I was thrilled to meet the outstanding team behind FCSB. They are distinguished by their…read moreintelligence, compassion, and dedication to OUR community. Their interest rates are also exceptionally competitive which is what drew me there to begin with! My experience with small community banks has always been overwhelmingly positive, and FCSB is a shining example. After becoming frustrated with the impersonal service of larger banks, I made the switch to FCSB and have been consistently impressed. The executives are not only approachable but also genuinely committed to fostering meaningful relationships with their clients AND the communities they are in. I'm grateful to be working with this bank! With their corporate offices located in Glen Cove, I'm thankful for their presence in our community! If you don't know who they are, go pay them a visit! Bank locally, it's so much better. 70 Glen Street Glen Cove

From the owner: First Central Savings Bank, also known as FCSB, is a financial institution. Operational since 1999,…read moreit offers a range of personal and business checking accounts. The bank is a member of the Federal Deposit Insurance Corporation. It provides online bill payment and night depository services. First Central Savings Bank offers wealth management solutions and safe-deposit boxes. The bank s ATM services are available 24 hours a day, seven days a week. It operates a commercial loan department. First Central Savings Bank offers taxi medallion loans and credit cards. It also provides Internet banking and fraud detection services. The bank s SupremePLUS credit line offers overdraft protection solutions.

Terrible place to bank. Choose another branch or entirely different bank. Frustrating experience to…read moresay the least.

When you want the "corporate machine" of Banking, this must…read morebe it. Have a problem? Good luck getting someone to help you. Want to do some Saturday banking? Forget it, unless you can do it at the ATM. Want drive up service? You better go to McDonalds, because this window is closed. They let their Citi ATM in 7-11 get hacked with a skimmer and then when people came in to complain, Citi was draconian about returning the stolen money: "transaction within normal patterns" - like some kind of robot. RUN to another bank. High fees, terrible customer service, inept machine-like corporate management.

Astoria federal was bought out by Sterling national Bank. Some things have gotten better! The app…read morefor one and the ability to upload and deposit via app like most banking institutions. I try to avoid physical banking since everything is done online or app but sometimes the app throws an error when I try to deposit a check. That's not the branches problem at all but the customer service here is lacking. Last week I was the ONLY person standing in line in the middle of the day and there's one teller working drive through and a cranky older woman barking orders at her like she was a dog. Huffing and puffing and complaining about who knows what. Lady, plexiglass window I can see you having a meltdown. Go huff and puff somewhere else it's rude. I know it's hard to smile with masks on but I met her eyes and tried to give her a smile maybe a "hang in there baby!" Smile but she just turned away quickly from me to continue to berate the teller. Whoa. Another time I came to deposit checks and the teller reminded me that I could deposit the checks via the app over 5x. I told her I tried a few times and was unable to that's why I was in the branch and she was insistent that I use the app. "You can just use the app!" "Did you try using the app!?" No I just came here to stretch my legs during a global pandemic, of course I tried the damn app. This is my closest branch so I don't have a choice.

I used to enjoy swinging by this branch or the drive through. I have a close connection with Mike…read moreand Steve, however the teller staff - primarily the short lady has been very petty and full of attitude for the last few months. There is always something for her to b* and moan about. I really hate bringing up the negatives of a business, but this needs to be said. She makes it feel so uncomfortable for the client to be there, and I'd rather go to the other branches on the island so I don't have to "inconvenience" her from her job. Most of the time when I visit in person, she is on IG instead of working straight through on the deposits. Two stars, because all of the other staff deserve 5 stars. We always work together well. Originally, I was planning to move some accounts over, but now it seems like a waste if I have to constantly deal with her rudeness. It will be interesting to see, when we automate on their RDC whether she presents a kinder face. No photos because cameras are not permitted in banks. However, this branch is super clean, accessible, bright, and easy to navigate. There is no privacy by the desks flanking the tellers booth, but if you have a private matter to discuss, they have offices at the back along with some public restrooms. Happy banking!

This is a community bank in the best sense of the word. Kind and considerate service and…read morecompletely professional.

Marco is the best! If you need a mortgage broker, I can't think of a better guy. Super professional…read moreand thorough. He was transparent about rates, timelines, requirements, and expectations. In fact, any issues I had were with FNBLI itself, in spite of Marco being absolutely wonderful. When I started my mortgage application, I didn't hear back from FNBLI for a week, and actually had to email them to get a follow up. The appraisers they hired and the law firm they retained were both fine. But there was definitely more back and forth/confusion than there needed to be. Even still, FNBLI had the best rates I could find, and I cannot recommend Marco enough!