I've been shopping around for rates for a few years, trying to get PMI off my mortgage. It never…read moremade sense, and my costs ended up always being too high. The other brokers always told me to stay where I was. FINALLY I found this company, and in less than 20 days I fully closed on a 15 year mortgage with a rate LESS THAN 3% saving me OVER $90,000 in interest vs my previous loan!!!! My case was very difficult with many different obstacles. With each hurdle, John (the owner) found a solution and handled my case expertly. He was fast, friendly and honest. I will never use anybody else except John! Thank you John for setting my future up for success!

As a first-time home buyer, I am glad I found a home mortgage broker to figure out what I needed to…read moredo to get the home of my dreams. After shopping around, I contacted Atlantic Finance Group over a year ago, and I was immediately comfortable and impressed with John, who is the boss of the whole operation. John spent a lot of time with me to get an accurate picture of what I wanted, and where I stood financially to get me the best deal that he could. While I could have been approved at that time for a good home, John knew I wanted a great home with the best possible rates so he set me up with his credit repair specialist at no cost to me. They were very patient with me and walked me through everything I needed to do, and a year later after following their plan I felt ready to start seriously looking at houses with my realtor. When I finally found a great house, and was ready to make an offer, John followed up with the seller's agent personally to emphasize how strong of a prospective buyer I was. This helped me win the bid in a very competitive market against multiple bidders on the property. John then immediately went to work behind the scenes and we had our mortgage commitment within days. What was even more impressive to me was how the shelter in place orders due to COVID19 around that same time did not stop John and his team one bit. I was worried my deal would collapse and I could lose my future home due to factors outside of my control, but they continuously surprised me with their ability to adapt and evolve as the pandemic continued to complicate daily life in new and unexpected ways. They worked fast to lock me in at an amazing rate, saving me thousands of dollars over the life of the mortgage and on closing costs (he doesn't charge any broker fees) compared to other institutions. His team even helped me save more money in other aspects of my life. For instance, they lined me up with a local independent insurance agent for my homeowners insurance who in turn helped me lower my car insurance significantly. John's team was there for me during every step of the home-buying process, all the way up to our virtual closing. He would always explain to me what was happening behind the scenes, and was always available for questions. He would update me frequently on all happenings pertaining to the process in a timely fashion. He made everything so easy. If not for the township taking a while to handle our request for a tax certification due to COVID19 we would have closed in two weeks. Regardless, I'm just ecstatic I was able to get my home despite all the chaos caused by the pandemic. From the beginning, the team at Atlantic Finance Group was very professional, and very knowledgeable about the market and all the different mortgage products. They helped me become more financially savvy, not just for this process, but going forward. I never felt rushed, and they worked with me to get an amazing home. I am so thankful to them, and if I am in the market for a home again at some point in the future, they will be my first phone call again!

We have been working with Mortgage Master for several years, specifically Jeffrey Martin. Jeff has…read moreassisted us in financing purchases ranging from our primary home residence to investment properties, as well as refinancing. After spending countless hours "shopping" the industry for price, Jeff has consistently beat his competition! More importantly, he has been a wealth of knowledge and great advisor to us. Jeff is very flexible, and also ensures that his entire support staff works with our busy schedules to get things done quickly. Jeff was once described to me by a trusted friend as the "set it and forget it" guy of lending, because once you start working with him it is understood that things will be taken care of! I highly recommend anyone looking for financing reach out to Jeff in order to ensure the best financial outcome, as well as overall experience!

Maura McDonnell is the only Mortgage Loan Consultant I will ever go through again. She is…read moreextremely knowledgeable & walks you through every stage of the mortgage process. I only leave reviews if anyone's service is beyond amazing or awful. Maura fits the "Beyond Amazing" category! I have dealt with many mortgage companies & consultants. There is no question in my mind who the best is, Maura! She gets you the best rate & makes obtaining a mortgage painless! I highly recommend her to everyone that wants to buy a home or refinance!

