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Credit Wellness Center

5.0 (8 reviews)
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Second Chance Financial

Second Chance Financial

(194 reviews)

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

Wayne is very knowledgeable and responsive. He managed and cleaned up our FICO as if they were…read morehis. He improved our scores beyond what we need to refinance and save money. Thank you, Wayne,

OneMain Financial

OneMain Financial

(17 reviews)

Dear OneMain Financial,…read more I hope this message finds you well. I am writing to express concerns regarding my recent loan application, which I submitted last Friday. After uploading all the required documents, I was contacted by a representative named Ladazsa. Unfortunately, I found her tone and overall communication to be unprofessional. I was also told that no additional hard inquiry would be placed on my credit report, yet one was added. When I reached out to ask about it, I felt dismissed and did not receive a clear explanation. I'm bringing this to your attention with the hope that it can lead to improved service and communication moving forward. I would also appreciate any assistance in resolving the hard inquiry that has been placed on my credit report. Thank you for your time and attention. Sincerely, L Norman

If you are in need of a loan, run far away from this place. I regret ever doing business with this…read moreestablishment and would highly recommend everyone look elsewhere. Any and every single time I have tried calling for assistance, the person is rude. Without fail, the employees have no patience and no customer service. They are unable to answer what I'd imagine a simple question to be for someone who does this for a living, possibly because they themselves don't understand. So instead of finding a solution, they grow impatient, disrespectful, and demeaning. Ever single time. Do yourself a favor, look a little longer, look a little harder, you do not want to deal with these people and certainly nobody deserves this. Don't believe me? Just look at their ratings and reviews. Too bad zero or negative stars is not an option.

Credit Wellness Center - debtrelief - Updated May 2026

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