Dave Pennington is an amazing mortgage officer. Our realtor contacted him on short notice to help…read moreus close on a house 13 days after our initial contact, and he nailed it. The backstory is that we originally were working with a different mortgage officer for a different company, but she warned that we weren't going to be able to make the closing date. That freaked us out, and our realtor recommended we switch to Dave. I'm so glad she did, because Dave really stepped in and got things done, as soon as possible. It's like he had a fire lit under his butt and needed to move move move. We really appreciated that. He pushed us to get things turned around quickly, and he pushed everyone else involved in our transaction (especially the escrow company, which was having issues). On his own initiative he contacted the relevant parties (e.g., the escrow company, our financial advisor, our insurance agent) when things were unclear or when they needed to be pushed. And we were able to make our closing date with days to spare, with a solid mortgage at a very competitive interest rate. Dave took the time to explain the complexities and walk us through things, while also pushing things along and sending us reminders when we were forgetful. One thing I especially appreciated is that he acted as our advocate and gave us advice, rather than being tight-lipped and trying to cover his own butt. In other words, he acted as if he wanted us to get a loan and get the house, and his job was to help us make that happen, rather than trying to protect the bank from all possible risks and just make money for the bank. I recommend Dave most highly.

Seriously the best! Was able to get me a loan quickly and a great rate. He definitely stays on top…read moreof it and makes the process very easy. I have recommended him several times and everyone has had a great experience!

This loan team is excellent. Megan did a very comprehensive presentation when we were first…read moreinquiring about a home loan. She went into a lot of detail not only on different loan options, but on the industry as a whole. This helped us understand how many of the factors in borrowing and home buying work as far as trends, rates and values etc. The overall picture of the industry was very important to learn about. It was very interesting as well, and demonstrated her in depth knowledge of the economy. This was much more thorough than any lender has ever offered me, and I have had many home loans and refinanced loans many times as well in my life. She offered us multiple financing options which helped us get the home we wanted. The service feels very personal.

I had such a great experience with the GEM team. Everyone made me feel so comfortable through the…read morewhole process by educating me each step of the way and answering my millions of questions. They worked super hard to get me the best rate and the lowest amount down (which was what I needed at this time). I highly recommend working with these ladies, they are smart, kind and hard workers!

Jesse and his team totally kick ass selling our house. Couldn't be more happy how easy it was with…read morehim. The only problem was I couldn't have him for our new house though... I'll just say not all Real Estate agents are created equal... Jesse is a real alpha, if you just let him do his thing and follow his direction y'all won't be disappointed. We had our buyer within a week of our listing going live and had several bids... in December at that... Thanks Jesse and the team at greenhouse Group -Matt/Cherie

My husband and I recently bought our first home, and we truly couldn't have done it without the…read moreincredible team at the Greenhouse Group. Our realtor, Craig, was amazing from start to finish. He helped us search for the right place and offered thoughtful, honest advice throughout the entire process. One thing we really appreciated was that we never once felt pressured to make a quick decision. Craig genuinely wanted us to find a home that we loved and that he himself would feel comfortable living in. He was also extremely diligent during the home inspection process, which gave us a lot of confidence and peace of mind. Craig went above and beyond in ways we never expected. He even took the time to make a YouTube video for my husband to show him how to handle a few DIY things around the house. On top of that, he had several hour-plus phone calls with my husband just to walk through the escrow process in detail and make sure we truly understood everything that was happening. That level of patience and dedication meant a lot to us. At one point Craig had even injured his foot, and despite that he still showed up to help us view homes. That kind of commitment really says a lot about the kind of person he is. We also want to give a huge shoutout to Jeremy, our mortgage officer. Buying a home is one of the biggest financial decisions you can make, and Jeremy did an incredible job walking us through everything step by step. Our loan situation was a bit complicated in the beginning, but Jeremy gave us solid advice and helped us get to where we needed to be in less than a year. He always made sure we understood the financial side of things and felt comfortable with the decisions we were making. Jeremy also showed us that having a strong relationship with lenders and simply being a genuinely good, personable person who's easy to talk to can make a huge difference in getting a loan approved. On top of all his professional accolades and knowledge, he's someone who is approachable and easy to communicate with, which is honestly a rare quality and something that made this whole process so much smoother for us. What really stood out to us about this team is that they're not just a realtor group. They're a group of people who ended up becoming our friends throughout this journey. They made it clear that if we ever have questions down the road, they'll always be available to help, no matter how long it's been since we bought our home. That kind of long-term support means a lot. Overall, the entire team was incredibly helpful, communicative, and trustworthy. We always felt like they were truly in our corner. The constant communication between everyone meant we never went a day wondering where we were in the process. Even though we know they work with many clients, they made us feel like we were their only ones. We're so grateful for their support and guidance during such an important milestone in our lives. And when the time comes for us to buy or sell again in the future, there's no question -- this is the team we'll be working with.

Michael and team were phenomenal. Just last week my husband and I closed on our new (and first!)…read morehome. We had been so scared to start the process because we thought we would only be getting our hopes up to be shot down but that wasn't the case. Michael gave us so much information in a way that was easy for us to understand. He often sent us links and articles he'd written for each step we were at during the process. It made it so easy (well as easy as it was going to be) to feel reassured that this was a leap we wanted to take. Other brokers we had talked to in the past acted as if our questions and concerns were a nuisance or they would get impatient. Michael was the complete opposite and his team really worked around the clock to get everything finalized and make us feel comfortable. Besides the interaction that we had with one another I want to mention that Michael and his team were great with interacting with ALL the parties involved in our home buying process. His team was definitely received well by everyone and when there are so many moving parts to piece together I believe this made a tremendous difference in how willing and cooperative the other parties were in moving things along. We really couldn't stop thanking everyone for the experience we had. I'm the type of person that googles worst case scenarios and there were some nights where my fear almost made me want to back out. I'm so happy I didn't and I'm even more grateful that I can now reflect on this experience and say it was real pleasure working with this team.

