Over the last 3 years, my insurance rates have increased annually from $606.76 in 2019 to $730.76 in 2020 (20%) ... then after a year of virtually no driving and no car shows, Heacock greeted me with yet another increase to $911.76 (25%). In all, since signing up with Heacock in 2018, my rates have increased from $586.76 to $911.76 ... or a whopping 36%. Throughout that time no claims were submitted, I never requested anything and I drove about 2,500 miles in all.
Tell me HOW THOSE RATE INCREASES MAKES SENSE?? Err, thank you very much for nothing.
But Heacock's customer service is just as deplorable. First, overall there's very little personal contact or "care" in their responses and interactions. I had my premium almost expire because I did not receive the new packet, yet nobody ever called or alerted me. Instead I found out via a mailing, then scrambled to make payment with typical "wooden" responses from Heacock in the process. Along the way, questions went unanswered which to me just underscores my point.
The latest event was the worst of all.
When the $911.76 bill arrived in late December, I immediately reached out to Cindy Reed early morning Monday, 12/28 to ask why the huge increase yet again. To my surprise, there was no reply. Later that day, I followed up with another message asking more pointedly why there's a 25% year-over-year increase and how Heacock can justify such a rate hike in a year of a pandemic, nevermind given I drove the car just a few hundred miles all year.
Again, no reply.
Instead, it took THREE DAYS for Cindy's co-worker, Sheryl Ghazal, to respond. First thing I learned Cindy Reed was on vacation. Gee, that's good. If a company truly cares about customer service, wouldn't a rep like Cindy have an automated Out-Of-Office reply alerting customers she's away? Better yet, wouldn't an alternate contact be provided?? Secondly, Sheryl offered zero sympathy, understanding or care for Heacock's exceptional rate increase, nevermind it was coming during a pandemic with a terrible economy. Nice.
In follow up, I said five words: "You just lost a customer". To no surprise, neither Sheryl or Cindy ever bothered responding. In my view, that just further states the case. Of course, Heacock went ahead to bill me for the new premium anyways, which again shows how disconnected they really are from their customers. By then I already switched to Grundy. My new premium is $426 per year and I am getting VIRTUALLY EVERYTHING I was from Heacock.
Sheesh, good riddance. read more