This company advised me that my previous employer reported negatively on my credit which was…read moreextremely upsetting and lead me to file severe complaints against them through the BBB AND DOJ. Submitting these complaints was justified at the time as my credit restoration company advised me of these exact derogatory marks. I would have never made such claims against any former employer if they had not guided me in doing so. I have been dealing with this company for 3 months now, after learning of this huge mistake on their part I've tried to cut ties only to be threatened with collections. I had to withdraw all complaints I filed with the BBB AND DOJ and apologize to my former boss for the accusations. All this company could say was they were sorry for the misunderstanding and that I worked at that job when the negative reporting on my credit was applied, finally admitting to me, well after the fact and only after I made several calls trying to understand what the actual truth was. Now without merit will not allow me to discontinue their services nor allowing me to speak with a supervisor or manager to resolve my concerns. My credit on the direct bureaus is different than what is reflected on their dashboard provided. Now they want to send me to collections causing more issues with possible credit repair. I can't believe I ever trusted them. I'm worse off than what I was when I first started and needed their help. I was promised the backing of a law firm and they can't even advise when the law firm steps in, don't fall for this line either. They will collect as much as they want before they bring the so called law firm in to assist. The name of this law firm has yet to be disclosed to me either, consumers beware! I would give them 0 stars if allowed.

Worst customer service ever. I have been with this company for over 5-6 years. I happened to…read morecontact them to cancel my subscription due to changes in my income due to the current economic crisis. Long story short, the representative I spoke with in June 2026 placed my account on an extension for payment after I told her I didn't want the extension because there was no way I would have the funds available (sadly, my hours and hourly rate had dropped drastically). Well, in the end, that rep went behind my back and placed an extension. July 2026, I was reached for payment. I explained that I spoke with a rep in June 2026; the second rep gathered my info and said she would call me back to get the matter resolved. She never called, nor did the company. I sent an email on 7/10/26 requesting confirmation of the cancellation. I received a reply via their website customer service portal stating that they could not grant it due to their system. At the end, the company charged my bank account $124.00, $99 for the monthly fee, and supposedly $24 for a late fee for the extension I had never authorized or agreed to, after I repeatedly stated that I wanted my account canceled. 7/13/26 I spoke with another rep, this rep was very kind and much more oriented then the last two I spoke with, and explained my account was canceled, but that the charge was from the paperwork of May 27th, 2026, which I thought all this time, I pay and they send out paperwork (Thank you to that third rep for the clarification, although the company should refund me back the $24 for the suppose late fee of the extension, I never agreed on.) I asked to speak with a supervisor, and this third rep tells me over the phone that the supervisor will contact me and asks me for the best date and time. So, I tell her I am available now; transfer me. The third rep said she can't do that because the supervisor is busy (super shady; why do I have to wait for the rep to call me? Transfer me over, since this is an escalated matter.) The third rep tells me on the phone today that if my bank gets involved because of a claim for non-authorization of payment, they will go out of their way and place me on collection because I am violating their terms.... EXCUSE ME!!! You violated me from the start. I didn't authorize it, and if you needed the $99 from the papers sent out on May 27th, 2026, you should have discussed a payment plan with me from the start, and we all wouldn't have had to escalate due to miscommunications and misinformation. But it is still very messed up from the first rep to place an extension on my account when I told her multiple times that I didn't need the extension and that I didn't want it either, because I was unable to have those funds now or in the future. Now, they made my account overdraft, and allegedly, " They can't reverse the funds" (straight up B.S.). This company needs to do a better job of training their employees. I feel this company trains the employees to be thieves to customers regardless of the issue the customer may be experiencing and if they call and report on time. I will never recommend this company and will never return after this horrible experience. Collection my behind. I will be the one reporting thieves, untrustworthy people, and those trying to screw customers over from a company like this. Let's see how long it takes the supervisor to "Call me back" and take care of the matter and correct their reps' errors.

I spoke to these guys about a mortgage and they were very friendly. I found them on this website,…read moreand they lived up to their positive review. Will definitely use them when I'm ready to purchase a home. https://www.reddit.com/r/Miami/comments/1i3tpue/recommendations_for_mortgage_companies_in_the

It's money. Mullah…read more Bread, man. They got it. I need it. A place for my dough, you know?

Municipal Credit Service Repair really kept in touch and worked on my credit score…read more Last year November 2015, I started fixing my credit with Municipal Credit Service in Miami. Till now major accounts in errors that made a negative impact on my credit score have been deleted. When I started with Municipal Credit Service, I enrolled to the Lifetime affiliation program for $599 and in addition I pay $25 per every account in error deleted. The customer service is good, they call me more than I called them!

I had a real bad experience with these unprofessional all women staff .. They insulted my elderly…read moremom just because she had a couple of questions and at one point telling her if she has Alzheimer's disease .. No wonder they were insisting on me leaving a positive review rite from the start of initiating their services.. After two days of doing business with them I started doubting and my mother would call on my behalf as to why more charges are bring asked of us.... I don't know how they stay in business doing so much on unlegitimate business practices...

The most personalized hands on credit repair you can ever hope for. Carlos is simply amazing with a…read morevast knowledge in the finance industry. He is very skilled, knowledgeable, resourceful and effective in achieving the goal. A genuine person who will get the job done!

Excellent service . Thank you Carlos for helping me to build my credit. I appreciate you .read more

I wish I could give six stars for the level of customer service, even if there are issues in which…read morethey can't assist you with they will go above and beyond to try and help you with it as much as they can. I call multiple times a week, at times I'm like "they are going to hate me" but never that! The best company our office could have chose for our health / dental insurance.

Insurance experts! This is the first time I've renewed the insurance for my business with a team…read moreof professionals that not only asked questions about our health needs and cared enough to make sure each and every employee had the coverage they needed and for me, as the employer, I couldn't be happier with the savings, and we're talking about a five figure difference annually from what I was paying!!! 5 stars for your team!

I've never met a financial planner like David Treece. He really cares about people, and his clients…read moreare treated like family. It's scary when parents get old and doing the right thing doesn't come easy. But at Treece I was made to feel like everything would be taken care of, and it was. They knew the best people to call for everything like healthcare, assisted living and long term care that didn't break the bank.

From the owner: TreeceFi is your Retirement CFO…read more Financial advocacy for those aging alone and the LGBTQ+ community. Get honest answers to every question. No jargon or industry lingo. No pressure or sales talk. Maximize your income for life. Our job is to not only create a lifetime income plan for you but to also help you prepare for unexpected health care and long-term care expenses that may increase over the years. Gain a team who fights for you. When financial injustice occurs, we are strong advocates for our clients. Securities and advisory services are offered through Cetera Advisors LLC, member FINRA/SIPC, a broker/dealer, and a Registered Investment Adviser. Cetera is separate from any other named entity.

Odaly's was instrumental in getting my credit score raised by more than 50 points. Her team was…read morededicated to my concerns and worked diligently to resolve items on my report that did not even belong to me. Odaly's also got a few negative items off my report by disputing them. Credit Repair Systems is fantastic! I have purchased 2 brand new homes since she was able to help me get into the 790 range. Gracias Odaly's!

From the owner: Credit Repair Systems, Inc is a Miami based Credit Repair Company that helps consumers fix their…read morecredit reports and improve their credit scores by disputing inaccurate and outdated information and by educating their customers in the proper use of credit. They also specialize in guiding their customers on maximizing their credit reports before applying and re-establish new credit. Let us be "your helping hand to credit repair".