My realtor and sibling recommended Jason Wang of Equify lending because they said he was the most…read morehelpful, humble, and hardworking lender I would find. Plus, he responds usually same day or and always communicates with you to let you know what's happening via email, phone, text. After this experience during the craziest market ever, I have to agree he was and is the best choice. When starting my home buying experience I had NO idea what was going on, super newbie. That coupled with COVID19 and a crazy market caused me a lot of stress. Another lender I tried to get a quote from (because they say to get 3 online, right?) was just AWFUL. She took weeks to get back to me with the most basic of information and another few weeks for a inferior loan estimate and higher interest rates than Jason did. Just getting her on the phone was difficult! I felt like because I was not rich enough to her she did not make me a priority. I got quotes from Bankrate or other online sites but it was all very confusing. Working with Jason Wang was truly like night and day from that experience! It is like working with a responsive, experienced friend who is there to help you almost 24/7. He is extremely knowledgeable about the market, loan process, you can tell he is cares despite being busy, and helped me and my boyfriend understand what was going on in a volatile market. He got us the lowest rate possible, explained everything I could possibly ask (which is a lot), explained how to get the most credit or what would be the most beneficial in the long run with first time home buyers loans vs standard loan, PMI/HOI and closing costs giving us tons of options. He never changed his attitude when we fell out of escrow for a bad house and took another few months to get into escrow again. He was understanding and able to help me change my down payment when we did not meet the loan appraisal. He followed up more than escrow did when there were missing documents. I highly recommend Jason Wang. If your lender is not responding quickly, same day, or you have to follow up with THEM? Then you need to call Jason. It should not be a stressful process. I mean, its still going to be stressful but having the best people on your team helps to make it so much better.

I had a very good experience refinancing with Jason at Equify. His knowledge in the mortgage market…read moreis unparalleled and the process was seamless. He was reachable at all times and very communicative. He made a tedious and daunting process simple and headache-free. I would recommend him to friends and family.

Mr Parniani has done my loan, he is very professional, prompt, on time, honest,…read more.. I highly recommend him as person who can be relied on.

I went through the process of purchasing my first home several years ago and let me tell you, there…read morewas a lot to learn! Buying a home can be a scary endeavor; especially if it is your first time. I was fortunate to have the guidance of Ali Parniani to help me through it all from the very beginning. He frequently took time out his day to explain to me each step along the way and was always available when I had questions (there were a lot of questions!). He is very responsive, attentive to details, and trustworthy. I couldn't have asked for a better agent to work with. Not only did Ali help me secure the loan for the house, he has also guided me through several refinances on the home since the original purchase. Whenever I decide to purchase my next house, I will definitely be sure to go to Ali first.

Daniel is seriously the best. He helped us buy our first place and made the process a breeze. We…read morewould call him any time of day to ask him questions about the process and he was always there to help. He never made us feel like we were being ridiculous and needy. If you're looking around for a mortgage lender he's the best.

I was blessed with receiving excellent and honest guidance from Daniel Romero, with JMJ Financial…read more He patiently walked me through the details for my loan to purchase a home for my family. The best part was when I was reviewing various options and he willfully stayed on the 3-way phone conversation with me and my 401K representative. The rep had a bad connection and we lost the call two or three different times. Even then, Daniel stayed on the phone with me the entire time. I asked him to help me ask the right questions because I trusted him to make sure I covered everything. This helped me decide what to avoid how to make the best selection. I kept him busy because I had a lot of questions. And, he was able to answer all of them. Amazing! Such a blessing to work with this fine young man! Very professional! Thank you, Daniel, for taking such good care of me! Sincerely, Cristina

I called Jeff to get help with financing for a home purchase. We talked about all the services he…read morecan provide. He not only did our financing but also became our realtor in the deal. He worked with us to find a find a home and made sure we got the best deal on a mortgage. He called the sellers realtor and put forward our ability to get funded and our offer. He worked so hard to help us and now we have a home. He knows all aspects of the Art of the Deal and can help you find a home. Thank you Jeff for the helping hand. You are a friend and a brother.

Consistently quick to respond, highly knowledgeable, professional, and very easy to communicate…read morewith.

It's truly an honor to recommend Mr. Homi Soofiani to anyone looking to buy a home…read more Thanks to his hard work and dedication, we were able to purchase our dream house. He is incredibly professional, caring, and goes above and beyond for his clients. If you think getting a mortgage might be difficult for you, don't hesitate to reach out to him with Homi's help, you'll be amazed at what's possible!

Homi recently helped my wife and I refinance the mortgage on our condo in San Diego and got us a…read morevery good rate, saving us literally hundreds of thousands over the life of the loan and reducing our monthly payments to boot. He shepherded us through the whole process and was always available (even on nights and weekends) with a quick text response to our questions. He also answered a lot of questions during the exploratory phase of shopping for rates, before we had to do a hard credit pull. We had a last minute change to our terms from a 20 year to a 30 year loan, but he still managed to pull it all off and not have any additional refinancing fees to boot. I highly recommend Homi for all your mortgage financing or refinancing needs, especially if you are relatively new to either of those processes!

Just bought a home and Alex answered every single question I had - He was very patient with me…read more Alex has a good team and lots of experience with loans. Once Alessandra started helping out with the underwriting process and started to have direct communication with her - everything flowed so easily. I am happy to recommend them 100%

It was amazing experience working with Alex. I had other issues with another lender and Alex came…read morein and literally saved the deal. He was professional, responsive, walked me through the entire process. I was able to close my loan earlier than expected. I highly recommend Alex to anyone who is in need of a lender.

LARRY, my initial loan officer, was very upfront with information and advice. He helped guide me…read morethrough the process and always answered my questions in a timely fashion. As the process moved to the loan processor and through final underwriting he kept me informed of where we were in the process as did Cynthia, the realtor. Everything was professionally done and handled in a timely manner

If you're looking for a home loan or need to refinance, make sure you call Alan Renteria. We've…read moreworked with him on several occasions and he has really helped us out. We worked with him to get our first home loan, we worked with him to refi into a better loan once we worked on our credit, and just used him again to purchase a new home and each time has been better than the last. He really makes an effort to understand your situation and presents you all the possible options. During our refi, he even helped us come up with a plan to pay off some bills and improve our credit score. The other thing I really appreciate about Alan is that he's very straight forward - he'll do what he can for you, but also won't mislead or make promises he can't keep. And because of that, through each escrow process we've gone through, he's been the one consistent and correct voice. If we ever get conflicting information, we know to trust what Alan says. I've recommended him to friends and family and my in-laws are working with him right now. I'd work with him again in second and strongly suggest you do the same if you're looking for a home loan.

A million Thanks to Alan Renteria!!! I'm not one to write a Yelp review, but I just could not pass…read moreup the opportunity to express my upmost gratitude to Alan Renteria at Citizens Direct. While looking for an investment property, the agent at the house I was looking at gave me Alan Renteria's contact information and I'm so glad she did. Alan was extremely helpful, always available and most of all professional. The agent I ended up using was a total nightmare, and with Alan's calm and professional demeanor, he was able to talk me down from the ledge numerous times and kept me from pulling my hair out and in the end I was able to get through the extremely stressful process of purchasing the investment property I wanted. With extreme patience, Alan walked me through each step, provided guidance and most of all he listened. He worked diligently to get me the best rate and best of all, there were no surprises. Alan is a true man of his word. I would recommend Alan Renteria 110% as he went over and above. Citizens Direct is so very lucky to have Alan!