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    FAIR Program - Second Chances

    4.5 (30 reviews)
    Closed 9:00 am - 7:00 pm

    Services - FAIR Program - Second Chances

    Buyer's agent

    Listing agent

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    Ask the Community - FAIR Program - Second Chances

    Review Highlights - FAIR Program - Second Chances

    We are very thankful to kim and Art from FAIR PROGRAM for helping us in the Modification process before the foreclosure of our home.

    Mentioned in 5 reviews

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    Second Chance Financial

    Second Chance Financial

    (194 reviews)

    would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

    Credit can be intimidating, and I often neglected it for that very reason. However, when I…read moreconnected with Karen, she was incredibly patient and informative. What stood out the most was that they were not pushy at all. I've noticed significant improvements since I started working with them, and they genuinely care about your well-being. I've recommended Second Chance to friends and family who also felt uneasy or stuck. If you're in a similar situation, take a moment to call them. It's worth it! Thank you, Karen, Wayne, and the entire Second Chance team. You're making a positive impact in more ways than you can imagine.

    Speedy Credit Repair - Speedy Credit Repair Inc.

    Speedy Credit Repair

    (99 reviews)

    I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

    Before I hired this company, Mr. Chris L. gave me a call fairly quickly when I requested a free…read moreconsultation. Phone call nearly lasted an hour, explains to me his story, how everyone has slip ups with credit, how he knows how to repair credit ethically and properly. Gave me his story how he initiated his company, when I asked to proceed he asked for a $200 fee up front and after that $199 a month for 6 month contract. He also sent me documents to sign, nearly a dozen, all stating ways for him to stay covered from legal troubles and so I don't ask for a refund and it's a non refundable deposit. I was not asking for a miracle with my credit score, I was aware how I messed up my credit but I didn't know how to tackle it to get it better, Mr. Chris highly recommended not to worry that he will help me that that's why I hired him, he'll tackle these companies to try and get rid of them from my credit score, 3 months pass by and I ask for a update of how the situation is going, no response. I called and emailed his assistant Laurie, no response, when I did get a response it was for me to set up an appointment, in which I did, come to the date of? No call, no text no email. 2.5 more months passed by, I reached out again, Mr. Chris said, "I'll call you in a bit" ....... No call no text. I reached out to assistant...... no call no text no email. Come to 3 days before contract is up, $1,200 later, I ask for another update, well I never received one before but you know what i mean, Mr. Chris told me that he wants to talk to me and give me a refresh on my credit score, and discuss next steps, told him great I'm available anytime to just give me a call. Never heard from him again. In summary, did they help my credit score? No. Did they remove anything from my credit report? Yes, 2 things that were $50 each additional cost, so total price : $1,300. Before they take your money Mr. Chris is so talkative and transparent and communicative , after though? No a single word, no communication, out of the work they did, hardly any, hardly any improvement was made but that's why they send a lot of documentation for you to sign so you don't later on try and get your money back for not being satisfied.

    Arrivva - How one of our listings looked on redfin.  Really nice!

    Arrivva

    (4 reviews)

    Buying my first home was an incredibly overwhelming experience, until I was recommended to use Fred…read moreand Arrivva by a close friend. I honestly didn't even know that "flat-fee" agent existed before working with Arrivva. Like most home buyers I had accepted that I would have to pay a high commission to an agent. Fred charges a flat fee, not a percentage like traditional agents. I am happy in my new house and grateful I learned about this service! Fred was smart, responsive, informed, and super straightforward. He walked me through every step of the process and my many questions, from getting pre-approved, to understanding inspections, to putting in a competitive offer. I felt way more informed and in control than I expected as a first-time buyer. The best part was the rebate, I got a big return check of multiple thousands of $ at closing, which I can use to buy new furniture and pay for other expenses for the home (: Everything was handled with text, email, and even Slack, with Fred and team being super accessible and convenient and time of day. All of my questions answered so I could be super confident. If you're buying or even selling a home or have questions about mortgage, I HIGHLY RECOMMEND Arrivva! They've been in business forever and Fred is a testament to so many years in the game.

    It is a great experience working with Fred and Rene of Arrivva in buying my home. They both are…read morevery efficient and super prompt in interacting during home buying process. They have in depth knowledge on real estate transactions. They charge a flat-fee that enabled me to reduce the price of the home using the buyer commission. I highly recommend using Arrivva for any selling and buying the property. They really fixed the way how real estate work. Amazing company.

    FAIR Program - Second Chances - realestatesvcs - Updated July 2026

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