Ashley says that the bank is trustworthy, but if you stay with them long enough, you'll be disappointed. This is one of those banks that charges a lot of fees, and they use accounting trickery to maximize those fees. I banked with them for six years until I accidentally overdrew my account. (Actually, I tried to cover the overdraft before it happened, but the bank closed early before a holiday -- earlier than they should have closed, in my opinion.) By changing the order that the withdrawals were posted to my account, the bank managed to charge me three $39 fees instead of one $39 fee. Although they refunded one of the fees, I still felt robbed by them, and I closed my account immediately.
In 2009, when Ashley posted her review, perhaps they were a better bank than they are now. I do know that they toughened their fee policy in late 2013. When push came to shove, my good 6-year track record meant nothing to them. A bank which is so willing to alienate good customers should be avoided. read more