Hello world my name is Adrienne M. My experience at Waterstone Mortgage was definetly not a good…read moreone. I wouldn't recommend them especially to a first time homebuyer. They did not explain the process in a professional way. They are totally unaware of how to treat people and once it was bought to "THE BOSS Mary's" attention it still didn't get any better. Her choice of words to use in her response during my complaint to her were condescending rude and unprofessional. In jus a day I fired them as my lender and ended up with a REALLL lender who I love so much and the process continues. I'm really happy I decided to leave and go elsewhere. I'm much happier and most of all I'm INFORMED of the process. In the future Mary, don't tell a client they need their hand held or that ur not gonna be a go between for them and the lender that's working under u and then say u don't mean to be offensive. Well u were offensive and unprofessional. U should have said u would be there every step of the process to help in anyway u can and made me feel great moving forward in the process. The final straw was I reached out to let her know I was no longer gonna work with them by email and she didn't even respond. That even spoke greater volumes to me and made me feel my judgement was right on point. How unprofessional still. Later that evening a get an email from Lisa, a woman I never met or spoke to saying she saw the email I sent Mary and I can call her she'd be happy to speak with me. I do appreciate Lisa doing that but I'll see how much she cares because I forwarded her my number and told her she can call me at her leisure. I further let Mary in their (Corporate Headquarters Office) know I will be reaching out to her higher ups which I fully intend to do. I also told her I would happily leave a YELP REVIEW. So here u are folks. I give them 1 whole star and that's jus for answering the phone in my initial call to apply for my mortgage and that's where the stars stop because it was all down hill from there. Hopefully Mary and others there will realize the buyer is ur client . U are not bestowing a courtesy to a person seeking a mortgage. They are a courtesy to u. That's what helps to keep u guys behind ur desks. Stay humble!

Doug was my mortgage originator and was extremely helpful in walking me through the process for my…read morefirst home purchase. He was there at every step of the financial process including on closing day. The one other office staff member I worked with was very friendly and there was very good communication throughout each step. I'm very glad I was able to stay local for my mortgage. I would definitely recommend and will be using him again for my next home purchase.

From the owner: I have been in the real estate finance game for over 10 years and I still get excited helping…read morepeople operate through the landscape of purchasing a home. My hands on approach is an invaluable commodity to the thousands of people I have helped. I am a President's Club Award winner and an expert in this field. My business specializes in Home Mortgages. We offer competitive interest rates and the best customer experience in the world! Our mortgage products include Fannie Mae, VA, FHA and PHFA loan programs. Let me know of any questions or if I can help you or anyone you know buy residential real estate. I can offer free, no-commitment pre-approvals and applications. Contact me. I am happy to to help!

I had a great experience with Rate Winner. While I wasn't…read morea huge fan of my realtor, Jeffrey really made up for that and helped me along the process. He seemed to really be looking out for my best interest and seemed to be honest with what would be the best options for me. It really helped to have him along this very stressful process.

It was my first time purchasing a property with RateWinner. Everybody was helpful and…read moreprofessional. Definitely a positive experience and will go with them again for my future purchases.

Terrible terrible terrible experience. Got referred to them by my realtor agent but it's been a…read morehell of an experience. They do have competitive rates, but not a lot of options for loans. If you do decide to go with them, DO NOT GO WITH Taylor Runyen! He is an overconfident ass who does not care with you at all. He is a simpleton, inexperienced, lack professionalism, and has poor matters. He asked multiple times to switch to a different advisor but he declined. Now I am stuck with him for the entirety of my loan. Do yourself a favor and avoid this awful advisor.

Gotta hand it to Dave Gorman. He said he would provide a personalized lending experience compared…read moreto a nationwide lending outfit and he stood by his word. I could reach him pretty much anytime of the day/night and had last minute figures run by him from a fishing boat! Love the new home and probably wouldn't be here without him. Call Gorman. Tell him Boyer from Allentown sent you.

None of the PNC banks have coin counting machines. This is very inconvenient and would be a big…read morehelp instead of the tedious job of wrapping them all.

I have had good experiences here. Their new branch manager has really turned things around!read more