Working with Joel Morgan was easily one of the best professional experiences I've had during this…read morewhole home-buying journey. From day one, Joel was transparent, forthright, and took the time to walk me through every step of the process, not just what was happening, but why it was happening and what each choice meant for my future. He's the kind of person who doesn't hide behind jargon or canned answers; instead, he gives you clarity and confidence by being completely honest and thorough. Throughout the process, he made himself available whenever I needed to talk, and no question was ever too small or too "beginner." He talked me through interest rate options, loan structures, and timelines, always making sure I understood the pros and cons of each decision. I never once felt pressured, rushed, or like I was being sold something. When the house I was trying to buy hit a rough patch during inspection, with serious questions about the foundation, Joel was sympathetic, calm, and reassuring. He didn't try to push me in one direction or another; he simply offered clear information and possible paths forward, letting me decide what was best for me. That mix of expertise, patience, and genuine human empathy is rare. Joel also has a sincerity about him that's immediately disarming. He's personable without being performative, the kind of person who listens fully before responding. I could feel that he genuinely cared about me as a client and as a person, and that authenticity made a stressful process much more manageable. I walked away from closing not just with a home, but with a deep appreciation for how much smoother and more transparent Joel made the entire process. I can say with complete confidence that I trust him, and I'd recommend him to anyone who wants a loan advisor who leads with honesty, warmth, and real integrity.

Joel Morgan is an incredible guy!! His staff his high class and was a pleasure to work with! I…read morewould recommend this company to any person looking to buy a home! Thanks Joel for an awesome experience!

My relationship with this agent dates back to 2011. For nearly 15 years he has helped me with my…read morehomeowner's policy. I recently had him include my auto insurance, which saved me a bundle! Damian has always been quick to respond and very helpful. He is patient and thorough. I highly recommend him.

I had been with this agent for 10 years!! I always spoke with office staff and never the agent…read morehimself and had a wonderful experience. As for Damian, our one and only conversation , ended with me requesting to cancel, or more accurately telling him not to renew my policy. I then took out a policy with USAA ( for a much cheaper rate I might add). You can Imagine my surprise then when someone reached out two months later to ask why I had not paid my Insurance. I explained, submitted proof of Insurance since cancelation date and moved on with my life. Once again surprise 5 months AFTER cancelation this agent sent me to collections!!! For insurance I CANCELED and for a time period I was covered by USAA.

After using WFG for two closings within the past year, once as a seller and once as a buyer, I…read morereally can't recommend them when there are so many others out there. In the first transaction, numerous times I had to follow up with them to clarify questions that they only partially answered. Responses to emails took days. In the second transaction, they added a substantial Early Issue Title Insurance fee to my estimate until I reminded them it wasn't necessary in my case since 75 days had passed since the Certificate of Occupancy was issued; in fairness, they might have planned to remove it once the CoO was found, but I wonder how many buyers don't even know what it's for? They told me that remote signing wasn't available, so I scheduled a trip up for signing, until my Realtor reminded them that it is a normal practice for remote purchasers and they acquiesced.

Cherie's team was great to work with throughout our home buying experience. They were quick to…read morerespond to our questions and their MyHome site was a great reference, clear and easy to navigate. We had our title company switched and WFG was by far easier to work with. At close, our notary Sherry did an excellent job explaining the paperwork clearly and concisely. We've done 5 closings and this was the smoothest. We Highly Recommend WFG! Thanks again!!

My wife and I worked with Michelle DeTour on financing out house, and I am really glad we did. She…read moregot us a great rate, helped us with all the paperwork (and there is so much paperwork!), and answered any questions we had, as well as warning us about junkmail and scams that happen to new homeowners. A mortgage broker isn't just a lender, they're also an advisor. Michelle is great at it.

Everyone should bank with a credit union! Hardly any fees, great rates, still get a human most of…read morethe time and the profits go right back into your local community instead of to billionaires! All credit unions are good and Unitus is one of the best!

Kevin Moon at Unitus went above and beyond in working on our mortgage loan application…read more We were in a somewhat unique situation that required us to close within a 2 week window. Kevin was on top of things from the very first day, clearly laid out the steps and requirements, and worked at breakneck speed through the multiple steps with his income verification, appraisal, underwriting teams. The team eventually closed our mortgage in 4 days, which was more than a week ahead of our closing date, all along being courteous, fair and transparent. Unitus also got us the best rates available in the market at the time for the size of our loan. Now that we have closed our home and moved in, I am deeply appreciative to Kevin and his team every single day. We highly recommend Kevin and Unitus to everyone living in the Portland metro area!

Mike is a fantastic person to work with. Only had a couple of glitches over I can't even remember…read morehow many years with that we've been working together. With as many clients as I believe he has, that's really saying something. I highly recommend giving him a call if you are looking for payee Services to help you.