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    Hernandez Insurance Services

    2.4 (5 reviews)
    Closed 9:00 am - 6:00 pm

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    Instant Mexico Auto Insurance Services - Onlie quote, buy and print: http://instant-mex-auto-insur.com/wp/instant-online-quote/

    Instant Mexico Auto Insurance Services

    (13 reviews)

    San Ysidro

    *"Qualitas is a skam"* my vehicle was stolen in Mexicali, Mexico. I have a Coverage on turist…read morevisitor for $8,500.00 dlls, (Blue Book estimated) and now Qualitas is whanting to pay $2,500.00 total for my lost. I will have to complaint with COMISION NACIONALPARA LA PROTECCION Y DEFENSA DE LOS USUARIOS DE SERVICIOS FINANCIEROS (CONDESEF) and request their assistance in the resolution of this matter. www.condusef.gob.mx

    I am writing this to protect YELP users from going though what my family and I did…read more So I loaded up the kids and wife in the car to head down to Baja for a long weekend. We head down to San Diego like we have over so many years to purchase our Mexican Auto Insurance. We drive to Instant Mexican Insurance in San Ysidro to buy our policy. Just like always we get full coverage on the vehicle and off we go! I love Baja there is so much to do and we were having a blast. That is until our last day when we decided to drive down to Ensenada. We walked around town for 6 hrs. When we decided we had enough we jumped in the car and headed back to our condo. We were sitting at the last stop light out of town when all of the sudden BAM! We were rear ended by a HUGE tour bus! Thankfully everyone was ok and our car was drivable. When we exchange insurance info it turns out we have the same insurance company Qualitas (avoid using them at all costs). We waited an hour and a half for the insurance adjuster and when he arrived he informed us our insurance policy would only cover Mexican labor rates ($5-7 a hr in Mexico & $45-$50 in the states). This was never told to us when we purchased our policy through Instant Mexican Insurance. Nor did they offer a policy that would cover U.S. labor rates which several reputable business like AAA do. I found a policy after this happened from AAA that covers up to $75 dollar labor rates for only $10.00 more than what I paid for the SCAM Instant Mexican Insurance offers along with their partner in crime Qualitas. They gave me two options. Take my car to Mexico on my dime (I live 700 miles round trip from the border)to have it repaired by some shop I cannot research or accept just under $5000 on estimates averaging $8500 and that's not including damage that cannot be seen until the vehicle can be taken apart. After contacting Instant Mexican Insurance our first day home I was verbally harassed buy some rude menopausal woman who reminded me by taking the packet they gave me I accepted the terms buried deep in their packet. Heed my WARNING!!! Use Instant Mexican Insurance & Qualitas at your risk! I can almost guarantee any of the positive posts have never had to file a claim.

    Border Mexican Insurance - Mexico Auto Insurance

    Border Mexican Insurance

    (5 reviews)

    San Ysidro

    I was planning a trip to Baja for my friend and I. This was his first trip to Baja and I wanted to…read moreshow him how to do it right. Doing it right is obtaining Mexican Car Insurance before you cross the border. Mexican car insurance is required by law in Mexico and adds peace of mind that you are 'fully' covered for theft, damage & limited medical expenses resulting from a traffic collision. When purchasing Mexican Car Insurance you have to ensure the company in which you are purchasing car insurance from is a company based in Mexico which this company is. While I conducting some research I found what I believed to a reputable company that has been in business since 1987. I even found a Yelp page for this business and to my surprise I found that this company was offering a Yelp deal which provided you with $25.00 dollars' worth of insurance (which will give you 'full coverage' for an entire day) for $20.00, of course I jumped on the deal. After purchasing the deal and receiving the confirmation number from Yelp I called the business direct and asked them how I go about cashing this voucher in. What happened next was quite interesting as well as disturbing, the folks working the actual front desk of this business had 'NO' idea of such a deal. I had to suggest the employee's go to their Yelp page and look at the deal that is being offered by their employer, I did this a week prior to my trip. I was advised by the staff that if the deal was valid that I could simply go onto their companies web site, fill out the basic information required (vehicle, driver info) and upon checking out apply my confirmation code, I did just that and upon checking out there was no box for a confirmation/ redemption code. This was quite taxing because I did not want to make another stop at an office on my way to Mexico but now I had to stop to rectify this situation. Yesterday (08-07-2014) I stopped by the office in person with my confirmation code in hand. The employee working when I showed up was the same person with whom I spoke to the week prior and who remembered our previous conversation. This employee a male gentleman whose name has slipped me was extremely helpful & immediately got on the telephone and started making telephone calls to his supervisors to verify this Yelp deal. The supervisors had no idea what he was talking about which was quite frustrating for both me & the employee. The employee quickly apologized and offered me a discount for one day's worth of full coverage into Mexico which ended up saving me $10 dollars. I ended purchasing this insurance in cash. Even with the major hiccup that occurred with my Yelp deal not being validated I was still in and out of the door within 10-15 minutes. I was happy with my level of service until the following day (08-08-2014) when I was called by my bank advising me that a purchase was made in Mexico using my credit card number. The purchase was in the amount of $2,987.14 via Apple online for two (2) Mac Book airs. I cancelled my card, called Apple cancelled the order and called the business directly to advise them of what happened. I called the business directly and asked to speak with the owner who has a message on Yelp claiming to be in business since 1987 with zero complaints. I was told the owner of this business was in Ensenada and would return my call, as of today (08-15-2014) that has not happened. In the future I will AVOID this business. In my opinion this is not a coincidence. If you are going to use this business pay in cash otherwise you might end up like me disputing charges & cancelling credit cards. The last time I used said card before using it using to purchase a Yelp deal (which was not honored) was over 2+ months ago on United Airlines to purchase in flight Wi-Fi service. I wish I could give this place negative stars, a complaint is being filed with the BBB.

    Cheap product, cheaper service. Got a quote from David this morning. Asked him to please have it…read moreemailed so I could see the coverage details. He replied by saying he couldn't because they were too busy. I let him know I wasn't leaving right away and had time. Well its been about six hours and I still haven't recevied that quote. I could just imagine how they handle calls about claims.

    Montiel Services

    Montiel Services

    (4 reviews)

    San Ysidro

    I spoke to gentleman the day before regarding renewal of ITIN number. He stated bring in your taxes…read moreand your required passport to send in the W7, which we will provide for you here, process takes like 20 minutes for $95.I showed up at 3:45 lady sitting in the front is doing someone's taxes in front of everyone. She asked me as I walk in what I need. I explained to her exactly as the gentleman said she said OK have a seat I'll be right with you. About 30 minutes later. Another lady walks in. She ask her what she needs stops from doing the gentleman's taxes and tells the lady how much she's receiving a taxes $1580. I point this all because it's very unprofessional to put everyone's information out loud like that from where I was sitting I could've obtained the gentleman's Social Security number and all other personal information plus she was saying it out loud as she was typing .It is now 445. She stands up, comes up to me and ask me again what I needed and states the person who does the certification is not here. An additional it's gonna cost me 45 more dollars from the $95 price quote for certification. So you plan on going please ask them to do your taxes in private and ask for your price upfront with no hidden fees.

    I was very pleased with Montil Services, Liz did my taxes and she was very nice, professional and…read moreknowledgeable about anything I would ask her. My taxes were taking care of right away and received my refund quicker that I expected the price was also very reasonable. I would definitely file my taxes next year with her. I also recommend my boyfriend and her husband helped him with his immigration paper work and he was also very pleased with there services. Thank you Liz and husband for helping out the community. You guy's are awesome!!!

    Hernandez Insurance Services - insurance - Updated May 2026

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