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First Convenience Bank

5.0 (1 review)
Closed • 10:00 am - 5:00 pm
Updated a few days ago

Services - First Convenience Bank

Personal banking

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13 years ago

Hours are FABULOUS, even open on Sundays.. Friendly people. Free money orders. NEVER have bogus charges for anything...

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Unity One Credit Union

Unity One Credit Union

(34 reviews)

Far North

I only have a loan at Unity One, and up until September was using the ProPay to pay it. When they…read moreswitched platforms, that was no longer an option. On September 12th, I logged on to pay my bill, and it took forever to figure out how to do it. I tried to link an external account, but it pulled all my accounts from my bank. I just wanted to pay my loan from my main checking account. Once I finally figured out how to do it, I paid it. It showed how much was interest and how much was principal and no fees. When it was debited from my bank, $10 extra was on my payment. I called and spoke with Evelyn who said because I did it through the website, there was a $10 fee. If I had done it on their mobile app, it would have been free. NOWHERE did it disclose I would be charged $10, and what's the difference between the app and the website? I know this is slim, but what about people who don't have a smartphone? This is WRONG, and fees CANNOT be charged without first disclosing them. Received a message from Unity One to the original post above. It doesn't do any good to call, because it takes them forever to answer the phone "due to the new platform." When I originally set up the payment, there was nothing that said there was a fee when it had me verify the amount and hit submit. That's where it should have disclosed it. Also, when I finally did speak with Evelyn, her attitude was "ho hum". She didn't care to help in any way. I asked for a supervisor, and she was supposed to transfer me, but it never happened. I had to call back and sit on hold for 33 minutes, and guess who answered the phone again??? Evelyn. She sent me to her supervisor's voice mail (Cindy M), and I left a message for her around 9:50. It has been 3-1/2 hours, and she has yet to call me back, and I don't anticipate that she will. So what good would it be to call? I went back, and at the top of the page, it says there that using the Guest Web Channel, Contact Center, or Member Solutions costs $10.00. I had no idea this link was one of those, so I continued. I thought this was the online version of paying my loan. As far as I know, that's the only place it's mentioned. Even when paying, it doesn't advise there will be a $10.00 fee. UPDATE: I did receive a call back and was advised that things weren't quite working correctly with the new platform, so now it's easy to pay your bill WITHOUT being charged a fee. I appreciate the call back and the honesty. I was refunded the $10.00.

no stars. I had $500 per 2 weeks going into Unity One for several years through Bank of America…read moreBillpay sytem as a savings account. May 30 payment was returned to me as if it had "bounced" there were ample funds in BofA account, and ample funds in the Unity One account (~10,000, ~12,000 respectively). BofA sent me proof of payment that the funds were not "bounced" BofA researched and found out that the check they sent to Unity was presented for payment twice after it was paid by BofA. The 2nd and 3rd timene it was presented it was returned, due to the fact it had already been paid by BofA. I tried to discuss with the online unity One agent, but they told me they had no access to thee account as they were just the receiving entity. I alluded to legal action, and their response was to cut my access to the mobile app we were using to communicate, however this was after I closed the account. Once I closed the account, I took the check they "returned" to me and re-deposited back into my BofA account, which was returned as not payable since it was a copy of a paid check to Unity One. BofA sent me the documents they had sent to Unity One to remedy this situation and said Unity One would be contacting me. I received no response from Unity One. I went on their online contact form, and other than the automated response telling me they would contact me, no response. I don't think I've got past the lower echelon of Unity One employees, who seem to not be very knowledgeable. My $500 vanished between Bank of America and Unity One, Bank of America sat with me and attempted to find out what was going on, they researched it, sent me documents and sent documents to Unity One explaining the issue. I got no response from Unity One after Bank of America sent the documents to Unity One. I don't know if this was a genuine mistake, or purposeful fraud, but it seems if it was a genuine mistake, Unity One would have responded.

First Convenience Bank - banks - Updated May 2026

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