Normally I steer clear of brokers but this is the biggest possible exception. Harry was fantastic…read more He knows he stuff and steered us in the right direction at each turn. We used them once for a refi, and this time for a purchase. As most people in our closing process bumbled through various errors, Harry and Elm Tree was always on time on their end, and for once the numbers ended up working in our favor. We were able to get rock bottom locked rates each time and couldn't be happier.

From the owner: Local residential mortgage broker offering lower rates than most competitors, fast service,…read moreflexible loan programs and 15+ years experience

Our experience with the Ammar Team couldn't have been better!…read more Our parameters were narrow; we had a very specific investment/live-in goal in mind and they went out of their way to make our dream a reality. Joslyn was our main contact and she took a step by step approach once we were ready to make a deal. She ensured we understood the entire process and took the initiative to break down terms ahead of our questions. This process was easier because the Ammar team is well connected. They have great financial and legal resources which are critical for a smooth real estate transaction. Joslyn is an above-and-beyond kind of person. Her authenticity in helping us through this process never seemed forced and she was always there via text or email which was best for us. In fact, one of her preferred mortgage brokers that we opted to do business with was exceptionally responsive as well. We all ran through multiple scenarios, multiple times and once we landed on the right fit for us, the closing process was smooth sailing. It's also notable that this team held our goals like their own and Joslyn is a terrific negotiator. She made this happen for us and we're so grateful! We will be referring friends and family to the Ammar team often!

I just closed on my first home with the Ammar team less than a week ago. A 1786 Cape with 10 acres…read morein eastern Ct. Joslyn was referred threw my neighbor and I couldn't be happier with the outcome . Being my first home I was unfamiliar with the details of the process. Every step we took she explained so I could understand and be informed on what was happening. We had a short closing window, and with the property being in a trust it became some what of a head ache . Joslyn was persistent and closed on time with everything we asked for. In final I would recommend The Ammar Team to any one in the home buying process.

Melissa was a great help in my adventure to buy my first home.read more

From the owner: We understand that buying a home is a significant decision, and we want to make the process as…read moresmooth and affordable as possible for you. With our team of dedicated professionals, you can trust that we will work diligently to earn and keep your business. We are committed to helping you find the best mortgage solution that suits your needs. Transparency is key to us, and we will always provide you with all the necessary information and guidance to make informed decisions. Let us be your trusted partner on your journey to homeownership. Join our satisfied clients who have experienced our high-quality service firsthand. Get in touch with us today and let's make your dream of owning a home or investing in real estate a reality! We are a locally owned full service residential mortgage brokerage specializing in Conventional and government financing including FHA, USDA and VA as well as down payment assistance, renovation and portfolio loans to meet today's borrowers' diverse needs. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients at the lowest interest rates and closing costs possible with high-quality service. Our promise is to always work diligently to earn and keep your business. Let our over 20 years of experience help you find the right mortgage option.

Excellent service. Always there to answer any questions I had. Kept me updated every step of the…read moreway. Would use again, recommended to all!

Great rates ..refinancing was quick and easy...Customer service was amazing.. I worked with Mike…read moreTuley and he was quick to assist and get right back to me

These guys delayed my loan process by weeks. First they had to switch the type of loan. Then they…read morestarted over because of wrong type of appraisal. The loan processor was asking me for documents and verification several times. Some of which I had already provided. Even after all of that they tried raising my rate on me the last week of escrow. I had to pull out. Between the main contact, the processor, the officer and underwriter, They were not communicating with each other. Choose another lender

Alex Cottone & Spirit Souza (along with a few prayers) were rockstars. Alex answered all of our…read morequestions, & was available to us almost any time during the day. They worked quickly & to perfection! Quickest, smoothest closing we've ever had-& we had some credit issues during this purchase. Thanks again to Alex & his team! We love our new home, & are grateful for your expertise! Would recommend you guys anytime!