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    Hometown Title Group

    1.0 (1 review)
    Closed 9:00 am - 5:00 pm

    Services - Hometown Title Group

    Mortgage services

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    6 years ago

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    RP Funding

    RP Funding

    (85 reviews)

    Horizons West / West Orlando

    This is a total bait & switch company. They advertise no closing costs but they don't tell you…read moreupfront about the discount points/fees they add on until the end. I went through all that hassle of providing all my info and having them pull my credit just to say I'm not going to pay $12,000 in discount points. That's where they get you. I told the loan officer I didn't want points upfront and I guess it went in one ear and out the other ear. The other negative is that you can only make one payment per month so no option for biweekly payments or if you want to add in an extra payment. It has to be in one payment a month. The customer service here is not friendly. The loan officer I got is very old school. Kept referring to coupons instead of statements. Everything is done online now. I don't keep papers of anything except my W2. Anyways this company wasted my time. Beware before you go with them

    I feel obligated to give 2 stars because the fact is that RP got me the best rate on my refinance,…read morebut if it was even close to another company, I would have gone with someone else. I absolutely hated giving my business and money to these people. Called RP originally looking to refinance my mortgage once interest rates had gone down and values in my neighborhood had gone up. We thought we could eliminate mortgage insurance at this point. I had called RP for my original mortgage, but purchase mortgages are not their specialty and they didn't offer us the best deal. Broker was pleasant though and suggested I call when we're ready to refi, so I did. This time, Joey Marmo was our assigned broker. My dealings with Joey made me feel dirty. It was only marginally better than buying a car. The experience was miserable. Every time I asked a question, I got run around answers or vague answers until I asked the same question for the second or third time, angry and frustrated. He would repeatedly tell me that their deal was better than another, but not explain. For example, we had to bring some cash to closing to eliminate mortgage insurance because our appraisal screwed us, but I thought I found a better deal which clearly showed a lower cash to close. However, when I sent it to Joey, his only response was, "their deal is inferior, our loan costs are X, and in the interest of time, we're through discussing this. If you want to close, contact..." I understand his frustration to a degree - it was the 11th hour - but rather than explain how their costs were lower but the other company's cash to close was lower, he left it alone and then didn't answer me when I asked for his help understanding the discrepancy. Turns out the other company greatly understated the estimated payoff of my existing mortgage, which is how they were able to manipulate the cash to close number, but it took an hour of comparing line items to figure that out when Joey could have taken 2 seconds to explain it instead of being a slime about it. Also, his frustration wasn't fair considering throughout the underwriting process, I asked for specific numbers - monthly payment, cash to close, etc - and he repeatedly told me I had to wait for the closing disclosure for that info. So, to get upset with me when I continued to ask for the information I needed and you continued to brush me off isn't fair or professional. He actually said he wish I brought up the cash to close issue in the 5th inning instead of the bottom of the 9th when he was the one telling me for weeks I had to wait until the 9th inning for the info I needed. Finally, even the way they do business is a bit sleazy. While they did have the best numbers in the end, they had the highest origination fee by far. However, they make it up by giving a lender credit. So, kind of like a store that jacks up their prices before putting things on sale, they have outrageously high origination fees just so they can look like their giving you a great deal on the back end. Would be clearer and more straight forward to simply cut your origination fee to a more reasonable amount. Anyway, like I said, it was all about the numbers and RP was the best, so you should probably give them a chance. But if you're connected to Joey, ask for someone else, and be prepared for a bad experience to get the best numbers. Would have rather given my money and the commission to someone else, but to be fair, a friend helped me with my original mortgage and he ended up screwing me in the end, so I guess it's just an industry of sleaze.

    Equity Prime Mortgage

    Equity Prime Mortgage

    (1 review)

    Colonialtown Center

    I own a new, beautiful home that I purchased at a great price thanks to D. R. Horton and the…read moreterrific staff. It started with a simple viewing late on a Sunday night. After looking at homes all day Sunday, we arrived at the D. R. Horton town homes in Orlando at 6pm. The sales rep, Iris, was locking the front door and ready to go. My agent, Robert from LaRosa Realty, approached Iris and asked if we could see the display. Iris gladly opened up the 3 display units and I knew that I wanted to purchase this home. It is on a dead end street, well built and beautifully wooded area. An hour later, we submitted a contract to Iris for my new home. D.R. Horton immediately began processing the loan request the following day. For the next 30 days, Roxanne from D.R. Horton Mortgage worked diligently to get me approved, but in the end, I received notice that D.R. Horton Mortgage could not approve my loan due to my self employment income. Roxanne recommended Edgar from Equity Prime Mortgage. Roxanne sent all my loan documents to Edgar and his team via FedEx. Theresa, of Equity Prime, contacted me shortly thereafter and began the process of submitting the loan application to FHA. Within 30 days, I was cleared to close and moved in 2 days after my birthday. The entire experience was positive. Iris staying late to show me the home, helping me select the perfect one. Roxanne working hard to help me collect the required documentation. Edgar and Theresa at Prime Mortgage for putting the package together. The experience was so good, I referred my friend who used DHI and Equity Prime and moved in 4 houses down just last week. Thank you everyone at DHI and Equity Prime.

    From the owner: Equity Prime Orlando is part of a national lender whose operations extend to over 42 states. We…read moreprovide a variety of mortgage products to assist you with finding solutions to all of your needs. Our company has Certified Underwriters on staff which allow for decisions on your application quickly. We maintain a dedicated professional sales and operations staff that insures the closing process is quick and efficient. At Equity Prime Orlando, our management team has over 16 years experience in the mortgage industry. We provide exceptional pricing without compromising follow through or customer service. Our dedicated staff of highly professional and experienced mortgage originators are eager to guide you through the process of your loan and provide you with competitive interest rates and superb service. We only hire employees with a minimum of five years of industry experience to insure the quality of information. Contact us to see what your mortgage options are today to begin your loan journey to homeownership.

    Hometown Title Group - mortgagebrokers - Updated May 2026

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