Charles Schwab phone support has been wonderful helping me set up new accounts. Based on that…read morepositive experience I went to the local branch to add some funds. That was a mistake and something I will try to avoid in the future. The receptionist/cashier was not exactly rude but more along the lines of condescending. Advice: If you have to call your coworkers to get the job done, please do not complain about those "ridiculous customer requests" - especially when the customer is standing right next to you!

Stay away from this Branch Office if you can, This is what you get everytime you call. We are…read morecurrently out of the office or at meetings. If this is urgent, please call 1-800-435-4000. I have asked for the branch manager to call me back on Jan 4th both at this branch office and also at the 1-800-435-4000 number and today is Jan 17th and still no one has called me.

Its rare to find a financial advisor who cares so much about the welfare of his clients. His level…read moreof professionalism and clear advice is outstanding all the while assuring us of his genuine care for our financial and personal future. His presentation is precise and tailor made for a client's needs. He tailors his advice specifically for your needs and takes the time to establish what a client needs and a friendship at the same time. I left his office feeling confident about my financial future. Highly recommend him.

David is an amazing professional whom is very holistic in his financial advisory approach. He…read morecares more about his clients well being than he does his actual business which is why his business is so successful. He is a highly personalized and insightful in everything he counsels clients on. I have been referring my trusted clients to David for almost two years and my clients have provided nothing but raving reviews for feedback.

My husband and I have had the opportunity to utilize Bill Ipsan's services regarding credit reports…read moreand concerns involving fraudulent activity and the misuse of our personal information. From the very beginning, Bill provided us with a tremendous sense of ease and comfort during what could have been a very stressful situation. His knowledge, professionalism, and expertise are truly exceptional. If you have concerns about your credit, identity theft, fraudulent activity, or your personal information, don't think twice--call Bill Ipsan! You will be in excellent hands. We highly recommend his services!

I am sharing my experience to help others make informed decisions before engaging Bill Ipsan or…read moreIpsan West. Over several years, I paid for credit-related services and repeatedly requested documentation showing that Mr. Ipsan and his company are properly registered as a Credit Services Organization (CSO) with the California Department of Justice, as required under the California Credit Services Act (Civil Code §1789.10 et seq.). Despite multiple written requests, no CSO registration or surety bond information has ever been provided, and the DOJ confirmed that neither Bill Ipsan nor Ipsan West appears on the state's CSO registry. Based on my review of California law and my own experience, I observed several potential compliance issues, including: * Advance fees collected before full performance (Cal. Civ. Code §1789.13(a)); * Missing disclosure of the surety's name, address, and the buyer's bond-claim rights (§§1789.14-1789.15); * Failure to complete services within 180 days of contract execution and no valid justification for delay (§1789.15(a)); * No agent for service of process identified in the contract (§1789.16(a)(4)); * Marketing and contracting for "credit services" while unregistered (§§1789.13(j), 1789.25). I have provided this information to the District Attorney and Attorney General for review. My goal is not personal -- only to document my experience and encourage others to verify registration, bonding, and performance timelines before engaging any credit-service provider.

Often the first thing that comes to mind when looking for an advisor is managing investments. Bull…read moreOak does this of course--their philosophy is logical and evidence-based. But what set Ryan, Peter, and their team apart to us was that they were clear early in our partnership that they wanted to bring value through other avenues: tax planning and efficient financial planning, just as examples. We appreciated that they accomplished this while also factoring in our goals and especially our values. We feel lucky to be with Bull Oak and highly recommend working with them.

The Bull Oak team has been great; the only regret I have is not signing on with them sooner…read more.. I love the methodical focus on minimizing costs and maximizing returns at scale, as well as the detailed approach Ryan, Peter and team take to financial planning specifically. They are patient with education about all aspects of financial planning and investment. It's valuable for novices and seasoned investors alike, as I pride myself on financial literacy, but Peter taught me a few new tricks as well! I also love how the firm uses modern planning tools to stay connected with me at all times! I highly recommend Bull Oak, and

I found Taylor Schulte through his Live Wealthy podcast which I can highly recommend! When we…read morelearned their team was accepting new clients, we quickly got in touch to see if they may be a good fit for us. We had just recently retired and we felt that our "traditional financial planner" was not meeting our needs. We met with Taylor and Tyler, and to say we were BLOWN AWAY is not strong enough! These guys have Retirement Planning dialed in!! They were very thorough, asked the right questions and came through with a complete financial plan that was easy to understand and covered many things we had yet to think about. They showed us how Roth conversions could make a huge difference in our lifetime tax bill. They uncovered the (often mysterious ) fees we were paying within our various accounts and helped us simplify the assets to make them more manageable. For MANY years we paid our advisor but did not feel we were receiving what we needed. We couldn't articulate what we were missing because you don't know what you don't know!! Taylor and Tyler turned the lights on for us and we are very grateful. I also must mention that their office manager, Karen, is WONDERFUL too! She is professional, kind, proactive, and wonderful at detail and follow-up - she plays a critical part! These are ALL-STARS, and if you are seeking a team for your financial planning needs - look no further!!

