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    Allstate Insurance: Ken Mihalcin

    Allstate Insurance: Ken Mihalcin

    (2 reviews)

    **NOTE: This review is on the agent Ken Mihalcin, NOT Allstate as a company.***…read more When I was in my mid-late teens with a fresh driver's license I got more than a lesson in how to drive a car, I also got an important lesson in insurance companies. As is generally tradition, when I turned 16 my parents put me on their auto insurance policy and bought me my first used car so I could learn to drive. At 17 I was involved in a car accident that totaled my poor blue Chevy and put dollar signs in this insurance company's eyes. "Oh it will be MUCH cheaper to have your 17 year old high school student who works part time at minimum wage to have her very own SPIN OFF POLICY!" they told my bewildered parents. Thank God they didn't listen to the agent...until the next year. I graduate high school and go off to college with a dream, my sketch pad, and a brand new insurance policy in my name! Man these agents are GREAT at the hook and bait approach...especially when they'll talk your ear off and keep you in their office for (literally) hours talking and talking and talking. Maybe it's just their personality, or maybe it's a device to confuse you and get you to willingly sign your name on the dotted line, and into their merciless clutches you go! A few years pass and my father (whose name is on the title to my car) goes with me to the Allstate office again. I don't remember exactly why, but I think it was to help me try to lower my premiums since at this time I was more than a little broke... The agent, talking 100mph mentions something that didn't sit right with me. So for once, I speak up, "Wait, so the vehicle has to be in the name of the insurance policy holder?!?!!?" I know this must be a widely known fact, but we, having placed our trust in this agent, had NEVER heard this before this day. Needless to say, my car was in my father's name and the policy was in my name. "So..." I asked angrily, "I have had this policy for a few years and if I had gotten into an accident, YOU wouldn't cover it?!?!?" The agent stammered and said this was the case. Not only was it me, BUT THEY ALSO PREACHED SPIN OFF POLICIES TO MY YOUNGER BROTHER WHO WAS IN THE SAME SITUATION! My brother had a policy in his name and drove a vehicle in my father's name. No apology, no offers to fix the situation. That day my parents took me and my younger brother to a notary and we got the titles switched right away. From that day forward I felt totally helpless about insurance policies. That was until I got a job where I needed to learn how insurance works and what the state minimum coverage ACTUALLY IS (not what the agent tells you it is). I found a policy elsewhere that charged the same premium but gave me much more and better coverage and have not looked back yet. PLEASE do your research and DON'T LET AN INSURANCE AGENT FAST TALK YOU. Again, Allstate as a company, I can't attest to, but Ken Mihalcin is a dishonest agent and may disgrace Allstate's name. I have to wonder how many parents and their kids have had this happen to them.

    This agency (Not Allstate) is terrible. I moved here from California where I had Allstate for over…read morea decade. When I transferred in, the agent I spoke with (Summer) was very pushy. She didn't answer any questions I had and seemed hell bound to write more policies then I needed. I told her I only needed auto (not renters). I was clear about this. Despite the discount, I have my renters insurance elsewhere and I would like to stay that way. She persisted until I made it very clear that my answer was no. Days later, when I went to look at my auto account online, the renters insurance was added. I find this sort of practice slimy and dishonorable. She wouldn't answer my calls for days. I finally reached to Ken instead (on four separate occasions mind you). I was told he was always in a meeting. When I finally reached him on the fifth try, he seemed annoyed and took her side by saying she was doing me a favor. I was livid. Stay away from Ken Mihalcin. He is a joke.

    GCU - nonprofit - Updated May 2026

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