Both Kristi and Richard were just amazing Helped me to close…read morea DSCR loan while living overseas in just 3 weeks World Class

Andre took over my purchase after another Loan Officer left the company. He breezed right through…read morethe process and made the impossible, possible. I can't thank him and Shell enough for their hard work. Aloha Brett

Husband and I had an amazing experience with Alex and his team! House buying process was smooth and…read moreeasy with clarity, communication, and a ton of knowledge. As first time home buyers, we felt very comfortable and transparent with Alex. Definitely recommend him and his team.

From start to finish, Alex and team were there every step of the way. Super responsive, attentive,…read morehelpful, we literally couldn't have closed on house without them. If I get the opportunity to purchase another home, I will definitely reach out to them first.

I'm overwhelmed with gratitude for the work that Ken Moran did on our home loan last month. He…read moreworked with us from the beginning, helping us decide how much house we could truly afford and thankfully never pushed us over that figure. As first-time home buyers that are self-employed we needed a lot of hand-holding and he was with us in the details and provided all the education to make us comfortable throughout each step. Ken has got to be one of the busiest professionals in this industry and still he made time for my questions, repeated questions, concerns, ideas and general musings while navigating financing. I don't know how someone can answer their phone so consistently, honestly. From pre-qualification, through shopping and all the escrow madness, he carried us to the end. Ken took a thorough look at our borrowing power and gave recommendations and exact steps to follow to get us in the most favorable position possible. He shopped loans for us the first couple weeks of escrow and locked us in at the lowest rate of the month, and included buy-down rates that were extremely affordable. I admittedly hated every single part of being in escrow and may insist this starter home become our forever home so we never have to do that again, haha! Considering the stress involved, I couldn't imagine doing it with anyone less qualified, experienced and profession than Ken. We will be running to him for a re-fi in a couple years I'm sure of it. We had the opportunity to work with several of Ken's colleagues at San Diego Funding during the process and everyone was responsive, informative and kind to us. I especially loved working with his assistant Marci who really smoothed out some sticky situations and was a big part of getting out loan through on-time. I am so grateful for this excellent service and will be quick to refer Ken to anyone looking for a home loan.

My wife and I had to opportunity to work with Michael Campos on our home loan. Michael was…read moreprofessional, educating, and a straight up hustler. He took the time to help us on all our questions. I would recommend him and San Diego Funding team for any home loan or refinancing.

Talk about a one stop shop and very pleasant! I'm so glad that we decided to work with Mike! He…read moregoes above and beyond. Answering all of my questions and extremely responsive. Better yet very knowledge on different market places and with different types of loans. It was specially great in my case that the company had a presence both in the east and west for my particular situation it was icing on the cake! He paid attention to all the things I wanted in our forever home and I just can't say enough positive things about Mike and his entire team!

We refinanced our house with Mark and the Guaranteed Rate team and they were extremely…read moreprofessional, great to work with and made the process easy and seamless. The team was prompt to respond to questions and act as a trusted resource and liaison to get the refi across the finish line quickly and with no surprises. We also worked with him at Wells and the level of service and support has been maintained, if not exceeded at Guaranteed Rate.

This was the second deal we had with Stephanie and team. We love them. This is the team you need…read morewith the biggest investment for you and your family. We were kept up to date all the way through the process. They made it easy to tell them what we wanted to accomplish and was also provided ideas to even make our plan better. I'd refer them to everyone! Thank you Stephanie and team, (Special shout out to Kathleen)

I was in a pretty tricky spot trying to figure out how to finance some major renovations on my…read morehouse. It wasn't a simple situation, but Stephanie never flinched. She stayed positive, rolled up her sleeves, and found a way to get it done. She made a process that could've been overwhelming feel manageable and even encouraging. What stood out most was how invested she was -- not just in closing a deal, but in truly helping me move forward. I'm really glad I had her in my corner, and I'd 100% work with her again.

I just closed on my loan with the help of Tim Baudis and Carlos Rodriguez…read more I'll admit I had several questions and put them through their paces and I have to say they were great!! There was a time delay because I had rain damage right before my appraisal. Tim and Carlos kept a cool head and worked with me to reschedule the appraiser. They suggested I do a little patching and painting and after the appraiser came out I only had one correction requested by him. My point is, through it all they helped me and I am SO grateful! BTW, I had been talking to Tim about this loan for about a year. He always took his time to answer questions and give me numbers and that is what made me go with emortgage Guys. There was nothing in it for him to take all that time with me and he did it anyway.

These people advertise that as long as we have equity they have creative solutions. That they have…read morenumerous banks with which they do business. Therefore, they can always find a way to help. That they are unlike other lenders. That really is not true. I have over 50 percent equity in my condo. I spoke to Able a few months ago. He told me that he could not help me because the complex in which my condo is located was in litigation. He said I would have trouble with all lenders because of the litigation issue. That is not a solution. He put himself in a category with all other lenders. As the conversation progressed, Able told me that others have written bad reviews saying that he could not or did not help them. He seemed to be implying that their expectations were too high. That, of course, he cannot help in all situations. I pointed out to him that is their advertising. That as long as we have equity, they can help. So it is understandable that people with equity would be disappointed when the E Mortgage team says they cannot help. The litigation issue at my condominium complex was resolved. I called Able back about a month later. I also texted him. I reminded him of our prior conversation. I told him the litigation issue was resolved. He ignored all of my calls and texts. That is not the response one would expect from two guys who advertise that as long as we have equity, they have creative solutions. It is also very rude. The truth is, they do not have solutions which are not available to any other run of the mill lender.

