperson was very charming, and I made a mistake to think he was working for my benefit. read more

Very rude and pushy people. I met with an agent at my house and the picture he painted about the company being solid and never loosing money seemed suspicious. Every call I got from J.D. Mellberg was from a call center and was never the same number. That's very suspicious and very likely that this company is taking in as much money as possible and WILL not be around long. The ad's I used to hear on XM Radio aren't there anymore and I'm glad I avoided this company. This company is entirely ran by liars and thieves!!! read more

This company is staffed by some of the rudest people I have ever encountered. I got a call very late one evening (after 9PM), and made the mistake of answering. There was a lot of laughter going on in the background, and then a very aggressive sounding man starting speaking. He claimed that I had requested more information on annuities. I told him that I had not, nor had I ever heard of them before. He said the same thing over again, that I had contacted them for more information, and I said, "Sorry, I believe you have the wrong number," at which point he got angry, and yelled, "No, you have the wrong number!" and then hung up. I probably wouldn't have cared too much at this point, however, they have been calling every day, sometimes several times a day, leaving messages that I need to call them back to schedule my consultation. I finally have had to have my carrier block their number for me, and hope to never hear from them again. A company like this is not a place I would consider putting any amount of money in, for any reason. Ever. read more

J.D.Mellberg spends allot of money advertising on TV. That they provide Smart Simple and Personal services that is the J.D.Mellberg Way. Even the brochure pictures two people with white hair indicating elderly clients. After the initieal investment which were substantial I rarely heard from Mellberg company again. ther were annual reviews and more often these were cancelled for one reason or another. Recently the represenative canced an apt. due to his illness. Upon discussion with the man he disclosed his recent air travel to a large indoor conference with all the Mellberg coronies. He said they partied hard and had lot's of food and drink. Mr. C. D as I will call him had been in at least one clients house upon his return. Mr. C.D. asked to reschedule with me however when he informed me that he had been ill after a airplane travel and large conference with J.D. Mellberg co-workers. I asked if he had been vaccinated and if he had worn a mask. He replied he would not ever get a vaccine and he would never wear a mask.. When he comes for a review he has been here on two occassion we usually sit close to gether at the dinning room table, for at least an hour. I informed him that both my husband and I had risk factors age 72 and 74 and that my husband had a patulitary brain tumor that caused autoammune deficits. Mr. C.D. said he had Covid Immunities because he had Covid. and went on with gross missunderstanding of the science behind the vaccine. Bottom line he really didn't care and made references that it's just old people and fat people who die. My spouse and I are not fat and never have been we are in relatively good shape for our age. After this phone call I tried to talk to someone at Mellberg to protect other elderly clients. But was told Josh Mellberg would and I quote" Never take a phone call, because he's too busy and " Thats not going to happen" I told them I was one reason why he is busy. They laughed. I was refered to several other people and one person said they would deal with the issue and that all their represenatives were vaccinated and had to comply with Covid mandates such as mask in the home of clients and social distance. Of course this is not true. So beware J.D. (Josh) Mellberg you may too be at risk. read more

A horrible experience... In 2014 I was so pleased to find a firm like J.D. Mellberg that seemed so honest and ethical in its business dealings. The Mellberg team treated me most professionally. They seemed so knowledgeable. I guess you get this treatment only when you are purchasing product from the Mellberg firm. Six years later after the rubber actually hits the road and the annuity payouts presented to me by the Mellberg firm do not hit the mark they run for cover. Back in 2014 I approached the Mellberg firm wanting an annuity that would pay me a specific dollar amount each year in my retirement. They created a ladder proposal of three products to accomplish that. Unfortunately, as I just initiated the first annuity in February I found out that it would fall short by $6,798 over the next five years vs. the goal amount. I contacted Josh Mellberg regarding this issue. I presented an income goal to his firm in 2014, and was sold three annuities to achieve it. I'm sure they were paid handsomely to write these annuities. However, now I am told by one of Josh's employees he assigned to deal with me that, "You need to read the annuity documents, Mr. Boudreau. We did not guarantee the any specific amount per year payout. The documents clearly say you were provided with "examples" of what "could" happen." Oh, so the specific Excel spreadsheet that they created showing me my annual payouts doesn't count for anything. That was just an example. Well, what was said to me back in 2014 was totally different than just examples. I was told the spreadsheet that they prepared was very conservative and would hit or exceed my goal. No mention of not making it. As you can see I would never recommend anyone work with the J.D. Mellberg firm for retirement income. They don't stand behind their work. Everything they give you is just an example of what can happen. Know that when you answer the phone call from them. Very DISAPPOINTED! Josh Mellberg emailed me over my concerns twice, but he went silent when I didn't except the "Examples of what could happen" statement by his staff. Don't let this happen to you! read more

