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    Dave Fluker Insurance

    5.0 (1 review)
    Closed 9:00 am - 4:45 pm

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    15 years ago

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    Brauer Insurance Services - Kind of a cool award....not sure how I got it though!

    Brauer Insurance Services

    (51 reviews)

    If you are having issues with Covered California, or if you have any insurance questions and/or…read moreissues at all, look no further - - you've just found your superheroes of the insurance world. I spoke with Bonnie and I am still in disbelief about what she did for me in such a short phone conversation. She is truly wonderful. For months, I have been trying to navigate the woes of Covered California on my own. First, there was the whole subsidy qualification process. I tried to convey to them in multiple ways that last year's salary was irrelevant since what I'm earning now doesn't even come close. As a new professional trying to build a practice while doing consulting work on the side, my earnings are completely erratic. Finally, I managed to get approved for a subsidy (skipping lots of details here about the back and forth and the sudden and unexpected bill for 3x the price that I was originally approved for). Naturally, I chose the Anthem Platinum PPO plan because it looked just like the plan I had at my previous job. Then, I learned that there are virtually no providers who accept Covered California Anthem plans. I eventually had to go to the ER, and they wanted to admit me. I refused to be admitted because I had no one to take care of my diabetic dog at home. I asked for a prescription so that I could deal with my medical issue at home. They refused and gave me the following options : 1. Admittance to the hospital 2. I could go to Valley Medical or the Indian Health Center as they are the only known entities, says O'Connor, who will take my crappy (??) insurance. Shocking and really upsetting. If you Google Anthem and Covered CA, there are lots of news stories about this. It is a huge mess, and devastating to many. I made one quick phone call this afternoon. I expected nothing...I found a miracle! Bonnie is super sharp, practically encyclopedic in her knowledge about Covered California and insurance in general, exceedingly patient, and just wonderful all around. I appointed her as my agent in the system. A few clicks (and lots of patient waiting on her end as I slowly followed along), and everything is golden!! Problem solved. I'm completely in awe...

    If you have any questions regarding group benefits for small companies, Steve and Bonnie have the…read moreanswers for you. They are proactive and responsive, and I have had zero issues with my firm's health insurance needs, thanks to them. I highly recommend them without reservation.

    Dave Fluker Insurance - insurance - Updated May 2026

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