Richard here at Horton does an awesome job. Best rates in town, and he really takes the time to go…read moreover the paperwork you to make sure everything is clear. He's up front about his fees and what he stands to make from you. Not pushy at all. After haggling with a major bank about this for years, I'm so glad that I found The Horton Financial Group. He got me about a point less no-cost loan! Re-fi'ing has never been this easy or cheap. Thanks, Richard.

From the owner: We are here for you 24 hours a day, seven days a week. I invite you to fill out our free case…read moreevaluation form. Or talk to me, San Diego injury lawyer Mike Feldman, right now, toll free, at 619-297-5811 My name is attorney Mike Feldman. I have been practicing personal injury law representing San Diegans throughout San Diego County for over 25 years. I have handled 1000's of cases. I take considerable pride in my law practice and will give you my word that I will do my best to get you the result you deserve. Hiring an experienced personal injury is the key to handling any case, because without a lawyer on your side, you are at a severe disadvantage. Unless you are an expert in this field, you will be all alInjury Lawyer Serving All Of San Diego.one going up against a well oiled machine called the sophisticated insurance industry that has invested billions of dollars in maximizing its profits by minimizing the compensation paid out on legitimate damage and injury claims suffered as a result of their insured's negligent wrong doing. You should also be careful when selecting a lawyer. When you contact my injury law office, you will meet with me personally and I will go over the case with you. I do not send out a non-attorney to meet with you and get you to sign a fee agreement. This is an improper practice and should put you on notice to get a second opinion about your case from another lawyer such as my law office before proceeding further...

I was introduced to Justin Sheftell by a dear friend. These kinds of recommendations go a long way…read morewhen it comes to mortgage & lenders. My experience with him, on several occasions, has been professional, prompt, & most courteous. I highly suggest Courtesy Mortgage to those of you looking to deal with an A+++ lender. Thanks, Justin. MF LaLonde

Laura Wever is BY FAR the BEST Morgage broker EVER!!! Laura…read morehas worked our home loans for over 15 Years and if she were to ever retire We would stay with our current Morgage. And Not even bother looking for another one. Once you've had the Best, No One can compare!!! She works 24 hours a day and ALWAYS looking out for the customer. She keeps you in the loop every step of the way and NEVER a surprise, Never!!! Thank You VERY Much Laura!!!! You ARE The BEST!!!! Rob & Robbin

I recently worked with Wes Shaw for the purchase of my retirement home. Wes is a very professional…read moreand knowledgeable loan officer. You will find him to be very kind, pleasant and patient throughout the loan process. Honestly, I don't know what I would have done without Wes. He reassured and kept me calm through the entire loan process. Every concern I had was addressed by Wes with appropriate solutions in getting me through the underwriting process. Wes has made himself available to speak to me day or night and he responds promptly. He went the mile for me to get the lowest interest rate for my VA Loan. My closing was very short within 3 weeks which is incredible. I highly recommend you contact Wes Shaw for financing your next mortgage loan or refinance.

Next month we will have lived 1 year in our home. I still sometimes can't believe we are homeowners…read more!! We wouldn't have been able to purchase our first house without the smart, hilarious, and wonderful WESLEY !! People would normally say this wouldn't have been possible without the RE agent. However in our case, I wanted to strangle the agent who was workin my last nerve. I was THISCLOSE to calling it off. But Wes swooped in with his very high people-IQ, coolly talked me through my anxiety attacks, and was essentially the Lifeline of the house-buying process. I'm not easily impressed by people but with Wes, I seriously can't recommend him highly enough. He went above & beyond to make me feel like he was holding my hand the whole way and that we were his only clients. Which as a first time buyer I reaaaallly needed. Wes had an awesome ability to make me feel very much at ease. He is also a phenomenal explainer which I absolutely appreciated!! SO PATIENT and simplifies terms to make us truly understand. Wes knows his industry front and back, this guy is super sharp don't let his young face fool you. During our time working with him he was usually steps ahead of everyone involved, he anticipated what needed to be done, always knew what to do, and correctly sensed what could be done better to our satisfaction/ needs. Wes, I want to say to you, from my heart and from the hearth of our loving home, thank you so much :) :) :)

Tom McTygue is the best mortgage broker - he's as good as it gets! He has helped me through 2 very…read moredifficult real estate purchases, which I probably would not have made it through without him. He really goes above and beyond, even to the point of calling up contractors for emergency opinions/estimates, appealing appraisals, and working with you to fix mistakes on your credit report. He will do what it takes to get things done and help you get a good rate on your mortgage. You can trust him for objective advice on financial and real estate matters. I highly recommend him!

I have worked with Tom and his team on multiple transactions over the last 15 years. In addition…read moreto providing excellent guidance and advice, Tom helped me save many tens of thousands of dollars. A home is most often the biggest and most emotional purchase someone will ever make, and having a knowledgeable and proactive partner in the market is exactly why I've chosen to work with the McTygue Group many times. Responsive, knowledgeable, easy to work with and competitive --- the McTygue Group is a solid choice for personal service and a great outcome.