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    Services - David Baker

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    8 years ago

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    Steph Noble at CrossCountry Mortgage | NMLS# 129002

    Steph Noble at CrossCountry Mortgage | NMLS# 129002

    (70 reviews)

    Vernon, Alberta Arts District, Northeast Portland

    Steph and her entire team were SO amazing to work with…read more My wife and I were first time homebuyers and we had ZERO clue what we were doing. We didn't know what was possible or how to go about it, but Steph and her team walked us through every step and provided support and advice along the way. The entire process was fast, seamless, and so painless. At the end of it all, we couldn't believe we had such a smooth experience. Steph and Tina were really kind, thoughtful, and awesome to us both the entire time. There's no doubt that we will be using them again in the future when the time comes!

    Steph Noble is a true professional at mortgages! My wife and I were first time homebuyers and we…read morealways felt like we were in very capable hands. Steph started conversations with us by asking how much we'd like to pay a month, instead of telling us how much we could afford. On each property we were considering, Steph made sure we were confident in each of our offers by sharing with us complete breakdowns of how property taxes, insurance, down payment sizes, and total loan amounts, influence our monthly payments. I felt that Steph's team sometimes did wonders to make our offers as affordable yet competitive as possible. We got a great mortgage rate, during a period where mortgage rates are quite high. For very competitive houses, we even qualified for some appraisal gap coverage assistance. I'd highly recommend Steph's team at Cross Country Mortgage (Tina and Heidi) if you are looking to finance the purchase of your home.

    PDX Home Loan

    PDX Home Loan

    (59 reviews)

    South Portland, Southwest Portland

    I've had the opportunity and pleasure to work with James and his team on a few different occasions…read morethis years and I can honestly say I have thoroughly enjoyed working with them. The PDX Home Loan team are not just great loan officers, they are great human beings. They are personable, hard working, communicative, proactive and make the loan process, which can sometimes be frustrating, transparent and enjoyable. I refer all my new clients to James and his team and will continue doing so for many years to come. I truly care about my clients and it feels great to know they are in the best of hands with the PDX Home Loan Team.

    Man, what can I even say about James Adair? If you are reading this review wondering whether or not…read moreyou should work with him, YOU SHOULD. HE IS AWESOME. I was an incredibly anxious, first-time homebuyer in 2014. I was terrified of the financing falling through because of a tight timeline. My husband and I were attempting to bump a contingent offer and everything was on the line. We were out of a month-to-month apartment, and if things fell through with our financing, we'd lose our dream home AND have nowhere to live. I was quitting the worst job of my life to start a new one, and was working a lot of hours. Long story short: James' team made the entire process easy and seamless. Working with someone local was paramount. When I made a few mistakes with documentation and paperwork, I was able to just drive it over to their office to make it right in less than 24 hours. They even stayed after hours to make sure I could drop things off. They were comforting and reassuring and really listened to me, and most importantly, they got the job done. Now, fast forward 6 years later. I'm very thankful for the equity I've built in my house and the updates James still sends me about it! I find his emails legitimately helpful and they keep me motivating to look at the big picture of my finances. I can call him to ask his advice about financial instruments and how different choices might impact my property value upon eventual sale. He still listens sincerely without rushing, even when there's no immediate profit in it for him. James is in this business of the long game. He will help you buy this house and, if he can, your next house and the one after that. He's a relationship lender in the truest possible sense and I would send any close friend or immediate family member to him without hesitation.

    David Baker - mortgagebrokers - Updated May 2026

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