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    First Citizens Bank

    3.0 (2 reviews)
    Closed Closed
    Updated 3 months ago

    Services - First Citizens Bank

    Mortgage services

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    Kearny Davis - Carolina Home Mortgage - President and Loan Officer Kearny Davis

    Kearny Davis - Carolina Home Mortgage

    (2 reviews)

    I had a very good experience with CHM... twice. When we bought our first (and only) house, we…read morestarted with an out-of-state credit union that offered us a very competitive interest rate. Unfortunately, they brought in an appraiser from Raleigh who didn't know our market and our appraisal came in lower than the offering price on the house. We thought the whole deal was going to fall through. Our real estate agent suggested we try Carolina Home Mortgage, and they made the process so easy. CHM brought in a well-qualified appraiser, a local title attorney, and talked us through the various fees. Kearny, the owner, personally handled our mortgage and was always available by phone. He explained what we needed to do at each step of the process. When we decided to refi, we went back to Carolina Home Mortgage, and they were a pleasure to work with again. Kearny made sure our mortgage was prioritized and processed before our rate lock expired and a federal rate increase went into effect. We ended up with a rate more than a quarter of a point lower than any other mortgage broker offered us. Can't recommend Carolina Home Mortgage highly enough.

    We worked with Frank Glenn at CHM, and he was absolutely amazing. Super nice guy who really went…read moreto great lengths to help us out and perform some research for us - I'd be 100% happy to recommend him to anyone in the Triangle area looking for a mortgage specialist. Bravo, Frank!

    First Citizens Bank - mortgagebrokers - Updated May 2026

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