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Credit Adjusters

1.0 (1 review)

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7 years ago

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American Consumer Credit Counseling - American Consumer Credit Counseling Logo with Blue wave flag

American Consumer Credit Counseling

(13 reviews)

Day 1 of assisting my dad and his wife with their financial troubles. I did some digging in regards…read moreto a reputable company that would help them, and more importantly help them through the process and be kind. Well this is the place and Kyle was their representative! Kyle was absolutely pleasant, easy to understand, answered all questions and was thorough with understanding their needs. No one wants to hear what they've done wrong, and none of that was heard today, only the facts, and here is what we are going to do going forward and here are some solutions, let's pick the best one for you. Kyle was so good to them, he stayed on the phone and walked them through every detail and the steps needed to take action starting today to prepare for the payment program. My dad and his wife got into this mess because they were helping her kids, and her kids continued to accept the help thinking they were a bank and that this wasn't negatively impacting them. Please know that in order to help others, no matter how good your heart is, that you have to be in a good place yourself first. Learn to say NO, don't take on additional responsibilities of others, when you know your own situation is a delicate mix of one wrong thing away from being in this situation. Suffice to say, day 1 down, more to come as this process unrolls, if the rest of the program is like today, then you've found the right company and program to help you. Thank you again Kyle!!!!

I wanted to thank Mindi for listening to my situation. I didn't want any late fees and Mindi…read moretackled it pronto. I used the ACC program in 2015 and things have changed! But any question I had was answered directly and quickly. Thanks Shawna and Mindi and everyone else who paid attention to my concerns. Donna B.

S&N Debt Solutions

S&N Debt Solutions

(2 reviews)

They do not assist you properly. One employee, Kevin Mitchell,who is in charge of handling your…read moreaccount, is not very helpful. All they want is money, money, money. If you know how to settle your own debt with credit cards go for it, if not, seriously shop around to find someone who can help you. Also, research the company on BBB, there is no listing of the company.

S&N Debt Solutions gets zero stars from me. My experience as a client with S&N Debt Solutions is…read moreat least five years old and I've waited this long to provide a proper review. It should be noted that, even with the credit debt on my record, when S&N Debt Solutions sought me as a client (yes, they sought me) my credit score was excellent (upward of 720). I was assured that I would have the advantage of settling long standing high balances settled for less and that I could expect my credit score to recover before long in the following year(s). I'm convinced my case was an example of the incompetence of the S&N DS 'business plan'. The "financial service agent" managing my case changed several times, each time without my being notified. I suspect it was because each agent hit a wall with one of my creditor's, in particular (Discover). It turns out that the program puts you, and you ALONE, in delinquency with your creditor(s). Several months in, I was subpoenaed to appear in court because that one non-negotiable creditor turned my account over to an aggressive collections attorney. I then called S&N Debt Solutions to advise me on this situation; they said they had nothing to offer me in terms of legal advice!. In the end, three of the four accounts they negotiated on my behalf was settled for less than owed. However, all these years later, I still make payments to the debt collector for the account they failed me on. My credit score has yet to recover anywhere near where it had been before. In short, S&N Debt Solutions suck a bag of male chickens.

Pine Tree Consultants - This is the front of our office! We are located in a large Plaza in the first floor Ste 7B. Right next to the hair salon and Burger King!

Pine Tree Consultants

(4 reviews)

Parkside

Complete ripoff. As they have little or no competition in this chilly land, they take advantage of…read moretheir customers by charging unfair diagnostic costs. I had a technician come to my home and repair a weak flow vent. He simply turned a valve on one of the ducts by hand. They should not be charging so much when they didn't even need to get a tool out of their truck. I called their office and was told that the diagnostic fee should not be charged if "no tools were required." Don't use this company. Find anyone else.

This company is a scam. They take your money and do not do what they said what they would do to…read moreget you out of your Timeshare. They also tell you at the beginning of the contract that you will receive 100 percent of your money back if they cannot get you out of your timeshare. That just to sucker you in to getting your money. They use weak ass letters to send to your timeshare, and often send you the same letters to send out for you to mail out again. When you ask for your money back they claims you have went pass 18 months therefore you are not entitled to a refund. They never got you out of your timeshare even though they claim such timeshare as Wyndham takes longer. You call and email them severals months before your 18 months are up and they will not return your calls or emails until your 18 months are up. The attorney is never available when you ask to speak to him.. Also your credit will be destroyed in the meantime. The FBI needs to investigate this company for scamming people and prosecute them. They have multiple complaints . Search the internet before using them. In the meantime I will have a lawyer working on my case. Beware Pinetree Consultant.

Credit Adjusters - debtrelief - Updated October 2026

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