I joined National Debt Relief's program, making my first payment of $539 in February 2024. I made…read moremy last payment in June 2026. The payments were equal, and totaled $15,631. I originally had another debt included in the program, but since NDR had not negotiated a settlement, I pulled this one out of the program (this is mentioned because it was the largest included originally). At the time I entered the program, the amount owed to the creditors that NDR handled was $17,602. So, calculating the savings as debt at the beginning of the program that was settled by NDR minus the payments to NDR shows a net savings of $1,971. Adding to that the $38 that was in my dedicated savings account that NDR promptly refunded to me results in a total net savings of $2,009. And of course my credit is ruined, and I still have one creditor to deal with. So, was the program worth it? To me it was, even though the savings was not what I had hoped it would be. It may not be the right path for everyone, and their fees were high, but it did provide mental relief, knowing that this issue was being handled. NDR is not a scam.

The one thing I can say about this company is that they don't hide behind loan advertising and get…read morestraight to the point of debt settlement, relief, restructuring programs all the same vs debt consolidation which is a actual loan. The pitch is the same , how would you like to pay less debt each month ? This company sent me a letter in the mail and I discarded it.

Unfortunately, a few items turned up on my credit that was unbeknownst to me. I wasn't planning on…read moreapplying for anything in the near future so I never wanted to pay the credit repair fee. I decided to visit his website while bored and I was floored to find out that the service was completely free. I still had the same credit monitoring active from the last company I used. At that point there was no risk. It was refreshing to be able to see the letters they actually send to the bureaus. All I had to do was use a third party site to mail them out. I could've also printed them. The process was a breeze and it was quick. There's no option to speak to a live rep, but this I assume helps keep the service free. The results worked for me. In all it took about 2-3 months to remove the negative items, which was perfectly fine with me. Hopefully I'll never have to use them again but I'll be spreading the word to anyone I know who might need it.

I happened to get an alert that a collections account was on my credit. I didn't recognize it at…read moreall but my score dropped quite a bit because of it. A friend of mine recommended this service and I was surprised to see that it was free (except for the credit report). The collections account was removed from experience within the first couple of weeks. It was then removed from the other two bureaus a month or so after. My score rebounded like it never happened. Sending my letters was a breeze since they recommended a service that does it for a reasonable price. I could've printed my own as well but I didn't feel like buying stamps. i'm definitely telling my friends and family about this company.

I've had the pleasure of working with Garrett for about a year now, and it has truly been an…read moreincredible experience. I approached Garrett in late 2020 after a tumultuous previous 12 months. I had been laid off due to COVID and simultaneously incurred an enormous sum of medical bills on top of my typical monthly expenses. Naturally, I waited until things hit rock bottom before seeking help, but I'm so fortunate to have come across Garrett. He has the innate ability to show empathy but is also a straight shooter because he doesn't sugarcoat things. Rather than emphasizing the mess I was in, he quickly provided a bevy of solutions that we tackled in tandem one by one. It was an emotional rollercoaster, and I often joked that I should be giving Garrett a co-pay since he acted as a therapist throughout the process. Fast forward to the present day, and I've done a complete 180 financially, professionally, personally, and all of this has contributed to a happier life. I honestly couldn't have reached this point without Garrett's kindness, expertise, and can-do attitude. I look forward to continuing my growth with Garrett and recommend him to anyone looking to hone their budgeting and financial planning skills.

