I am active duty military, own multiple rental properties, and was purchasing a primary residence…read morefor my family. This can be a very confusing process with the debt to income ratio of my LLC as well as being stationed in California but wanting to buy a house for my family in our state of residence. I worked with 4 different lenders and Heckman Mortgage was the company that fought for me to get the loan while others thought it to be too complicated or couldn't happen. For this, I owe Heckman Mortgage my gratitude for getting me the house I will enjoy for decades to come. Hire them is a must!

Heckman mortgage made our refinance a breeze. They are a pleasure to work with. It wasn't our first…read moregreat experience with them and won't be the last!

Terrible. Hires dishonest appraisers that deflate your property's value. When you prove this to…read morethem even with a recorded call of the appraiser admitting to you they did not inspect your property thoroughly this agency still stops communicating twith you. Truly unfortunate and they forced me to pay $500 for proven lies that ruined my chance at refinancing the property.

Here is my story. I am seeking a condo or home to buy for personal reasons and somehow, I had no…read morechoice but to utilize Jordan on a piece of property I was interested in. You do not directly deal with Jordan at all. I was called by several different people and then placed on hold to transfer to other people. Bad feeling! Jordan never answered my text messages, and I was left dealing with some weird people. James called me tonight and said he had good news and bad news. Good news- my credit score was great. Bad news- there is a fraud alert on my credit reports. Yeah, no kidding James! My ex opened lines of credit in my name in the past, so I now have a fraud alert to protect me. This guy James, who sounds creepy, asked me to call the credit Bureaus and get them to allow Jordan and his people to gain access to my report. My friend Katrina is a realtor, and she said that was odd and so did my Attorney tonight. When a vendor or company gains permission to look into someone's credit and there is a fraud alert, they are supposed to provide the phone # for that fraud alert. This allows the credit agency to determine and verify my identity. it's called protecting my credit! I already had a long conversation about this previously, but they ignored my message. This clown asked me to skip all that for him! Sorry guys, but this is a mess and I chose to look elsewhere for help on a new home. Never again and be careful! This place was not professional; they seemed pushy and did not garner a good feeling here. I manage a large business, and I am a best-selling author on Amazon, so I plan to spread the word!

Peter and Faye have been absolutely amazing during our home buying experience. They have guided us…read moreat every turn without making us feel pressured in the slightest. They have gone way out of their way to meet our needs, and I couldn't recommend them more. I can't wait to go fishing when we close on our new home. Thank you so much Peter and Faye!

If you are looking for a smooth experience to be a home owner, they are not for you. We were very…read moreunhappy with the whole process. Peter showed us the townhome that came in the market 4 days ago and we made an offered on the next day. They were very dishonest people and seem like they worked for seller more than us, all we asked on negotiation parts, we have never got what we wanted and they sometimes didn't get back to us. They made us very stressful by giving us each of papers work to sign in the last minutes (sale contract, property disclosure document, HOA document) They sent us sell contract that we have to spent a day to make adjustment about 10 times because they are not listening to what we want. For Example: we want 10 days to decide if we need to back out, they put 4 days. Wrong closing date, we asked for $900 home warranty (that may covered 2-3years), they put $500. We asked 90days about flood zone, they left blank which we found out later that they left it blank in purpose because the home is in flood zone (seller agent posted is MLS that it isn't flood zone, but my husband checked on FEMA and it is flood zone) they forwarded email from seller agent saying they have certificate that it is not on flood zone. At that point we asked them to send it to us. We signed contract and they never sent it until a week and it is on flood zone, all of this time they kept it from us, all they said is that "it is flood zone, they would understand if we back out) We checked on FEMA again, it is on flood zone, but not in high rise, so we continue the buying process. They suppose to give us property disclosure doc and HOA to sign at the same time at signing contract, but they gave us property disclosure doc to sign 2 days before home inspection was scheduled and the doc stated that roof was leaking, washer was leak. We had to cancel home inspection until they can find out about the leak from the seller. Here come the closing date. They asked if we want them to come with us, we said we can go alone. We schedule for closing at 11am, 8am in the same morning, they sent us HOA doc to sign which they suppose to give us to sign the same day at signing sale contract weeks ago or it stated in doc that we at lease have 5 days to review before closing date. From 8-11 am they sent 3 signature request, 1 phone call to us. We didn't sign after all of experienced about them being dishonest and last minutes on everything and we mentioned that to them and they still did it again. We were at closing office, Chris (Peter's son) called the office and asked the officer to hand HOA doc for us to sign. They knew at that point, if we don't sign, it won't be complete. So In the middle of closing, Peter walked in and sit with us even we mentioned not to come in. He was being totally unprofessional and horrible attitude, disturbed us in the middle of conversation between us the officer by saying "we can back up" how is it related? We are at closing office and he told us to back up. Came in just because we was worry about his commission if didn't sign and had to act like that after all mistakes they have made? Worst experience!

Great company with even better people! Personally closed a mortgage with this company and sent many…read moreclients to close their loans. 5 star!!!

This company handled our mortgage as professionals! We went to multiple banks when we were shopping…read morefor Jumbo loans but noone could offer us program with 10% down AND assistance with closing costs, Fembi is so creative and go beyond to help their clients and earn future business! Recommend them to everyone!!!

Great job Gilma & sandy i have a low rate no body also can beat it they really act fast the…read moreprocess simple I'm happy with the loan the process excelent customer servise they answer all my questions to me it's the right place to fe finance my loan. For sure they can do that Liam Thank you Pedro t

What a great team to work with! As a first time homeowner, the staff at Clearwater Mortgage guided…read moreme throughout the whole process, answered all our questions, and even worked after hours to help make sure we were on track to meet all deadlines leading to closing. Hardworking staff who are passionate about what they do... Highly recommended!

I reached out to Jon Howard to help me refinance my home. He and his team were very friendly and…read moreknowledgeable. They made the process very smooth. I would definitely recommend them!

Jon and his team helped us qualify for our mortgage and we are so grateful to their hard work and…read morededication! I recommend them to anyone looking for a loan officer. I'd give them 6 stars if I could...

ONLY 1 STAR BC ZERO ISN'T AN OPTION If you like working with…read morea company that NEVER answers the phone or responds to emails - please give them a try. This is the worst lender I have ever worked with. Buyers beware. There are lots of lenders out there than will do a great job. They prey upon Buyers, Sellers and Realtors. Do not accept an offer from these people - the deal will NEVER close.

Fast and pleasant transaction with Andrew! The amount of stress incurred with the selling our old…read morehome & purchasing a new home, Sunbelt made the whole transition as smooth as possible. We pre-signed our closing papers days prior to closing. As soon as our buyers had signed their paperwork, funds were immediately wired to the proper areas. Communication couldn't have been better! Highly recommend this agency!

This is the worst title company I've ever used. Even after being given our info by the mortgage…read morebroker Sunbelt misspelled both my wife and my last names, then did so again after a written correction. Then they had our new house listed as being in the wrong city. When they finally had our names right, the house was still in the wrong city. After the 3rd iteration of documents we were able to close. Then we were notified after closing that they had charged us too much in closing costs. When I went to inquire about the refund I was informed that it had been mailed to our old house in Texas! What, genius?