Michael and his team are awesome, our experience was nothing short of amazing. He was on it as soon…read moreas my husband contacted him to help with our refinance, and turn around was so quick and easy. Very attentive to us, great communication and best customer service you can get while going through something stressful as a refinance or purchase of a home. I would highly recommend working with Michael:) Mrs. Cordero

Maureen was the guiding light through our entire home purchase experience. She knows this business…read moreinside and out and expertly led us through the mountains of work (and paperwork) it takes to close. We quickly found that she is smart, organized, and extremely prompt, and that we could trust her every step of the way. She was the hub and the strongest part of our team. Thank you, Maureen!

As a first time home buyer I was apprehensive about the whole process and totally clueless where to…read moreeven start. We just closed on our first house last week, and I feel SO FORTUNATE to have found Maureen!! She is a mastermind of the mortgage lending process! I don't think I've ever met someone who is so hardworking with such high standards. Even better, Maureen upholds the same high standards for every one else involved in the lending process (escrow company, lenders, realtors, etc.) and she is constantly 2 steps ahead and prepared for anything, with a back up plan "just in case" to ensure everything goes through seamlessly. As a first time homebuyer initially unfamiliar with the process, I now know I threw a couple curve balls and Maureen didn't even bat an eye. As if all that wasn't enough, I also had no idea where to start when looking for a good realtor. Maureen suggested a few she has worked with in the past that she thought were really good, and she did not disappoint. I ended up choosing Melissa Tucci as my realtor, who was just as amazing as Maureen, and the two of them working together turned into an unstoppable powerhouse that could move mountains and get a deal done! If you're looking for a mortgage broker who will take care of you like family and go above and beyond, look no further. You will not be disappointed!

I started my mortgage search with a list of friends and family recommended loan advisors. I called…read moreseveral of them, but most either didn't return my call or left me feeling like I was dealing with a used car salesperson--pushy, impersonal, and not genuinely interested in helping. Then I called Laura Silva, and the experience was completely different. She was immediately responsive, quick to answer my questions, and thoughtfully educated me on the loan process. Throughout the process, we encountered numerous variables and unexpected challenges, and Laura handled them with incredible professionalism and skill. She's not only kind, thoughtful, and patient but also extremely diligent and straightforward in her communication. I never felt in the dark about anything; we always knew exactly where we stood and what the next steps would be. Laura consistently went above and beyond for us, and I have no doubt she does the same for every client she works with. I highly recommend working with Laura Silva if you need a loan. You'll be in the best hands possible.

Laura and I recently closed on a pretty stressful transaction together. Laura held the deal…read moretogether with her amazing level of communication with all parties and kept the paperwork moving right along! I look forward to many more closings together! ~Lisa Piltz, Realtor

I've worked with Renzo Marsano three times now, and each experience has been outstanding. He first…read morehelped me purchase my home, then guided me through my first refinance, and most recently assisted with my second refinance. Every time, Renzo has been professional, knowledgeable, and incredibly responsive. Renzo takes the time to explain all options clearly, answers questions quickly, and makes what can be a complicated process feel smooth and stress-free. He truly looks out for your best interests and tailors solutions to your specific goals rather than offering a one-size-fits-all approach. The fact that I continue to return to Renzo says it all. I trust him completely and would highly recommend him to anyone looking to purchase or refinance a home.

Renzo was great to work with, would highly recommend. We used Renzo again for a refinance and he…read morewas the best out there. He got us a great rate and made the process very easy.

I have been working with Dave for the last few months trying to find a new house. He was very…read morestraight forward and honest with our financial situation. He was able to qualify us for a great loan amount that wouldn't have us over stretch our finances every month. We put multiple offers on houses and Dave was always there for us to send the selling agent all the documentation needed. The dedication Dave has for his clients is unreal. He submitted financial documents need for our offer on a Sunday afternoon. I don't know how many people would stop what their doing on a Sunday to help a client. But Dave did for us. We are extremely happy with the service and dedication of Dave. I refer him to everyone I know trying to bye a house. Thanks Dave!

Dave Hopkins did a great job shepherding us through the loan approval process earlier this year. He…read morewas generous with his time in talking about the real estate market, the various loan options and the approval process. He told us the first day what Rancho Financial (or now Skyline Home Loan)'s origination fee would be, and it in fact turned out to be exactly that much, which is much appreciated. Dave was always professional and always there when needed as we approached closing. I can definitely recommend him.

I recently refinanced my home and the process was smooth and effortless. Rich truly gives above and…read morebeyond customer service and he and his team were very professional and caring. Do not hesitate to use Rich - you will be very happy.

Rich is probably the most honest and caring mortgage guy out there! He is thorough, careful and…read morediscreet... as he won't share your most personal information with people that you don't want knowing your business. I highly recommend Rich to anyone looking to purchase or refinance a home. If he can't get you the right deal, he will certainly connect you with the person who can! Thank you Rich!!!