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    Embrace Home Loans

    4.5 (2 reviews)
    Open 9:00 am - 5:00 pm

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    13 years ago

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    John P Downs - Vellum Mortgage

    John P Downs - Vellum Mortgage

    (19 reviews)

    I have recently purchased my new apartment and MVB Mortgage was the one helped me to get the load…read more They worked with me almost 24/7 to secure my loan and meet the tight deadline I had (I had only 21 days to close the deal). When my bank heard the rate MVB gave to me, it disappeared and couldn't match it, so I knew that they gave me the best deal . I can get in the market. They were very responsive, fast to reply, and detailed in their work. They helped me, as a first-time buyer, get the loan with a very good rate and finished the process within the tight deadline I had. . I really recommend them. I am pleased to work with them

    I just closed on my condo with them last week and are very happy with their service. Attentive to…read moredetail and very willing to walk through every single detail and/or question you have. I was a first time homebuyer and felt confident with the process with John and his team, Victoria and Josh, guiding me thorugh the process. The only downside is that while shopping for mortgages, I had stated I wanted a mortgage with no escrow (I'd rather manage my money myself and keep the money from the interest myself). John said that was possible, but only for a fee (a percent of the loan). Unfortunately it seems that escrows are built into the underwriting itself, so not much we could really do to get around the fee. Just know that if you don't want to escrow. Otherwise I am very pleased with their services.

    Embrace Home Loans - mortgagelenders - Updated August 2026

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