Working with Taylor, Jon and the Define Financial team has been amazing and we couldn't have asked…read morefor a better partner for our finances. We love the fact that they're a fee-only fiduciary and are always looking out for what's best for us. They truly go above and beyond to make sure that no stone is left unturned when it comes to minimizing investment costs/taxes, reducing stress + complexity and maximizing returns. Before we ever decided to work together, Taylor and Jon met with us on multiple occasions to educate us on their philosophy and make sure we were aligned on a long-term, low-cost, diversified investment approach. We found it incredibly helpful to understand the "why" before getting caught up in the specifics of any individual investment decisions. Taylor and Jon are tech-savvy, data-driven and very well researched when it comes to modern advances in portfolio theory. Their investment philosophy is grounded in timeless fundamentals and is a no-nonsense approach that avoids so many of the common pitfalls with investing. They provide each client with a custom portal to manage all of your finances and also regularly provide action items to work on. Over the past 6 months of working together, we've made huge strides on so many big projects from investments to insurance and so much more. They've also helped introduce us to a wonderful new accountant, a great estate planning attorney, and have made multiple connections within their network of highly qualified experts. Above all, they're just really good people who are a joy to work with. It's clear from every interaction that they care deeply about each and every one of their clients. We're looking forward to working with Taylor & Jon for many years to come and are grateful to have them as part of our team.

When I was ready to retire and transfer my Ameriprise Financial clients to another advisor, I had…read moremany advisors in San Diego interested serving in that role. It was important to me that my clients would be well taken care of and that the advisor would have the same basic beliefs I had. These beliefs include a long term approach with the client's best interest in mind, good client service, ability to listen to their concerns, knowledgeable in all areas of financial planning, and a love of the business. The first advisor I thought of was Philip Harrison. It has been three year since I transferred my clients to Philip and based on conversations with many of my clients, Philip was the right choice. They tell me they're happy with Philip's client service, knowledge, ability to communicate complex situations, and his tilt toward the conservative. One client in particular calls Philip "calm and methodical." Thank you Philip for taken such good care of people I care so much about.

Philip is a very experienced financial adviser, He is very adept at matching financial goals and…read morerisk management. His performance over many years has been excellent. Philip does his homework and has excellent follow through.

Having retired and relocated to San Diego I was in need of the right Financial planning as I…read morestarted this phase of my life. After vetting and searching I found Wealth Analytics! From the first phone conversation to meeting Jeff and the team in person it was a perfect fit. They have a wonderful "client first" attitude that feels more family than business coupled with the knowledge and awareness to help negotiate these interesting financial times! I highly recommend them if you want to feel secure about your financial future!

From the owner: At Wealth Analytics, we help people reinvent retirement on their terms. As you prepare for…read moreretirement, you face a complex set of money and wealth management issues: tracking income and expenses, coordinating withdrawals from all resources, investing safely, and developing a strategy to make sure the money lasts. But reinventing retirement is about more than the numbers. It's about creating an amazing life, a life you're passionate about, where your daily activities are fun, enriching and satisfying, where you finally have time for family, recreation and health. Wealth Analytics is a fee-only, fiduciary, independently owned team of financial mentors that provides you with professional financial analysis and advice with a bigger goal in mind: helping you create a meaningful and secure retirement. As fiduciary advisors, we are not affiliated with a brokerage firm, bank or an insurance company. We do not sell annuities or insurance products. Are you ready to organize your retirement? Let's get started on your financial plan and tax-wise investment strategy. Schedule your introduction appointment today.

I have been going to Premier Wealth, and my tax man, Mr. Gary Dennis, for 20+ years. He is amazing…read more I have never been unhappy or concerned about my finances because Mr. Dennis is very knowledgeable and has been in the business for years. I have followed him, and the company, as they have expanded over time. I will continue to be a client because I know they are reputable and know all about me even before I file my taxes.

You're better off searching online for very basic asset allocation models you can find for free,…read morebut if that's not your thing then give Josh Koehnen a try.

I am so estatic that I found Gabriel. He explained the process step by step in acquiring planned…read moreretirement portfolio that will for. He answered all my questions and addressed my insecurities. I am confident that he would do a great job for you too. I retire next year and I can't wait! Naomi

Sal and his team are full service and highly competent. Brian and his case designers are brilliant…read moreand have helped me close many cases. 8 years and counting and they continue to exceed my expectations. I am 33 years in the business of financial planning, asset management and insurance.

When my dad was diagnosed with Alzheimers my mom decided she did not want my brother or myself to…read morebe in charge of finances if they became unable to take care of finances themselves do she hired a feduciary. Eventually mom got brain cancer and there came a time where the Feduciary had to step in. First Nancy, and now Katie have been a joy to work with. My brother and I could focus on taking care if my patents instead of worrying about bills or fighting about who got what money. If you need to hire a feduciary I highly recommend this company.

The job of a professional trustee is a difficult balancing act between fiercely competing interests…read more- and often a thankless job. Nancy Thornton and her team at Foster Thornton are as good as it gets at performing this difficult role. Experience, professionalism, and a personal touch are their hallmarks. Foster Thornton is a cut above.