Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

ZERO STARS!!! THEY GIVE MORTGAGE BROKERS A BAD NAME!…read more The other Yelpers validate my review. TJ Financial is INCOMPETENT! Yelper "M R." is probably directly associated with TJ financial, so I wouldn't trust his/her review. I recently refinanced my loan with Victoria Financial, in San Gabriel. The experience was much better. The best part about it was the experience. Serena's staff was much more attentive. Unlike the security guard clerk, a.k.a. the receptionist, at TJ who makes sure no client comes in direct contact with TJ's staff. Victoria Financial truly gave NO POINTS and NO FEES!

my broker found them for my mortgage loan. My escrow is closing in 1 week and my loan is not…read moreofficially approved. they refuse to lock your interest rates, because they have to wait until you provide them with all your documentations. it is true from the other reviews that they ask for the most documents out of all other lenders and they are ridiculous. I had to resend a scanned form multiple times, because they said the quality is not good..... -_-..is a scanned doc. If i read these other reviews earlier... i would not ask my broker to use them.

We picked him as our mortgage broker based on his good Yelp reviews. He is deserved…read more We just applied a small amount, (some broker doesn't like to do it),but he is so professional, and very patient, explained everything clearly. We finished the process by phone, we always get response. He guided step by step, escrow closed in 30 days, and got a good interest rate. My husband and me are the first time home buyer, We are so happy that we found him for our financial needs. We highly recommend him to anyone.

Best agent in services that I have work with. Michael is absolutely amazing. Michael is detail…read moreoriented and always make the best recommendations.

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

Tracy is an excellent lender. I highly recommend her if you're looking for a mortgage. She was very…read moreresponsive to all questions and concerns. Tracy listened to my client and came up with solutions that fit their needs. I am very appreciative for Tracy and her team! We enjoyed working with her because of her kindness, professionalism, knowledgeable advice, personable demeanor and availability throughout the entire process.

I would give Tracy 10 stars if that's an option. Tracy helped me obtain a mortgage for my new home…read more Tracy is very easy to work with, is super knowledgeable of the lending/home purchasing process, and always exhibits highest standard of professionalism during this journey. It was such a pleasure working with her directly, and she made the whole process so easy for me. I was shopping for loans at the beginning from a various amount of brokers/lending institutions and Tracy was referred to me. I was impressed from the very beginning on how knowledgeable she is in answering all sorts of questions as i was not very familiar with the process (i purchased my last home quite a few years ago and don't remember how complicated it was any more). Tracy stands out from a number of brokers and took as much time as needed educating me through the whole process, and helped me understand how things typically work for lending/home purchase. Even when i asked her some random questions, she's super on top of things and would call/text me back promptly even during the weekends. Tracy worked directly with my agent and escrow officers and sorted out all details for the mortgage for me so i was not involved at all throughout the process, which makes my life so much easier. I am thankful for all her good work and my mortgage is funded without any surprise today - Woohoooo~~~ I would highly recommend Tracy to everyone i know of, and if i am purchasing my next properly i will definitely use Tracy's help again!

I just got my late filing of previous LLC penalty removed of $5040 via the negotiations with IRS…read moreby Kyle Cao, CPA manager. He is a true professional and I appreciate this alot.

A insurance company that is unable to provide paper copies and keeps telling me it is electronic…read morefiled after over 3K payment cleared . Asking for so many time and ended up sending me a blank one...!? How incrediable this company trained and educated their staff!?

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

She is amazing! She has done several loans for me in a quick manner. The most competent and always…read moreavailable loan officer you will meet!

I met her through a reference. She did my HELOC. She took almost 2 months or more for a simple…read moreHELOC and during that process, she managed screwed up HELOC on my another property. It was a huge financial hit for me. I have no problem with her dedication, availability. However, if you want someone competent and someone who can get the job done, she is not the person.

We are first time homebuyers, and we couldn't have done it without Eddie…read more Eddie has worked with us for almost a year. He has taken the time to explain each detail of our loan, our options, and what he would do if he were in our position. He never pushed for a bigger loan. He gave us great advice on options like points, refinancing, interest rates, and timing. Eddie and his team were always available to advise us or to move on an opportunity. Mornings, nights, weekends... I believe in work life balance, but I really appreciated Eddie's work ethic. He and his team's attention to detail were invaluable. (His processor Eva Ortiz caught more than one typo from OUR lawyer!) He also helped us get insurance for a 31 year old roof when no one would insure us. This was crucial and time sensitive so that we could secure our loan and close (and reroof!). No matter what comes up, what is needed, Eddie and his team will go above and beyond to get you the support you need when you need it. This makes the difference. Eddie worked fantastically with our realtor, Vanessa Yan. They were always on the same page. They were usually a step or two ahead of us! Eddie saved us a ton of time. He gave us the information we needed, when we needed it. He was clear about deadlines and possible challenges. He helped us put together all the information that would help us get the most competitive rate possible. Eddie has strong relationships with the banks he works with. This is important when you're trying to lock and keep your rate long enough to close on a house before rate increase... Trust counts for everything when you're putting all you have on the line to buy a house. Eddie will walk you through it, one step at a time. He'll bring clarity and empathy to this harrowing process.

It was great working with Eddie throughout my whole process of buying a condo. He was very patient…read morethroughout, easy to work with, and responsive. Would definitely recommend to anyone and will go through him in the future when I buy again!

Working with Vivian through the mortgage application process was exceptionally easy and stress-free…read morefor me. Despite this being my first home purchase, Vivian was able to give me a pre-approved loan on the same day I provided her with all the relevant financial documents. What makes Vivian an extremely efficient mortgage lender for a novice home buyer like myself is her prompt response and rich knowledge of the entire process. She executed all of the backend logistics professionally and flawlessly. It has been a great pleasure working with you, Vivian, thank you.

Vivian is amazing! If it's not for her, I am sure our deal…read morewon't closed. I just had a very bad purchase experience due to the seller's side, dealing with incompetent Escrow office appointed by the seller. They literary screwed up my loan by ignoring closing date, let alone didn't care about any schedule along the entire process. If not because Vivian went above and beyond to get it done for me, the transaction won't be able to close. Vivian is not an ordinary loan officer, she is knowledge and experienced. Also, she does not treat you as a number; she treats you as a friend and she really cares. She is honest and trust worthy, you are in good hands with her. Thank YOU Vivian!