Thanks to Garrett's support, instead of constantly trying to put out financial fires, I'm now on…read moretrack to be debt free this year, have an emergency fund, and more consistently align my finances towards my fiancée's and my values and goals. For context, I first found Garrett while searching online for a finance coach, and I resonated with his optimism and supportive tone on his website. I proceeded to have an initial call with him, and just like the tone on his website, Garrett was warm and friendly. He was attentive, curious, and professional, and he showed up with structured programs combined with a willingness to adjust and be flexible for my specific circumstances. He clearly had the training, experience, and skills, and I got the sense he walked the talk, invested a lot in himself, and put in the work to live authentically. I was eager to work with Garrett, but I still had my hesitations. I was on track to go deeper and deeper into debt. Did it really make sense to hire a finance coach and add on another expense in my life? At the end of the day, I had to conclude that I needed additional support. I tried reading books, getting support from friends and family, and making changes on my own, and I wasn't getting the results I needed. It's as if I had tried to heal a broken bone on my own and then realized I really needed to hire a doctor. I had to admit that I couldn't do this with my current approaches, and Garrett had been able to help many others before me. After discussing with my fiancée, Jasjeet, we hired Garrett to support us as a couple. I'm so glad we made that decision. Garrett continued to show up consistently with the aforementioned qualities, and after only 7 sessions, I experienced the following results. - Alignment with Jasjeet on our priorities and financial plan which includes being debt free this year and having an emergency fund - New tools for successfully talking about and getting aligned about finances with Jasjeet - A shift towards feeling more empowered and steady in my relationship with money Of course, Jasjeet and I also needed to put in the work to show up to the sessions and do the work in-between sessions. So much credit for our success goes to my fiancée. As our coach, Garrett helped guide us with a listening ear, honest perspective, tools, and strategies. Thanks again, Garrett, and I'm looking forward to continuing our work together!

I'm a fairly new dentist who's had to deal with a litany of issues regarding finances. If you're…read morefamiliar with the healthcare educational system I'm sure you know that loan repayment is just one of the big problems that new grads have to deal with. I was able to speak to one of their representatives who's been able to provide sound guidance to help me navigate through my situation. I'm looking to purchase a dental office and start my own business and The Debt Relief Company has made me feel confident and provided me with the right tools to help me get on the right track. I strongly recommend their services.

I have been working with them for a while now. They are very friendly and always helpful! My…read moreconsultant Adam is always available for help and I am very happy with how its going so far.

I started this service Oct,2021 and negative item was removed 2months later…read more I'll recommend Credit Glory to everyone !!!!! Thank you so much, you did a great job !!!

Lesson learned. When something sounds too good to be true, it is. They are full of liars, scammers…read moreand this is a P.O.S company. Spent almost 450 dollars for literally nothing its been 90 days and no changes. Use the money on a real person that can help you with rebuilding your credit. Don't even try to see if its worth it. To put it nicely if credit glory was a person I would not let it get near me, for their own safety not mine. Screw you you dam snakes.

Very pushy when it came to me cancelling my plan. i had to tell three different people to explain…read morewhy ? A little embarrasing

This has to be one of not is the best company to work with. Just make sure you understand…read moreeverything that is going on because they can't work with your creditors until they meaning your creditor closes your account and is seeking collections and also yes your credit score will go down until they resolve everything for you.

I applied for loan last week for $11,000. Got approved same day and received in 24hours. Good…read moreservices provided.

From the owner: We Provide Personal / Car Loans With All Types Of Credit Accepted.Same Day Funding. Quick Approval…read more Direct Lender Loans.

In the course of my week as a doctor I meet and speak with a 100+ patients from all walks of…read morelife. Unfortunately some of my most elderly patients find themselves in financial distress and under a burden of debt , either from the loss of a loved one or illness. This is unfortunately becoming a more common story. I have referred several of these patients to the professionals at JXD Financial and they are uniquely trained and familiar with these situations of the elder population. In addition it goes without saying that taking care of this population of client takes a certain touch and knowledge base that only the most caring of individuals can deliver, the Team at JXD Financial....They deliver!

