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David Charles - State Farm Insurance Agent

4.2 (5 reviews)
Closed • 8:30 am - 5:00 pm
Updated 2 months ago

Services - David Charles - State Farm Insurance Agent

Car and truck insurance

Life insurance

Homeowner or property

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Vehicle

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4 years ago

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4 years ago

Makes unsolicited calls trying to sell me insurance. Not how you're gonna win my business.

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9 years ago

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8 years ago

Great people, very personable & prompt service, excellent insurance company; active in the community and super caring

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12 years ago

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Allstate Insurance Agent: Robert Graham - Allstate Insurance

Allstate Insurance Agent: Robert Graham

(5 reviews)

Very unprofessional when one calls one a Bit** and then lies about it even though an employee heard…read moreRobert Graham call me that is worthless. Not only did he lied about telling us to fix our porch and not to file a claim which was wrong we had to fix it with our own money. They would never call us back. Then when we filed a claim after waiting 6 months for them to call the damage was already done to the structure and then the adjuster lied on the denial claim. Stay away from a company that lies to you. Look on Twitter for the reviews of them doing customers wrong that will tell you the truth. I'm not the only one with problems with this company. You're in good hands with Allstate is bull crap.

Estimated Premium $440.40…read moreCoverage Limits of Liability Premium Dwelling Protection $221,308 $414.57 Family Liability Protection $300,000 each occurrence $20.00 Guest Medical Protection $5,000 each person $9.00 Personal Property $132,785 Included Other Structures Protection $11,066 ($3.17) Wind and Hail Selected Included Roof Surfaces Extended Coverage Selected Included Additional Living Expense Up to 24 months not to exceed $22,131 Included Building Structure Reimbursement Extended Limits Not selected/Not applicable Building Codes Coverage Not selected/Not applicable Loss Assessments Not selected/Not applicable Extended Coverage on Jewelry, Watches and Furs Not selected/Not applicable Identity Theft Expenses Not selected/Not applicable Water Backup Not selected/Not applicable Deductibles Amount All Peril Deductible $1,000.00 Wind and Hail Deductible $1,000.00 Discounts Amount Age 55 And Retired Discount $2.91 Early Signing Discount $21.70 Home Buyer Discount $29.31 Multiple Policy Discount $62.74 Protective Device Discount $8.40 Responsible Payment Discount $122.34 Welcome Discount $31.97 Claim Free Discount $51.31 Homeowners Premium 1301 Highland Dr, Knoxville, TN 37918 $440.40 ACTUAL PREMIUM 1800.!! Robert will nag you, email you this ridiculous proposal to get you to call. I knew before I called it was a scam. This was a grown professional persons response to my showing his proposal. And the woman I talked to referred to him as Rob. I said Robert. She said yes and then moved on to ask the questions. This is not defamation as he is implying I have all of the information and even where it says estimated. HUGE difference in the estimate. Like 1400. You bad mouth me without even talking to me. You talked to my staff after I sent you a best case scenario and it was disclosed in the quote. Once anna ran the real quote the real numbers were told to you. By the looks of it you were quoted by Allstate several times and got the same result. Remember defamation is not a good thing. I do not appreciative you spreading bad information. Improve the insurance score you have and you will fix the premium you get. Just about every insurance company rates this way. Some have better rates then others. Sorry you did not talk to me. Thank you, Robert Graham Owner T: 615-302-0300 F: 615-302-0339 4918 Main St. Ste. 1, Spring Hill, 37174 1116 Nashville Hwy, Ste. 106A, Columbia

David Charles - State Farm Insurance Agent - homeinsurance - Updated May 2026

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