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    Bridgewater Capital

    4.6 (9 reviews)
    Open 8:30 am - 5:30 pm

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    Services - Bridgewater Capital

    Mortgage services

    Mortgage refinancing

    Home purchase

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    On Point Home Loans - Build from the Ground Up -- and Profit Big

    On Point Home Loans

    (1 review)

    MVB mortgage was a great experience for me they have a great team that works with you and support…read morethe accomplishments that I have achieved. Their team members are there when you have questions and their responses are very accurate. I enjoy working with them and hope in the future that if anyone needs a lender that this is one to consider.

    From the owner: Been turned down for a loan? Facing high fees? Looking for a second opinion? At On Point Home…read moreLoans, we specialize in finding solutions when others say no. With over 25 years of expertise, we proudly serve NC, SC, GA, VA, FL, MI, MN, CA, TX, PA, and WA, offering a full suite of mortgage solutions tailored to your needs. Whether you’re a first-time homebuyer, real estate investor, or business owner, we make homeownership and investment expansion easier than ever. Why Choose On Point Home Loans? * More Loan Options – Conventional, FHA, VA, USDA, Jumbo, Non-QM, Bank Statement Loans, DSCR, and Commercial Loans. *We Work with Over 130 Lenders – Giving you access to better rates & terms than big banks. * Fast Pre-Approvals – Get a clear picture of your homebuying power in minutes, not days. * Investor & Business Loans – Expand your portfolio with DSCR loans, fix & flip financing, and more – now available in 42 states. * Tech-Driven Efficiency – AI-powered tools ensure a smooth, hassle-free mortgage process. * Have You Been Denied a Loan? Facing High Fees? We specialize in second-look financing, helping clients who were previously denied due to: Low credit scores * High DTI (Debt-to-Income ratio) * Self-employment income challenges * Strict bank underwriting guidelines * High lender fees or unfavorable terms Before you give up, let us find you a better deal!

    Rebecca Richardson - The Mortgage Mentor

    Rebecca Richardson - The Mortgage Mentor

    (11 reviews)

    Steele Creek

    There are numerous mortgage lenders everywhere. How do you know who to work with? You work with…read moresomeone with many years of experience who has a strong understanding of the mortgage laws and market. In 2020 I reached out to Rebecca as a first time home buyer. I was beyond confused about how it all worked and I was so glad to have come across someone so informative and down to earth. Mortgages have multiple terms involved that a person not in the business most likely has never heard before. Rebecca is patient and helps you understand every word, twist, and turn. The most important thing about a mortgage lender is their understanding, experience, and ability to get you to the closing table in a timely manner. Rebecca has all three things down pat but also is always only a text or call away. You never have trouble reaching her for any question big or small. I appreciate Rebecca's understanding of the lending trends and interest rates as she helps you make the best decision for your financial situation. She is also here for the journey. If you are curious about how the lending process works and what needs to be in place in order to secure a home in the future she is humble and patient enough to share her expertise with you even if you're not quite ready. Rebecca was such a strong mortgage lender for my first home transaction I used her again for the purchase of my second home. When I first thought of buying a second home I wasn't even sure what I'd be approved for or what the payment would look like. I sent her an email and she replied back with her availability of the next week to have a call to discuss. She immediately remembered my fiancé and I and greeted us warmly. We gave her a few details about our current financial situation and she was able to give a very high level estimate of what things might look like if we got approved. From our first call she painted a picture that made my fiancé and I confident enough to move forward with our second home purchase. We highly recommend Rebecca to anyone looking to secure mortgage lending no matter your financial or marital situation her many years of experience make her a specialist in any scenario. Do yourself a favor and work with Rebecca for your lending needs and I assure you she will connect all the dots!

    As a licensed real estate agent, I've worked with Rebecca numerous times. I've had a lot of my…read moreclients work with Rebecca to obtain a mortgage. She's always fantastic! Quick to respond and always providing updates on the loan status throughout the process. My most recent client had their CD (closing documents) ready a full week before closing. She's friendly, professional and extremely knowledgeable about loans and what will work best for you!

    Bridgewater Capital - mortgagebrokers - Updated May 2026

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