1. Boston Settlement Solutions

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Sudbury, MA

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Boston Settlement Solutions

1.0 (1 review)

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10 years ago

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American Consumer Credit Counseling - American Consumer Credit Counseling Logo with Blue wave flag

American Consumer Credit Counseling

(13 reviews)

Day 1 of assisting my dad and his wife with their financial troubles. I did some digging in regards…read moreto a reputable company that would help them, and more importantly help them through the process and be kind. Well this is the place and Kyle was their representative! Kyle was absolutely pleasant, easy to understand, answered all questions and was thorough with understanding their needs. No one wants to hear what they've done wrong, and none of that was heard today, only the facts, and here is what we are going to do going forward and here are some solutions, let's pick the best one for you. Kyle was so good to them, he stayed on the phone and walked them through every detail and the steps needed to take action starting today to prepare for the payment program. My dad and his wife got into this mess because they were helping her kids, and her kids continued to accept the help thinking they were a bank and that this wasn't negatively impacting them. Please know that in order to help others, no matter how good your heart is, that you have to be in a good place yourself first. Learn to say NO, don't take on additional responsibilities of others, when you know your own situation is a delicate mix of one wrong thing away from being in this situation. Suffice to say, day 1 down, more to come as this process unrolls, if the rest of the program is like today, then you've found the right company and program to help you. Thank you again Kyle!!!!

I wanted to thank Mindi for listening to my situation. I didn't want any late fees and Mindi…read moretackled it pronto. I used the ACC program in 2015 and things have changed! But any question I had was answered directly and quickly. Thanks Shawna and Mindi and everyone else who paid attention to my concerns. Donna B.

S&N Debt Solutions

S&N Debt Solutions

(2 reviews)

They do not assist you properly. One employee, Kevin Mitchell,who is in charge of handling your…read moreaccount, is not very helpful. All they want is money, money, money. If you know how to settle your own debt with credit cards go for it, if not, seriously shop around to find someone who can help you. Also, research the company on BBB, there is no listing of the company.

S&N Debt Solutions gets zero stars from me. My experience as a client with S&N Debt Solutions is…read moreat least five years old and I've waited this long to provide a proper review. It should be noted that, even with the credit debt on my record, when S&N Debt Solutions sought me as a client (yes, they sought me) my credit score was excellent (upward of 720). I was assured that I would have the advantage of settling long standing high balances settled for less and that I could expect my credit score to recover before long in the following year(s). I'm convinced my case was an example of the incompetence of the S&N DS 'business plan'. The "financial service agent" managing my case changed several times, each time without my being notified. I suspect it was because each agent hit a wall with one of my creditor's, in particular (Discover). It turns out that the program puts you, and you ALONE, in delinquency with your creditor(s). Several months in, I was subpoenaed to appear in court because that one non-negotiable creditor turned my account over to an aggressive collections attorney. I then called S&N Debt Solutions to advise me on this situation; they said they had nothing to offer me in terms of legal advice!. In the end, three of the four accounts they negotiated on my behalf was settled for less than owed. However, all these years later, I still make payments to the debt collector for the account they failed me on. My credit score has yet to recover anywhere near where it had been before. In short, S&N Debt Solutions suck a bag of male chickens.

Boston Settlement Solutions - debtrelief - Updated November 2026

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