1. Heartland Credit Union

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De Forest, WI

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Heartland Credit Union

1.0 (1 review)
Closed • 9:00 am - 5:00 pm

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Services - Heartland Credit Union

Personal banking

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8 years ago

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UW Credit Union

UW Credit Union

(5 reviews)

PSA: Never get an account with a bank if you can help it. Always go with a credit union. Banks…read moreare for profit and they want to make money off you. Credit unions are member owned, they exist for the benefit of their members. I've been with UW Credit Union since I was an adult. Sometimes you cant avoid accounts with (other) banks and I've also been with Wachovia, Wells Fargo, and a few others. I've had very few bad experiences with UWCU and very few good experiences with the others. If you ever have an issue with UWCU or your account(s) there, go in and talk to them. Even if it's your fault. Sometimes they waive fees. Sometimes they have other ways of helping you. Biggest downside to UWCU is that there are sometimes cheaper places to get loans and mortgages. Since they are member owned, they dont take big risks. If your credit isnt perfect, downpayment isnt big enough, income isnt high enough, etc, you might end up with higher interest rates or closing costs than you'd find elsewhere. Shop around for big stuff. This particular location is one of my secrets-- most of the high traffic locations, you're out of luck sitting down and talking to someone without an appointment. This location is quiet enough that if I dont have time to make an appointment, I can just walk in. They used to have great free coffee.

I get wonderful service if I go into the bank to get services at the Middleton branch. I also get…read moreefficient service at the drive up window. The tellers listened to my specific needs and were able to form fit the money service requests to meet our families needs. However to be fair, I travel extensively and need to do banking from other states in the US. When that happens the service goes down to one star. I have repeatedly been unable to get transactions and financial informations from the Credit Union over the phone. The staff at the call centeris ill equipped to address financial issues consistently. From now on I will take the branch number with me when I travel, because the call center consistently, I think, does crowd control and the ultimate service ends in a dead end, a huge waste of time, and frustrating .Most of the time I just love being a UW Credit Union Member. Just not when I step out of the city. While overall the Credit Union does great service, the call center should be avoided.

Heartland Credit Union

Heartland Credit Union

(25 reviews)

High Crossing

I used to have an account with them for many years. I once had approximately $400. withdrawn from…read moremy account and apparently deposited somewhere else. They made good on their error, and told me it was because my account number was similar to that of another customer and they couldn't guarantee it wouldn't happen again. I made sure it wouldn't happen again by changing banks.

I submitted extensive documentation establishing that Heartland Credit Union's customer knowingly…read moreand intentionally made a reservation at The Oleander Hotel through Booking.com. The customer voluntarily entered his own credit card information to secure the reservation and received **16 separate communications by email and text**, including our cancellation and check-in policies. The documentation provided shows these communications were successfully delivered. The customer subsequently claimed that he called The Oleander Hotel to cancel his reservation. We dispute that statement and have no record of such a cancellation. More importantly, reservations made through Booking.com must be canceled through the appropriate Booking.com process by the guest. The hotel cannot simply cancel a guest's reservation on the guest's behalf based upon an alleged telephone call. Despite the substantial documentation we provided, Heartland Credit Union accepted its customer's unsupported representation and reversed a legitimate charge for a reservation that was knowingly made and subject to clearly communicated terms and conditions. The result is extremely concerning: the cardholder was permitted to avoid payment despite the merchant providing documentation of the reservation, payment authorization, cancellation policy, and 16 separate communications regarding the stay. In my opinion, this raises serious concerns regarding Heartland Credit Union's dispute-review procedures and the protection afforded to merchants when a cardholder disputes a legitimate transaction. Consumers and merchants should reasonably expect a financial institution to evaluate objective documentation rather than accept an unsupported assertion that is contradicted by the transaction records. I have retained the complete documentation associated with this matter and stand behind the accuracy of the evidence submitted. I strongly dispute Heartland Credit Union's decision and believe the evidence overwhelmingly supports the validity of this charge.

Bank of Sun Prairie

Bank of Sun Prairie

(5 reviews)

There for me, when I needed them!…read more It is an awful feeling when your bank account is dwindling and you are not the one doing it. On a Saturday, one day before leaving on an extended trip I logged into my bank account and noticed multiple pending transaction that I did not make. I called the Bank of Sun Prairie and even though it was on a weekend I got to talk to a live person. Hector was very helpful, he was able to determine how the charges were being made and after a while of investigating he recommended we close the account immediately. He said he would do everything possible to ensure the false charges did not clear my account and there was a chance they would be able to transfer all my bill pay information to a new account. This was a stressful situation for me and Hector was very patient, understanding and made me feel confident that I was in good hands. In a couple days I was contacted by Pam from the Bank of Sun Prairie, she understood we were traveling and assured me they were working to protect our account as well as establishing a new account for us. A couple times it was late evening when Pam was texting with me to verify information. Pam managed to set up a new account, transferred all bill pay info and even held the old account open for deposits. Everything was accomplished in a timely manner and all done electronically which was a great benefit to me. The customer service from these two people and the Bank of Sun Prairie was far above and beyond what I expected. They made an awful situation, painless. Regardless of where you bank, it is not a matter of if you become a victim of fraud, but when. I highly recommend the Bank of Sun Prairie for all your banking needs. I, for one, will be a customer for life.

Apparently if you leave a small savings account sit in this bank, they simply take it. Went to…read moreclose my account today because we are moving and the amount I had was gone. It was a savings account that they don't have to maintain, your money just sits there. But not here. I left it there so I could do some business without having to go to where the bulk of our money is. Apparently if you are inactive even on a simple savings account, they will take your money without a so much as "here's a check in the mail" or a "come get your money out". The Bank of Sun Prairie will take every penny. I'm thankful the rest of my money is in a Credit Union where they care about you and your money. I only give it two stars because front line staff is very nice.

Heartland Credit Union - banks - Updated November 2026

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