We bought a new vehicle and the loan was obtained through Cobalt. This is the WORST EXPERIENCE EVER WITH A FINANCIAL INSTITUTION. I tried multiple times with the customer service number they gave me to set up automatic withdrawal payments from my bank. It NEVER WORKED. They obviously don't have experience with outside banking transfers??? Seriously???? So payments were taken out, put back in, crazy (this is all in a month time frame) So I wrote them a letter stating I would just send in a payment the old fashioned way with a check. Then I get a statement that shows 3 different amounts of interest have been taken out (in one month) SO --- back to the phone I go!! This time I got CRYSTAL in customer service. I was trying to explain what had happened, ask questions about the statement. Crystal is one rude customer service person. (To be honest, by the time she interrupted me several times and talked over me, I was probably starting to be rude as well! ) The upshot is that rude Crystal told me if I wanted to talk to someone else I could call back and someone else would answer. I asked to talk to a supervisor and she said there was not one available. Then she said I obvously can't help you so I am disconnecting. COBALT OBVIOUSLY KNOWS NOTHING ABOUT CUSTOMER SERVICE. STEER CLEAR OF COBALT.
******UPDATE********
Within 2 hours of writing this review I was contacted by the manager of the Contact Center with an apology for the behavior of the customer service person. Jody, the manager not only assured me that this isn't the standard for their representation, she also helped me with my original concerns. So, several weeks of frustration have hopefully been settled. I do appreciate her prompt call and know she is sincere in wanting better customer service. Thanks to Jody!! read more