i've been a customer for 9 years. i had a nice branch mgr. in 2014 that helped me with my account. when i signed up for the acct. i was told it would be "free forever". in 2014 fees would be charged. i talked to the branch mgr. she put a senior waiver on my acct. (even though i'm not a senior) to keep my business. i went online in jan to check my bank acct. i find a fee of svc. charge of 11.00 in nov. i call the branch. the NEW branch mgr, says "i'm not waiving the fee, that deal was given to you by the last branch mgr, she is no longer employed here, you will also get a fee for dec., etc.". i could NOT believe her attitude. i told her that isn't right. u should honor the agreement made by the former bank employee (UNTIL u tell the client the agreement is off). a person should be NOTIFIED if your going to start charging the person. the mgr. gave me WRONG info. on being charged for dec. i happened to have enough in the bank to not get a svc. charge. so, she had me worried for nothing. i was going to get charged for jan. i had to RUN out to the bank and deposit money. i was sick. i ALWAYS had paper statements. ALWAYS did that so i would see if a charge was hitting me. i then recalled that i hadn't had paper statements in awhile. that branch mgr. CHANGED my paper statements to paperless the SAME time she removed my waiver. so, i could get charged svc. fees and not realize it for awhile. it is WRONG for a bank to change ur account from paper to paperless. i asked her if i deposited money today would i avoid the jan fee. she said "i don't know - i didn't look at your account". um, u said u would be doing that and would call me back. u didn't do that. i then said, "well, can u look at it now". she said "only, if u r NICE to me". all i did was ask her two questions. first of all, it was DUMB that she had NOT looked at my account at ALL. secondly, u have treated me horribly and i'm supposed to kiss your feet. at that point, i laughed and hung up. she THEN sent me a letter stating my checking and saving would be closed in 10 days from the date of the letter. by the time i got the letter a few days had gone bye already. so, she was hoping i had written checks and they would bounce left and right. LUCKILY, i had NOT written any checks. talk about EVIL. this branch mgr. does NOT care about long term customers at all. not ONE bit. she is fine to get rid of them in ONE second. evil branch mgr. i hope u get the same treatment u dish out. i hope karma hits u. read more