Just closed a challenging deal where Carla was the lender and it wouldn't have happened without…read moreher. Most lenders would've either moved to an easier file and just let this one sit in underwriting hell until it got declined. She seemed to thrive when things got rough or if the buyers weren't getting he what she needed. We also ran into other challenges and she went above and beyond what a lender would do. Both buyers were out of the country when signing loan docs and she worked her magic.

What can I say..... Carla is not just a wonder woman but she rules the Marvel super hero…read moreworld!!!! She went above and beyond from day 1 to closing our loan!! She advocates for her clients, she had super power follow through and even though she was busy, she is always on top.of things!! Ours was a challenging one, as I live internationally and on a completely opposite time zone, even through the challenges and red tape, she finds a solution! She is straight forward, no nonsense and can be perceived as tough but she is a softie and truly cares for her clients!! THANK YOU CARLA!! YOU are beyond amazing!!

I don't use the word "extraordinary" lightly, but David Lerman and the CalUnion Funding team earned…read moreit. I came to David with a complex transaction -- purchasing a $2.7M owner-occupied property in the Coachella Valley that required creative financing, fast execution, and a team that could handle curveballs without flinching. David delivered on every single one. What sets David apart is not just his knowledge of the mortgage industry -- it is his character. When obstacles came up (and they did), David did not just solve them, he anticipated them. He moved mountains quietly, kept me calm, and never once made me feel like the deal had challenges even when the pressure was real. His team -- Lauren, Vicky, Ryan, and the entire CalUnion crew -- matched his energy every step of the way. Professional, responsive, and genuinely invested in getting this done. I closed on a stunning 5-acre estate in the Coachella Valley that will change my family's future! That does not happen without David Lerman and this incredible team. If you are looking for a lender who is a true partner -- not just a transaction processor -- stop looking. You found him. Five stars is not enough.

I cannot thank David Lerman and Cal Union Funding enough. They didn't just process my application;…read morethey acted as a trusted advisor, helping me to understand my options and secure the best possible rate. I have had the opportunity to work with this knowledgeable team for both a home purchase and refinance. If you are like me, you are skeptical of dealing with professionals from an industry that by history has exploitative or deceptive practices. David and his team did a wonderful job to keep open communication for transparency and make a complicated process feel manageable. They were incredibly patient, answering every question I had (no matter how small) and keeping me updated at every step. Their attention to detail ensured there were no surprises or delays and they went above and beyond to assist in identifying solutions when I needed to overcome a specific challenge related to my unique income structure. Additionally, their speed and efficiency helped me to lock in a good rate during this very challenging economy and keep everything on track for a closing on a tight timeframe. I'm so grateful for their expertise and working with them a second time gave me peace of mind that I was in capable hands. David and his team always made me feel like a priority, despite my awareness of the team's busy schedule. I wouldn't hesitate to recommend this team or to work with them again!

I had an excellent experience working with Investor Property Loan on my DSCR loan. Their team…read morereally understands investor financing and made the entire process smooth and efficient from start to finish. They were knowledgeable about rental cash-flow analysis, property valuation, and structuring the loan to fit my investment strategy -- which made a huge difference. Communication was clear, timelines were met, and they stayed proactive every step of the way. If you're an investor looking for DSCR financing, I highly recommend Investor Property Loan. They know how to get deals done and truly operate as a partner in helping you grow your portfolio.

Alex, Tim and the entire team at Investor Property Loan are simply amazing!…read moreHad a bunch of issues with another mortgage broker and the loan products they were trying to set up for us, after over a month of wasted time I reached out to Alex and they not only got us a better loan product, but we're able to expedite things so that we were able to get it done quickly. Just signed loan docs today, thanks again Alex!

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and team have been so wonderful to work with!! Not only are they incredibly knowledgeable,…read morebut they made us feel so comfortable through the whole process. Never once did I wonder if our team knew what they were doing because I was CONFIDENT that they knew exactly what to do. Plus, as someone who likes frequent communication and updates, the team was really great about that. I would highly recommend the team to anyone looking for a home loan.

I am amazed with the professionalism, dedication and the ability to combine quality with short…read moretimelines. One of the best services I have gotten so far.

From the owner: At Shark Loans, we’re not just another lender or broker — we’re a results-driven private mortgage…read morefirm built for people who don’t fit into traditional lending boxes. Whether you're self-employed, an investor, or even currently unemployed, we work relentlessly to structure a loan that fits your reality, not the bank’s expectations. We specialize in Non-QM and Qualified Mortgages across California, with investor loans available nationwide. Our typical turnaround time is within 24 hours — fast, clear, and to the point. What sets us apart? Our speed, personal attention, and ability to build deep relationships with our clients. We’re known for going beyond the transaction to deliver a real, human experience — all while staying razor-sharp with compliance. Most people think they need perfect credit and a stable W-2 job to get a mortgage. We prove otherwise — every single day. We don’t cut corners — we cut through the noise. At Shark Loans, every deal moves fast, but never reckless. We're fully licensed, NMLS-registered, and structured to stay within regulatory lines. Our speed comes from preparation, deep lender relationships, and years of experience — not shortcuts. Clients get transparency, protection, and execution — all at once. In the ocean of finance, swim with sharks!

