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First Mid Bank & Trust

5.0 (1 review)
Closed • 9:00 am - 12:00 pm
Updated 3 months ago

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Personal banking

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3 years ago

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SIU Credit Union - Worst bank ever

SIU Credit Union

(21 reviews)

I've had plenty of financial institutions in my life... and this one is at the lower tier of the…read morelist. I still have another credit union for over 20 years, and it's NOT this one. just because you have SIU as your name doesn't mean squat. Look at the other reviews who give low ratings. One example is receiving funds from an external source & posting "pending"... which is B.S. they even do that with Social Security direct deposits. Many other C.U.'s will offer " Early paycheck".. SIU does not. The ATM is the only thing I use. I use nothing else. I am still shopping for a better option, and better options are not available in the town of mayberry.

Guys are crooks! Been a customer for 25+ years. I moved to Texas and the insisted I kept my account…read moreopen. They recently put my account on this courtesy pay but failed to mention that any time they let my account go partially negative (I'm talking 10-100 dollars not thousands) they hit me with a 25 dollar surcharge. Im talking literally 6 dollar, 8 dollar transactions they charged me 25 dollar a piece for. And I've funneled hundred of thousands of dollars thru this institution, i had no idea they opted me into this nor that i would be hit with a surcharge that amount. I asked if they could sort this out and they said nope and i needed to pay up. I could see "5 dollars" a transaction maybe but when your taking 3-5x's what your funding me. They should be ashamed of themselves. Needless to say instead of arguing them i'll begrudgingly pay their 160 dollars or whatever they say i owe them and close my account asap! 618 people bank somewhere else!!!

The Bank of Carbondale

The Bank of Carbondale

(2 reviews)

Not a fan. I never understood the slogan of Alpine Bank, "A bank you can actually like," until I…read morewas a member of Bank of Carbondale. It never occurred to me that I wouldn't like my bank, until I was a member of Bank of Carbondale. There was a limit on how much I could remove from my debit card that caused me several problems. I asked to remove it numerous times and they refused. Finally, one person did remove it and said that it could have been removed all along, but there was no reason for me to be upset because it would be removed going forward. I had also signed up for a student account (which offers free checking) and was given a different type which of course wasn't free. I was told this was an accident. I didn't catch it for about 2 months and wasn't reimbursed because I didn't notify them of the problem fast enough. That was just the tip of the iceberg, really. Long story short, bad bank, rude employees, don't do it. I will admit, I banked here a lot longer than I should have. I was only living in the town for about 2 years and had automatic withdrawal for a few different accounts and was too busy to look into another bank. That was my fault.

After being a costumer of this bank for several years and paying THEM a monthly service fee so they…read morecan use my money to lend to others to make more money for THEM, they charged me $60 for a single insufficient fund. This was the first time I was ever insufficient, and I live a few hours away from my nearest branch, so the day I reachieved notice I literally immediately mailed a check to them. But this meant nothing to them, and as most recent graduates know, $60 for nothing can mean a lot. Needless to say I'm closing my account with them TODAY!... something I should have done a long time ago. Carbondale has many banking institutions and i advise everyone, especially students, to BANK ELSEWHERE!

First Mid Bank & Trust - banks - Updated May 2026

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