So, you guessed it! The same bad service! Did EVERYTHING I said I do above and have included the "attention loan department" on front of envelope. I keep doing EVERYTHING they tell me to do and nothing is helping!!! Noticed that on December 15th they applied principal payment to my mortgage payment again. Called and they fixed their mistake but are trying to charge me $16.72 for it! Wtf!?! I'll be calling tomorrow again! I have read their payment policy and it clearly states that I can make payment by phone even though they've told me I cannot. I'm looking for a lawyer that can take this on bec I'm sure I'm not the only one. And it's stealing our money bec we aren't getting all of the benefits of a principal payment. Stay away from first national bank! Thieves!
Called and spoke to same young lady I called on the 4th re their mix up again. She did everything right. It's the processors messing up my acct!!! So illegal too....the $16.72 she said is a late fee. How is there a late fee when you took my principal payment on Dec 15 and applied it to my mortgage that you pull every 1st of the month. You get caught on the 4th and have to fix your mistake and on the 8th you want to charge me a late fee!?! I'm still within my grace period of 16 days so no matter which way you look at this, IT IS NOT LATE!!! You are such a thief!!!! I wish I could get a 2.6 rate somewhere else and be done with this bank. So frustrating and disgusted. read more