1. Golden State Mortgage

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Lodi, CA

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Golden State Mortgage

5.0 (1 review)
Open • 8:00 am - 5:00 pm

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11 years ago

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Summit Funding - Lodi

Summit Funding - Lodi

(10 reviews)

Had the pleasure of using Braeden Dillon as my loan officer for my first home purchase! Braeden and…read moreteam were amazing to work with very knowledgeable and explain the whole process! They got me closed within a couple weeks and before the new year! Will definately be using him in the future and highly recommend them! He got me a great deal and I ended up putting down less than expected and was just an all around great and easy experience! Thank you team Braeden!!!

Team Massa helped my husband and I buy our first home. They are very responsive! I appreciated…read moreMark's attention to what we were looking for in a home loan. He asked what was most important to us, and gave his recommendations for saving money in the long run. He was honest about the market rates, which saved us a lot too. We were able to lock in our rate before they skyrocketed. As first time buyers, it's a tricky field to navigate, but Mark and his team really went above and beyond. We purchased our home from family, without a realtor, because Mark's team took over a lot of the extras. This saved everyone literally thousands of dollars! I also appreciated how quickly it all went and our paperwork was so organized by them. The team even sent our children gifts congratulating them on a home! Even months later, my husband emailed Mark for help to keep track of our home value. Mark promptly replied and helped. Highly recommend this team and Mark! He is a high energy person, and will genuinely be so excited to help you buy a home!

Jeanine Nucum - Mortgage Brokers - I take much pride in my work. My goal is to simply "HELP and MAKE A DIFFERENCE" one client at a time.

Jeanine Nucum - Mortgage Brokers

(147 reviews)

If I could give Jeanine more than five stars, I would…read more Buying my first home at 63 years old after a lifetime of renting felt exciting, overwhelming, and at times downright terrifying. From the very beginning, Jeanine was so much more than a mortgage broker, she became a trusted guide through every step of the process. No question was ever too small. She patiently explained things I didn't understand, kept me informed every step of the way, and somehow made a very complex process feel manageable and even possible. Whenever a new document, underwriting request, insurance issue, or unexpected question came up, Jeanine was there with calm reassurance, knowledge, and practical solutions. What impressed me most was how deeply she cared. I never felt like just another client. She worked tirelessly behind the scenes, coordinated with my realtor, escrow, insurance broker, and lender, and always had my best interests at heart. I truly not only felt, but knew she was advocating for me throughout the entire process. Thanks to Jeanine, I am now the proud owner of my very first home. Looking back, I honestly don't know how I could have navigated this journey without her expertise, patience, encouragement, and unwavering support. If you're looking for someone who is knowledgeable, responsive, compassionate, and willing to go far above and beyond, I recommend Jeanine without hesitation. She helped make one of the biggest dreams of my life come true, and I will always be grateful.

We have had the pleasure of working with Jeanine many times through several purchases and just…read morerecently she helped our buyer with securing a loan. Jeanine was on point every single time. She's not just thorough but FAST! We asked for a 20 day close she did it in just that. What we love most is her response time. My husband sent a message on a Sunday she got back in a matter of minutes. She makes it easy and straight forward. We will always use Jeanine for our future transactions.

John King - Summit Funding - John King NMLS ID# 453426

John King - Summit Funding

(11 reviews)

My husband and I are on the beginning stages of preparing to buy our first home together. I…read morecurrently own a home, been in this house since 2009, so I understand the home buying process and what I needed to do in advance to get into this house. The home we want is higher priced and a brand new build. I reached out to John King and his team to see if they can assist us with understand what we need to do now in order to qualify for our dream home in a year. John met with us on a Saturday, not his normal working day, and spent over an hour going over our current finances, our current credit scores, details on the different loan options available, and what we need to do over the next year to be able to walk into his door again and get pre-qualified for our house. He was patient, answered all of our questions, and was just really awesome to work with. I highly recommend John King & his team when getting ready to buy your home. I look forward to working with him again when my husband and I are officially ready to purchase our home!

John and team were just amazing. They were competitive when I was shopping around for my first…read moremortgage loan. Martha walked me through the process at least twice and really helped me understand this big decision. John worked flawlessly with our buying agent and provided really competitive timelines which was the driving force in getting our offer accepted in a competitive market. He would often call me after hours to give me updates and was always asking if I had questions every step of the way. I cannot express how easy the team made it, although getting ALL THOSE DOCUMENTS to them was super stressful! They were understanding and patient, gently pushing when we were close to deadlines. So so so thankful for them and allowing us to purchase our first home!

Valley Capital Lending & Realty - Top Producer award

Valley Capital Lending & Realty

(16 reviews)

Angie Garibay was absolutely great to work with throughout our home loan process. She was…read moreprofessional, thorough, responsive, and made everything smooth from start to finish. Most impressive, she was able to close our file in just 7 days. We truly appreciate her hard work and would definitely recommend Angie for your real estate and home loan needs.

Working with Angie has been an absolute blessing both professionally and personally. She is not…read moreonly an incredible broker but also a powerhouse businesswoman, a woman of God, and a true friend. Her integrity, dedication, and unwavering faith are evident in everything she does, and it's inspiring to witness. What sets her apart is her commitment to making the home-buying process as smooth and stress-free as possible. She handles in-house loans, which means everything is done under one roof, making the entire process faster, more efficient, and more personal. You're never just a number to her she truly cares about every client and every transaction. She's knowledgeable, hardworking, and always goes the extra mile to ensure her clients' needs are met. Whether you're a first-time homebuyer or an experienced investor, she brings wisdom, clarity, and honesty to the table. She operates with a rare mix of professionalism and compassion that makes people trust her instantly. It's not every day you come across someone who can be your broker, mentor, and spiritual encourager, all in one. I am beyond grateful to work with such a phenomenal woman. If you're looking for someone who will fight for your best interests and do it all with grace, prayer, and purpose she's the one.

Golden State Mortgage - mortgagelenders - Updated October 2026

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