If I could give negative stars, I would. Grace Home loans, a subsidy of Cornerstone Home Lending really screwed up big time.
We were attempting to build a home. During the pre-approval process, we disclosed loan information to our loan officer who we were assigned to, Niiesha Earls. Well, some of our loan information we disclosed to her made us ineligible but she never told us. During the loan process, Nieesha quit and failed to relay the information over to the new loan officer. As a result, we were forced to learn that we couldn't close on a home we had been building for over 4 months. We were not upset that we were denied, but the lack of organization with this company is unheard of. We literally were communicated this 5 days before closing forcing us to pivot and find somewhere to go. We spent thousands of dollars on movers, inspections, storage, forfeiture of security deposits, hotel rooms all as a result of their failure to properly vet the loan process. This was incompetence at its finest. We were lucky enough to get our earnest and option money back from the builder but that was only a chunk of the money spent as a result. They initially told us no but retracted after I left a poor review.
I filed a complaint with Cornerstone and someone named Nicole opened up an investigation. She called me several times during the process which seemed good but it was all to basically tell me, ooopps, sorry for our mistake and all the money you lost, but have a good day. They do not communicate with you, they do not respond without borderline pestering them and they simply don't know what they're doing.
I would highly recommend you do not choose this company if at all possible. It's an absolute joke. I don't know how their reviews aren't 0 stars. My wife and I are building a strategy for legal action. We will NOT let them get away with this poor practice. read more