These guys deserve way... more than just 5 stars!!! While I'm not anti-social, I also don't just…read moregive out "kudos" to people. Call it being a Marine thing, or just me in general. Point being, Wow!!!, these guys are very impressive. I ran into these guys by pure luck, while taking a break at work. They knew of my military background and were just genuinely interested and appreciative of my military service, and one conversation led to the next. I told them of my financial struggles, and how tired I was of looking for help and just got the run-a-round and/or that feeling that there were a lot of strings attached with every company (even those that supposedly focus on "helping" Veterans). They told me that they "might" be able to help. So never promised me anything, took a look at my debts, told me of every single part of their program so I could see if it would be a good fit for me. There was no pitching or selling, they told me all of the pro's and con's of the program. Well longer story short, I went from paying over 3K a month for debts that were going to take me at minimum a little over 12 years to pay off, to now paying via their program a little less than $700 a month in a 46 month no interest locked-in rate program. I'm not a math genius, but paying all of my debt while paying literally thousands less in A LOT less time (like literally cutting off about a decade of payments) is well worth not being able to open up any new line of credit accounts throughout the program. Yep, that's the negative part. Not being able to get more credit cards or lines of credit, literally the same thing(s) that got me into all of this debt to begin with. Wait, now that I think about it, even that isn't even a "con" when considering the pro's and con's. I don't do many reviews, but definitely had to give these guys a "shout-out". Thank you for everything. I hope others that were in my initial situation can also see how genuine and how if they (those needing the help) want to, they (JXD) can help them. If they (those needing the help) are serious about getting out of debt these guys can truly help. JXD Financial are DEFINITELY, Marine approved!!! Oohrah!!! - Eugene Oliva, U.S. Marine Corps, Sergeant, Post-9/11 Service-Disabled Honorably Discharged Veteran

Working with Andre has been fantastic. I first contacted him around winter of last year, and in the…read morebeginning we had some hiccups. I had my reservations, but something inside me told me to work with him. He's been transparent the whole way through, and now it's August 2026 and my credit has been cleaned up thanks to him and his team. For the greater part of the year I've been collaborating with him, and like I said, it hasn't been a perfect experience. We did have some hiccups early on. But Andre is easy to work with because he's honest, trustworthy, and very competent. I originally did some dispute work myself and had success, so I'd like to think I know something about credit repair. But I got stuck, and that's where Andre came in to help. I'm part of his private Discord community, and there is a ton of value there. On a scale of one to ten, I'd give Andre and the firm a nine out of ten. The only reason it isn't a ten is that a ten means perfect, and nobody's perfect. I think that's fair. For those reading this review: if you feel your file is complex like mine was, and you need an elite professional with the expertise to do what other firms can't, I would choose Pinnacle. That's exactly why I chose to work with Andre. Their website is extensive and answers a lot of questions, and Andre and his team are easy to reach. They respond in minutes, if not seconds. The Discord community also has a bot that is very impressive. I've asked it complex questions and it answered them just like Andre would. I'm very impressed, and I hope this review serves Pinnacle and the reader well. God bless.

ABSOLUTELY FANTASTIC EXPERIENCE! Before working with…read morePinnacle Credit Repair my credit situation was complex and not something I could realistically fix on my own and it mattered for my financial future what stood out right away was how structured and professional everything felt with clear expectations consistent communication and no unrealistic promises they were transparent about the process timelines and what was possible which built trust over time I saw real progress in my credit with negative items being addressed and overall improvement compared to anything else I looked into this felt far more serious and effective and saved me a lot of time stress and guesswork I would recommend them to someone with a complex situation who values expertise and a professional approach this is my real review and im sharing it publicly because it matters

Beware. They have shady bank tellers that are rude and steal from the elderly. My mother had a set…read moreamount of cash and tried to deposit it. My mom had counted it many times to ensure the amount was correct. The teller brought it to the table at the back and told her that it was less than the amount my mom gave her. When asked about the small pile of cash my mom thought was part of the cash she wanted to deposit, the teller became rude and dismissive and said that it was not hers. A good teller will explain and even offered to view the camera footage. They prey on the elderly and gas light them to blame it on their old age. They are also on many instances confiscated so called "fake bills" without offering paperwork. Everytime we went there, they are not even friendly. They were only nice when you first opened the account with them.