We recently refinanced with Victoria Financial and would definitely recommend them. My parents have…read morebeen using them for years and we are now going to them too. The process was efficient, timely, and helped us lower our mortgage rate quickly. The team was great to work with and very detail oriented, helping give us ease. We are planning to go back to them the next time we refinance and looking forward to it. Thanks!

Amazingly very Professional-Courteous ! Timely and…read moreefficiently process ! Educated the detail oriented procedures !

Working with Vivian through the mortgage application process was exceptionally easy and stress-free…read morefor me. Despite this being my first home purchase, Vivian was able to give me a pre-approved loan on the same day I provided her with all the relevant financial documents. What makes Vivian an extremely efficient mortgage lender for a novice home buyer like myself is her prompt response and rich knowledge of the entire process. She executed all of the backend logistics professionally and flawlessly. It has been a great pleasure working with you, Vivian, thank you.

Vivian is amazing! If it's not for her, I am sure our deal…read morewon't closed. I just had a very bad purchase experience due to the seller's side, dealing with incompetent Escrow office appointed by the seller. They literary screwed up my loan by ignoring closing date, let alone didn't care about any schedule along the entire process. If not because Vivian went above and beyond to get it done for me, the transaction won't be able to close. Vivian is not an ordinary loan officer, she is knowledge and experienced. Also, she does not treat you as a number; she treats you as a friend and she really cares. She is honest and trust worthy, you are in good hands with her. Thank YOU Vivian!

We recently had the pleasure of closing a transaction with Julie and the Aragon Lending Team, and…read moreit was a great experience from start to finish! Julie was professional, responsive, and on top of everything throughout the entire transaction. Communication between lending and escrow was excellent, and whenever we needed an update or had a question, she was quick to respond and kept everything moving forward. As an Escrow Officer, I truly appreciate working with a lender who understands the importance of communication, timing, and teamwork. Having a lending partner who stays engaged and works closely with escrow makes such a difference in getting everyone to a smooth and successful closing. Julie and the Aragon Lending Team were wonderful to work with, and I would absolutely recommend them. I look forward to working together again on many more transactions! Thank you, Julie, for being such a great lending partner!

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

I was referred to Michael from a work friend at city of hope . A previous lender kept in contact…read morewith me past three years with no commitments on my part and full transparency I'm looking for the best fit for me and how I go about decisions . From initial introduction it was a pleasant professional educational experience with great communication, support and unbeatable value for the quality ! His rates with service plus unbeatable fee I was impressed and that is not often . I had a third and fourth lender all interested in doing business . I'm so thankful for my work friend for her referral . Michael also connected me with home insurance that I compared with wawanesa, AAA, State Farm , as advised and I saved over 1k with some agencies quotes . From finding my home to getting my home it was all within one month and I'm a first time home buyer . Cardinal escrow I do not recommend if you have a choice ...honest review . I highly recommend Michael's services , he can communicate effectively, gives you support on decisions you make , accessible, email savvy , and can answer or assist you with any inquiries. Him and his team are worth writing a review .

Best agent in services that I have work with. Michael is absolutely amazing. Michael is detail…read moreoriented and always make the best recommendations.

She is amazing! She has done several loans for me in a quick manner. The most competent and always…read moreavailable loan officer you will meet!

I met her through a reference. She did my HELOC. She took almost 2 months or more for a simple…read moreHELOC and during that process, she managed screwed up HELOC on my another property. It was a huge financial hit for me. I have no problem with her dedication, availability. However, if you want someone competent and someone who can get the job done, she is not the person.

I had a pleasure of working with Mr Steve Kim helping our buyers with their loan. Steve was super…read moreresponsive and kept everything fully transparent and always brought great energy through out the process. What I appreciate most was Steve followed through his words, whatever he told us it's going to get done, he made sure it got done. Having a lender like Steve is what every Realtor could wish for ! Thanks again - Henry Tran eXp Realty

Steve Kim did an exceptional job getting us the best home loan and walking us through every step of…read morethe way. Our realtor referred us to Steve and we'd recommend him now to others. Steve was able to get us competitive rates compared to other brokers and lenders I shopped with. He also went back before closing and got us extra credits when the market dropped slightly. We had so many questions regarding the loan process and Steve answered all our calls, text and emails throughout the day. Highly recommend!

We've worked with Darren for a year now. He is so on top of it! He's helped us not only with…read moregetting the best mortgage rates, but he also helped us catch mistakes that our real estate agent made. He's always available to answer any questions we had, and always had our best interest in mind. We totally trust Darren and will come back to him to refinance in the future.

It has truly been a wonderful experience working with Walter, Gorden, and rest of their team on my…read morerecent refinancing. They made the process very easy with providing a list of documents required by the lender, clearly laying out the expectations, providing me with status updates of my application, and answering all my They are extremely professional and knowledgeable, and also offer an excellent APR. Thank you, Walter and Gorden, for an outstanding job!

I was so happy to have discovered and met Kent as a professional loan agent. Unlike numerous other…read moreloan agents who were rarely available and did not give me any of their time to discuss loan options, Kent took the time to explain the details and options available to me to finance a home I really hoped to own and urgently needed funding to close the deal. Kent helped me overcome some hurdles and complications with loan funding and diligently worked with me so I was able to obtain a loan promptly and complete my financing with the best interest rate possible. I greatly appreciate Kent's professional help and will seek him out for any of my future lending needs!

Kent has been with me every step of the way. Any questions I would ask Kent and he will try to his…read moreto answer them and as quickly as possible. When I received new documents or have any inquiries I did not hesitate to get Kent's opinion. Thank you Kent for making my process as easy as possible!

An absolutely fantastic experience with Full Circle Home Loans. My first person of contact was…read morewith Tiffany who was incredibly informative, authentic, and responsive. After talking with Seth, there was zero doubt in my mind this is the team I want to be a part of. The group has been outstanding from beginning to end with getting the second home loan. It feels incredibly personal and they are most definitely there to hold your hands and encourage you. I had a bit of a panic attack one day during the process and reached out to both Seth and Tiffany. They were able to bring me back down to Earth, reassure me, and bring me back to feeling excited. This was exactly what I needed. Short term rentals are still very new to me but if you need a team to get you through this, this group is the one. Cannot wait to continue to do work with them.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.