Michelle was wonderful to work with throughout my entire closing process- she explained everything…read moreand made sure I felt informed, confident, and prepared- but I had to come back and write this review because the cherry on top was her sending me a letter this tax season, recapping my closing costs so that I could maximize my tax savings. As I re-read the master settlement statement she enclosed, I realized I could deduct more on my tax return than I thought... Michelle put a couple hundred bucks back in my pocket, a year after we did business together! Thank you Michelle!

This review is a long time coming. Michelle was the lender for the buyer on the property I was…read moreselling. Michelle communicated updates regularly, was super professional and even closed a week earlier than expected. As a licensed Loan Officer, I'm hyper aware of problems and concerns, but with Michelle, there were none that surfaced. Highly recommend!!

This review is about a year past due, but Sandy's help was unforgettable…read more She helped me get into a duplex to be used as an investment property. It was my first house. I was intimidated. Thankfully Sandy walked me through it and explained things to me in an understandable manner. She made it easy. I am planning on buying more houses and I know how important it is to get your team in place. Sandy is part of my team. Now I just need a plumber! Ha! Thank you, Sandy!

Just closed on a new home, thanks to Sandy's great help, expertise and support. She was great to…read morework with, held my hand throughout the process and really guided me through it all. Had a smooth sailing experience. Two thumbs up!

I had a great experience with my Loan officer Drake Murphy …read more I appreciate his hard work , knowledge and ability to make my loan to go through .

Terrible customer service. They place people over profits. They refused to waive late fees even…read morethough I made my regular payments on times. I paid my payment increase as soon as I found out about it and they still will not waive my late fees. Do not use this company when they call you up and make all of their promises. You will regret it.

A dream, I never thought I had come true. I'M A HOMEOWNER!!! It has taken an amazing team to get me…read morehere and I truly have Shannon Brailey to thank for making what I thought financially impossible, an amazing reality by opening my eyes! On 4/26, I was informed that the owner of the home I rent wanted his property back by 6/30. I immediately went into action looking for another rental property and after many discussions with family and friends I tiptoed into the idea of purchasing a home. Prior to this, I was not interested in owning at all. The next day, I reached out to a realtor contact who promptly set up time to speak with me and then offered to connect me with Shannon. Shannon sprang into action and called me that night and since then she's communicated with me nearly daily! By Monday, she confirmed me with prequalified amount which allowed me to move forward with the realtor and by that Friday, I'd put in an offer in for a house AND it was ACCEPTED....a week! Escrow opened on 5/4 and I received my keys 6/1, which was no easy feat!!! Shannon's is an amazing partner! I never felt out of the loop! She stayed in constant communication with not only me but also my realtor, which was key in the speediness of the process. She walked me through every step, option, and impact to insure that I have all the information I need to make informed decisions. She is an expert in her field and is great at disseminating financial data to a novice such as myself. I'm am truly blessed that I was able to cross paths with Shannon and I highly recommended her to anyone in the market to purchase a home but especially to anyone who is curious as what it will take to purchase a home in the future. When she says she's got your back, please believe it! Shannon, thank you so very much for the opportunity to work with you on my first time home buying experience. You are absolutely the best mortgage banker ever!!I cannot thank Jason enough for making the home buying process pleasant and now my son and I have a home we can call OUR OWN! Forever your #1 Homeowner Fans, Auri & Jaden

I usually don't read or write reviews for businesses but I felt compelled to share my re-fi loan…read moreexperience with Ms. Shannon Brailey. I own multiple properties and it's been a serious challenge to find a mortgage company and loan officer who would simplify the re-fi process and provide the best options available to address all MY needs and concerns. Talk about a breath of fresh air!!! Ms. Brailey was extremely knowledgeable about the home loan purchasing and re-fi process. She did a phenomenal job with explaining the various loan programs available best suited for my desired outcomes. Ms. Brailey was very patient and ALWAYS available to address my questions/concerns, which enabled me to make the best informed decision for my family! I can't thank Ms. Brailey enough for her expertise, hard work and commitment to providing outstanding customer service and making my re-fi process easy and stress free!!! I strongly recommend Ms. Brailey to satisfy ALL your home loan purchasing and re-fi needs - trust me, you will not be disappointed!!!:-) Tyrino N.

Just had a phone call - the caller ID said 'options_4_you' and the man on the phone identified…read morehimself as part of that org. He greeted me by name and started talking about how they were partnered with another bank and my 'current lender'. I hung up on him at that point. I do not have a current lender. This was a phishing scam. Do not trust them.