My wife and I have been customers for 8 years. The first few years they provided good customer service. Now they suck ! My representative won't respond to emails or return phone calls. I talked to his boss who said he'd check into the problems and get back to me. It's been a week and nothing. We can't recommend this company. Once they get your money and their bonus and commissions are paid to them they are worthless. I'm now forced to contact the annunity companies to see if I can change representatives. YOU'VE BEEN WARNED ! UPDATE: After posting this review they got back to me and took care of the issue. read more

Their annuities pay more and have higher ratings then everyone else I spoke with. Better than Merrill Lynch and I use to work at Merrill Lynch! read more

I was given the sales pitch on a product based on the S&P 500 with a downside of zero%. I understand investing and invested in this product which is a Nassau Annuity based on the S&P 500. The index rose 48 % since I entered and my gain was zero. There are no mathematical explanations other than if this product cannot make money with the index at all time highs and a gain of over 48% in the last two years then this product is a rip off and the company that sells it is guilty as well. Investor beware, they are ripoff specialist. The only ones making money is their salesmen and themselves. read more

For interested prospects - the customer service is horrible seeing how they ignore issues and treat their customers like garbage. Customers would constantly call in asking what their advisor did with their money. Good luck in retirement with JD folks.. For future employees - the sales floor is all a show. happy go lucky environment until you talk to the employees working there. Management is horrible and uses fear as motivation when they are not raffling off $10 instead. Even when producing people are always looking over their shoulder. Its easily the worst professional environment ive ever worked at in my life. read more

I was visited twice by one of the nicest, professional, and knowledgeable financial advisor, Mark Mohan. He was informative, gracious and not high pressure. He left me some great materials and brochures. Mellberg should be glad to have such a great representative. Hoping I will be visited my many more Mark Mohans during my lifetime. read more

My wife and I consulted a Mellberg-authorized insurance agent. Altho he was polite, it was obvious he wanted to get to his next appointment. We were so rushed thru the interview, that we decided not to consult him again. I called the Mellberg office to request another agent in my area. The woman with whom I spoke recommended another agent who she said had several offices in my area. I asked for an appointment at his office.. The woman said she'd call me back with an appointment. She never did. Several days later, I again called Mellberg. This time a "senior account executive" offered an appointment with a "field" agent from another city who would visit my home or at a restaurant or a library. I again insisted on an office appointment in my area. After I became insistent, I finally got the "senior account executive" to admit that there were no other Mellberg-authorized agents in my city. It was not a pleasant conversation, as I wasn't able to get straight answers. I terminated the conversation in frustration. My experience with the Mellberg-authorized agent and the two Mellberg telephone representatives were unsatisfactory and frustrating. My wife and I decided not to pursue purchasing rather sizable annuities from this organization. read more

i have been contacted by this firm numerous times....they promised to send literature which has never arrived and they constantly call and leave message trying to set up IN PERSON appointment, rather than just sending the things the said they would.... read more

I called after seeing an ad on TV to request a free annuity info booklet. I've had calls from at least 10 different agents, been treated rudely, brusquely, and hung up on, had to request them to stop calling me, and still never received a pamphlet. One agent said " it costs money to send it out." And yet they want ALL your personal info including your birthdate and how much money you have to invest! Saying "over 100k" should suffice, they keep pestering until they get your total liquid net worth. At this point my family is concerned about becoming victims of identity theft. It sounds like nothing but a boiler room call center under a parking lot. It's all hard sell tactics and they won't send you the info, they work very hard to set up an in person sales session. Nothing about this company is professional. Look very closely at their 2 websites, explore the links and you will see what a scam this is. read more

I have told these Jokers to leave me alone and they refuse. They got ahold of my phone number probably a year-and-a-half ago and I told them not to call me anymore I have been warned against annuities and they continue to call me. They are actually calling me more and more every month. I just got a phone call from these people and it's the second phone call this week. This guy was arrogant and obnoxious and a smart alec. Do not, I repeat do not let these people get ahold of your phone number. I have been warned by two of my financial advisors not to use annuities because they are not good in the long run. The next time one of these Mellburg Joker's calls me I am going to call the attorney general and see if I can get them banned from being able to do business in Kansas. I.have.had.it. read more

Avoid. Customer support is a joke once policy is purchased. Worst financial investment Ive ever made.Its all about commissions with these people. Keep away and avoid my regrets. read more

From what I can see, they are all about the HARD SELL....This company says it will give you free information about annuities, but if your time is valuable it is FAR FROM FREE.....The minute you push send on your keyboard regarding your request for the FREE information, someone will call....then call... and call... and follow up... and follow up.....It's a REAL TURNOFF. I have told them several times that I will read the information and get back to them IF it is of interest, and to please stop calling -- STILL, there's always a new salesperson calling. I don't even want to read the info at this juncture, and have told my Admin that if anyone calls from this company to just say I'm unavailable. read more

Get ready for a deluge of emails and calls. You'll never get the info book you sign up for. The opt out link on the emails brings you to a blank page. Smells like a scam. read more

Professional package, well explained and supported by an on site visit by a well informed representative. I was about to sign with another broker, but decided on JD Mellberg's better offering. If you're thinking about getting an annuity, this is a good place to go! read more