Bob Bachman and his Team were phenomenal. I refinanced my property about a year and a half before…read morewhen rates were higher, and the process was a nightmare. The mortgage broker I'd used for decades took me and my business for granted and didn't seem to care about anything but my $$$. The escrow officer was exceptionally rude to me and it was a scramble to get it closed. I researched different brokers and discovered Bob. He couldn't have been nicer or more helpful. The system he has set up with his team is seamless. Everyone was responsive and easy to communicate with. Their online system is really easy to use. I have recommended him to both friends and family.

My experience was excellent. I referred my clients for…read moremortgage to buy a house. He did above and beyond his scope of service with loan processor Debbie Angulo. Thank you again Bob and Debbie for your professionalism!!!.

If I had to describe Michele in 1 word: integrity. Michele consistently took my phone calls in my…read moremost stressful times of the home buying process. Both times she gave fantastic tips and was extremely helpful in my situation. Every conversation with Michele has been so refreshing in this constantly stressful process of finding a new home. Always honest and willing to work with me. The biggest reason she has high integrity is both times we spoke, she was able to confirm the quotes I had were strong and didn't try to pull anything on the other lenders just to make a commission, she truly cares about people and gave superb feedback on the process. There was no monetary incentive to help me, she was just a kind person who wanted to help. Thank you for being awesome!

This has been the third time we have worked with the Reen Team and each experience has been great…read more From helping us get our first place to helping us get our forever home. Highly recommend working with their team regardless if you're a first time buyer or an experienced one. They can help guide you make the whole process easy to follow.

Had you asked me a few months ago if purchasing a home would be as easy as it turned out to be, I…read morewould have said "no way". Well, the proof is in the pudding. We are now new homeowners. Thanks to Dave Setti and Danny Schaezlein of o2Mortgage, my blood pressure is not sky high. I found Dave and Danny to be readily available whenever I needed some guidance, clarification and interventions with insurance companies and banking institutions. They were always patient and encouraging just when I needed their help. I truly appreciate their offering to make calls to agencies or businesses on my behalf. Buying a home can be stressful. However, I found Dave and Danny's services as a welcome relief just when I needed it. Thus, if you are considering buying a home and need to select a mortgage company, without a doubt, I recommend Dave Setti and Danny Schaezlein of o2 Mortgage due to their superior delivery of services. John M. Martinez

From initial inquiry to final close of escrow, Dave and his team were there to support us on the…read more15-month journey of relocating and buying our next home. They were super responsive in quickly and thoroughly answering questions, providing clarity on processes and next steps, and guiding us to a smooth closing. Thanks, Dave and team!

Dominique was very attentive and extremely helpful with my refi and a new home purchase. She…read moreexplained everything in detail and helped us get the best deal with great rates. Her knowledgeable education in real estate and work experience allows her to go above and beyond in customer service. I'll definitely be using her again with our next purchase and refi.

I've been working with Scott, Melissa, and Chris for the last several months to refinance my house…read more I can't recommend them highly enough. Scott has been my primary point of contact. He has worked his tail off to find me the best lender with the best terms. He has always been extremely responsive, getting back to me very fast every time I have a question - which has been quite frequent. I tried (and failed) to do this on my own. Initially I tried to go directly to lenders (Wells Fargo, Chase, etc) but frankly I found them less than helpful. I'm so happy I ended up deciding to bring in a mortgage broker... and specifically, Scott and his team. They made the process as easy as it could have possibly been, given the circumstances. I really felt like I had a super experienced broker fighting in my corner, and that made all the difference to de-stress the situation for me. With 40 years of experience, Scott brings a level of comfort and understanding of the industry that is unparalleled. Combine that with the consummate professionalism of him and his team, and it's a winning combination. I feel like it's the equivalent of "white glove service" for getting a refi or mortgage. I'm so, so happy that I ended up choosing to use Golden Mortgage to help me with my home loan! I strongly recommend them.

Steve and Debbie were great to work with! They were quick to respond to all questions and made the…read morewhole process seamless. I would (and will) recommend Steve and Debbie to anyone looking to refinance!

I was a pleasure to work with Steve and Debbie on my refinance. They were very helpful,…read moreaccommodating, knowledgeable and quick at getting back to my questions. My refinance was quick to close! Thank you Steve and Debbie!

My friend and Realtor Jen Beehler with Elevate Group, referred me to Rob McCarthy with 101 Loan to…read morehelp me with the purchase of new home. From the start to the finish, Rob and his team went above and beyond to help me with the process (making it as smooth as possible) and offered the best rates and lowest fees on the market. He and his staff were always available for any question, big or small, even on weekends. They were amazing to work with and my "go to lender" for anything financing in the future. If you're looking for a great mortgage broker or lender, look no farther than Rob McCarthy at 101 Loan. He's the best!

Rob and Renee did a great job helping us buy our home. I appreciated the time they took to explain…read moreall of our options on how to obtain financing. During the offer construction process, where minutes counted, we were able to get on the phone with Rob quickly to discuss strategy and make adjustments to make sure that the loan wouldn't break the bank, so to speak. When the offer was made, the team also lent their support to reach out to the seller and reassure them that we were in a solid position to meet our obligations. Going with Rob and Renee gives a level of extra service and responsiveness that can go a long way in a competitive market where time, relationships, and market knowledge count for everything. During the contract process, they executed everything smoothly and seamlessly, resulting in a drama-free transaction. Overall, we were very satisfied with their work.

Mark was recommended to us by my cousin, and I truly enjoyed working with him. We needed to take…read moreout a loan for my parents' home, so we reached out to Mark. He was extremely proactive in his communication, even responding to emails on his days off. Understanding the importance of our deadline, he took the initiative to research and recommend the best loan option for us. Mark was an absolute pleasure to work with, and I look forward to partnering with him again in the future.

Working with Mark was a fantastic experience. As a first time home buyer, he walked me through all…read moreof my options and worked tirelessly to get the best rates and work through the best options for me. This type of hands on work never goes unnoticed and I am so happy I had the privilege of working with Mark. I felt protected and represented throughout the entire experience. He even worked evening and weekends with me! 10/10 would recommend Mark Smith to friends and family.