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    Gary M Shepard

    5.0 (1 review)

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    14 years ago

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    Fred Loya Insurance

    Fred Loya Insurance

    (2 reviews)

    Valley Glen

    Nothing against this location in specific but the company itself…read more Avoid to acquire your insurance on this place, I have had multiple issues with them. 1. They sold me a full coverage insurance in my salvage title car, then they told me that if I got into a car accident they wouldn't cover it because it was salvage title. I asked why on earth they wouldn't sell me a full coverage policy if they were not gonna pay and they told me that my car registration didn't say salvage which is a lie because I bought my car on a salvage tittle. They also told me they don't check DMV records which I also think that it doesn't make sense. 2. We got into a car accident, the other person was at fault, I had the insurance documents from the other person and I call them, they told me they couldn't do anything for me unless I wanted to use my insurance to fix my car, otherwise I AM RESPONSIBLE of contacting the other insurance which I never heard of, all the insurance I know they content the other insurance place and fright for you. This place is horrible!!! Please do yourself a favor and DO NOT get insurance from this place!

    This was the worst insurance company I have ever had, the lies and deception was just…read moreunbelieveable. When I got my insurance my sons who did not stay with me was excluded from my policy and I did not notice until the next day. When I called back the agent refuse to take them off. I was told I had to do automatic payments and when I confronted the main office and the Dept of Insurance, they claim I did not have to have it. God forbid I had an accident and was not the driver, and it was not our faught and they denied my claim and had me fight for my rights on my claim to pay for my vehicle to get fixed with my insurance company because the other company was low balling me and giving me the run-around, I never had problems with other insurance companies because they were regular companies. This company have their own policies and is base in Texas and insure people in low income areas that need auto insurance and Oh MY God this was the most horrible experience ever. I could not wait to get insurance from a real company so I went back to my previous company who treated my like a human being. As long as I live, I will never get insurance from this company again I have really learn a lesson from this bad experience because it was a total nightmare.

    Gary M Shepard - insurance - Updated May 2026

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