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    Commerce Bank

    3.3 (3 reviews)
    Open 9:00 am - 5:00 pm

    Services - Commerce Bank

    Personal banking

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    17 years ago

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    10 years ago

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    8 years ago

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    First Community Credit Union

    First Community Credit Union

    (5 reviews)

    The people are always nice and i always get in and out quick! Definitely recommend this bankread more

    Unfortunately, I now rely on the card they issued for access to my money, and they pause it…read moreMULTIPLE TIMES PER WEEK. I regret my decision to open an account with First Community more than any other business-related decision I can think of, with the possible exception of that time I signed up for Vodafone internet service while in Germany. Their services have made my life miserable. I am constantly in a position where I go to use my card and suddenly it doesn't work. Often the reason will be that a couple of subscriptions removed their monthly ten-dollar fee, and that was flagged as suspicious. It then falls on me to investigate and fix everything. After recently purchasing a plane ticket to Vietnam as well as travel insurance, I filled out a lengthy visa application and tried to pay the amount of $50. From where I live in Missouri. Not $500, and not inside of Vietnam. $50. From the visa website of the Vietnamese government. Naturally, the payment was rejected by the bank, just like my monthly subscriptions are, just like my digital purchases of movies and books are. They act like it's not a big deal, but it is an enormous imposition. I plan on terminating my relationship with this outfit as soon as I can. In the case of my visa, after that one rejection, the website kept auto-rejecting my card. I wasted close to five hours and ultimately had to hire a visa agent to take care of it for me. Now I am set to travel to Asia, and I know beyond a shadow of a doubt that First Community will leave me stranded there. Not once, but repeatedly. I am sure of it. There will be a time in the near future when I desperately need my money, they will deny me access, and I will have no way of getting in touch with them. My only hope is that I will not be sleeping under a bridge with the rats. This financial institution is the absolute worst. Maybe if you're a kid who needs a place to deposit your money from your part-time grocery store job, or you need a mortgage for a small home in Ellisville and never plan to set foot outside of Missouri. But as soon as I am able, I am going to a for-profit commercial bank rather than this credit union, because experience has taught me that it is preferable to this level of incompetence.

    First Community Credit Union

    First Community Credit Union

    (61 reviews)

    Lindenwood Park

    I used these guys to refinance an auto loan because the rate was good. I did it all online and went…read moreinto the branch for closing. I had an appointment for closing and waited only 5 min to be called. I can't just sign papers for an auto loan electronically like everywhere else? The branch locations are pretty far out. The closest south city location is on Watson, which is a good 15 min from downtown/Soulard. Also, loans cannot be paid from an external bank account directly unless a scheduled, monthly ACH transfer is manually set up. Otherwise, it has to be transferred to your FCCU checking account (has a fee and takes DAYS) then transferred to your loan. My experience: I needed $20,000 which was, of course, way less than the original loan. I make $150k/year (over 700 credit score), and they said my income wasn't sufficient. WHAT?! $8000/month net income isn't enough for a $20k loan? Luckily I have a second job and that income made it sufficient. I needed a salary over $200k to get a $20k car loan. The process was ok, I guess. They weren't overly helpful during the application, but it went smoothly. I just had to keep calling and asking about the status. I also opened a checking account to have a local option. Large deposits are held for about 5 business days which hasn't bothered me yet, but may bother some. Cashier's checks are free.

    Moved to a new system and have had multiple glitches. Call center employees don't know how to…read morerespond. Spent an hour on the line to get my problems fixed and the representative was rude. Keep an eye on your money!

    Commerce Bank - banks - Updated May 2026

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