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    Heatley Capital

    3.0 (2 reviews)
    Closed 9:00 am - 4:00 pm

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    Services - Heatley Capital

    Investment management

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    Bsi Financial Services - Made up fees

    Bsi Financial Services

    (173 reviews)

    I had no choice to be with this company, my mortgage was sold to them. This company does not even…read moreoffer bill pay through the bank. Then, they claim no responsibility if you mail a payment in and it doesn't get processed for two weeks. I am uncomfortable with BSI's procedures and practices.

    BSI is by far the WORST company I have ever been forced to work with. I was unwillingly transferred…read moreto BSI last summer randomly. No notice, no documentation. It was just gone out of my Essex portal showing as paid off... So once I finally figured out the BSI stuff I decided to refinance my home at the beginning of this year... Welp, don't get too excited if you want to refinance and are currently with BSI because they will make your life a living hell to get that completed. Mine still isn't complete. I started the process in January and it is now almost May... Everything for my refi is complete and has been completed for months, we are literally only waiting on BSI to give us a subordination release form for my new lender. One of their people on the phone laughed in my FACE as I was asking for the form. He told me they don't do that and I should have checked with my mortgage broker before I started my refinance and the only way to get the loan gone is to pay it all off in full...... But when my mortgage lady calls BSI, they say they will release it. So we are getting all kinds of mixed information. Not only is this keeping my refinance from closing, it's also causing issues with other policies I opened regarding this refinance. So my new home insurance is canceling today because we still haven't closed BECAUSE of BSI not releasing my form. And I'm now being asked to pay thousands of dollars upfront for my premium policies so they don't get canceled because it's mandatory to have active home insurance to get approval for a refinance. Lastly, good luck trying to reach anyone helpful on the phone if you call. I lost count of how many times they transferred me, almost all of them were rude or had an attitude and it was crystal clear that no one cared that I needed help. I was finally getting transferred to a supervisor, but the transfer took me all the way back to the main line to start all over again. Then they accused me of hanging up, which I definitely did NOT hangup, and said that that's why it took me to the main line, because I hung-up. What a joke, right? They go to transfer me to a supervisor again and I got no one. I just waited and waited and nothing.. I eventually just hung up after an hour of going in circles. I am LIVID with BSI and they should be put out of business for this. Just by reading hundreds of other people's reviews about BSI's awful customer service, fraudulent activity and how most clients were forced to use this service provider, that should be more than enough for them to be put out of business. With that being said, I still don't have the document I need to complete my refinance. Attorneys will be contacted at this point.

    SPS Financial Group

    SPS Financial Group

    (1 review)

    I already have a good life insurance policy through my law firm, but Spenser explained to me that…read moreif I ever leave the firm, I will lose that insurance. The older I get, the harder it will be to get a new policy on my own. The policy he helped me get will not only stay with me if I leave my job, but it also allows for some investment options. Spenser recommended I consider an IBC policy, which goes beyond your typical life insurance policy. Rather than just telling me what to buy, he worked with me to build a policy that allows me to have investment opportunities and funding options for future purchases. Since then, I have recommended Spenser to multiple of my own clients. He has helped them find what works best for them, whether that's in starting a new business or protecting their families.

    From the owner: At SPS Financial Group we guide you in everything from Health/Medical/Life Insurance. We also…read morespecialize in working with 1099-Contractors/Business Owners with tax strategies and policies to ensure you are maximizing every dollar you make, while making your dollar work for you. Spenser Strickland Founded SPSFG after receiving (and beating) a Stage IV Cancer diagnoses. We pride ourselves on not only providing solutions no matter the client need, but providing as much education as possible, coming from a patient perspective rather than General Insurance Comapnies. We pride ourselves in being DIFFERENT. SPS Financial Group -Your protection. OUR priority.

    Heatley Capital - financialadvising - Updated May 2026

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