If you are a working man or woman great. If not you cannot benefit from one of their foremost facilities and that is the Capital union Visa Debit card. I had been a good member of the union for about 18 months,i saved and even had a small loan with them. However,i got shot of my own bank (LIoyds TSB)for the amount of charges they were levying against me so i called into the Hamilton place branch of the union to upgrade my account which would have included a debit card to be told "Sorry,we cannot give you a card as you are not in paid employment. Now,let me make my situation clear here. First of all,i wasn't some deadbeat on the dole,i am a genuinely disabled person who has his own house and i was getting about £220 per week clear from the DSS,my mortgage was paid for and i am rates exempt with no bad debts but still they refused me a poxy debit card because i wasn't in "paid employment". Well,suffice to say i am no longer a member of that Credit Union,in fact i now bank with a non-status bank who have given me a good Mastercard Debit card so up yours capital,here is one customer who is getting on all right without you and,as far as loans are concerned i joined another Edinburgh Credit union who cater for my loans request just nicely. They're gain and your loss. read more