I've been shopping around for rates for a few years, trying to get PMI off my mortgage. It never made sense, and my costs ended up always being too high. The other brokers always told me to stay where I was. FINALLY I found this company, and in less than 20 days I fully closed on a 15 year mortgage with a rate LESS THAN 3% saving me OVER $90,000 in interest vs my previous loan!!!! My case was very difficult with many different obstacles. With each hurdle, John (the owner) found a solution and handled my case expertly. He was fast, friendly and honest. I will never use anybody else except John! Thank you John for setting my future up for success! read more

As a first-time home buyer, I am glad I found a home mortgage broker to figure out what I needed to do to get the home of my dreams. After shopping around, I contacted Atlantic Finance Group over a year ago, and I was immediately comfortable and impressed with John, who is the boss of the whole operation. John spent a lot of time with me to get an accurate picture of what I wanted, and where I stood financially to get me the best deal that he could. While I could have been approved at that time for a good home, John knew I wanted a great home with the best possible rates so he set me up with his credit repair specialist at no cost to me. They were very patient with me and walked me through everything I needed to do, and a year later after following their plan I felt ready to start seriously looking at houses with my realtor. When I finally found a great house, and was ready to make an offer, John followed up with the seller's agent personally to emphasize how strong of a prospective buyer I was. This helped me win the bid in a very competitive market against multiple bidders on the property. John then immediately went to work behind the scenes and we had our mortgage commitment within days. What was even more impressive to me was how the shelter in place orders due to COVID19 around that same time did not stop John and his team one bit. I was worried my deal would collapse and I could lose my future home due to factors outside of my control, but they continuously surprised me with their ability to adapt and evolve as the pandemic continued to complicate daily life in new and unexpected ways. They worked fast to lock me in at an amazing rate, saving me thousands of dollars over the life of the mortgage and on closing costs (he doesn't charge any broker fees) compared to other institutions. His team even helped me save more money in other aspects of my life. For instance, they lined me up with a local independent insurance agent for my homeowners insurance who in turn helped me lower my car insurance significantly. John's team was there for me during every step of the home-buying process, all the way up to our virtual closing. He would always explain to me what was happening behind the scenes, and was always available for questions. He would update me frequently on all happenings pertaining to the process in a timely fashion. He made everything so easy. If not for the township taking a while to handle our request for a tax certification due to COVID19 we would have closed in two weeks. Regardless, I'm just ecstatic I was able to get my home despite all the chaos caused by the pandemic. From the beginning, the team at Atlantic Finance Group was very professional, and very knowledgeable about the market and all the different mortgage products. They helped me become more financially savvy, not just for this process, but going forward. I never felt rushed, and they worked with me to get an amazing home. I am so thankful to them, and if I am in the market for a home again at some point in the future, they will be my first phone call again! read more

I did my mortgage with Atlantic finance group. I shopped my rates around for weeks and John p at Atlantic finance was the lowest . I had a tight time frame which John was able to handle. With all the things involved in buying my house it was easy to have a broker with a sense of calm and knowledge of the process. I'm a happy home owner with a rate under 3% thanks read more