STOP !!!! Stay away from this organization and this broker. You will receive all the attention and communication through the sales process. Once you start the loan process, everything changes, I mean everything. Communications stops, not difficult, but non-existent. Empty promises and met with excuses. When Loan approval went long, I could not give my landlord a convened move out date, I had to pay an additional months rent, Eddy proudly announced he would pay for the additional months rent, Great, nice gesture, but never a word about it and no money, empty promises. yes, it did cost me an additional $1750 in rent.
Yes, there was a closing. I was informed the morning of the closing, "sorry I forgot". 30 minutes post closing, after I got back to the office, EMERGENCY, they needed a verification paper from my employer. After the Closing? this caused issued with my employer, what he was asking for was outside our HR policies, he pushed and pushed.
2 week post closing, I here from Foundation. "We NEED to come into you house for a post hurricane inspection. All we NEED is pictures of everything inside". I told them NO.
For 2 weeks, Eddy called me complaining about not getting paid, loosing the ability to work with lenders and issues with his license if I don't allow them access for an interior photo shoot. This also came with the threat of foreclosure if I don't comply.
Do yourself a favor, Stay away from Foundation Mortgage, and stay away from doing business with Eddy Ramirez. He is self serving and egotistical. If everything he was doing was in my behalf, then why wasn't there communication. Why were there promises made with no follow through at, if not for self serving needs.
Stay Away. Stay Away. Stay Away read more