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    Compass Financial Services

    5.0 (1 review)
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    Services - Compass Financial Services

    Life insurance

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    3 years ago

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    James Lunders - State Farm Insurance Agent - State Farm Logo

    James Lunders - State Farm Insurance Agent

    (7 reviews)

    Insurance can be confusing , but Sean at James Lunders-State Farm helped us with a plan that was…read moreperfect for our family and we are saving money compared to the insurance we were previously using. Highly recommend State Farm!

    We have had great service from James Lunders State Farm…read more We have our home, auto (2) and an umbrella liability policy with James Lunders for over 10 years and haven't had any issues. I read another review which talked about "rental insurance" after a car accident. As with most insurance companies, that is an add-on and I have had to use it before with State Farm. It isn't very expensive, but it is an optional add-on. The nice thing about James Lunders is that he will sit down with you when you buy a policy then every 6 to 12 months (or however often you want) to go over your coverage and make sure you are protected for what you should have covered. He and his staff explain all the details, options and costs, but in the end let you make the decisions. State Farm has been quick to pay claims and has taken care of all the details of collecting from the other party's insurance company (two car accidents that were both 100% the other person's fault -- no difficulty on my end, they took care of it all and my premiums didn't go up). I would highly recommend both State Farm in general and James Lunders in particular for their service. I believe with all insurance, in the end, it is up to the customer to make sure they know what coverage they have and ensure that they understand what that means (e.g. home flood, car getting flooded, pipe burst, car accident, car rental, towing, uninsured motorist, liability, replacement cost, etc...). Not being in the insurance industry, James and his staff helped me understand and feel confident that I have the correct coverage.

    Compass Financial Services - financialadvising - Updated May 2026

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