MAJOR SAFETY AND PRIVACY FLAW FOR CREDIT CARDS IF USING ONLINE BANKING THROUGH BMO!!! BMO Harris allows the option to update settings (including address) to your account online. Under that account is housed both debit and credit cards. Despite being able to update statement preferences (paperless, etc.), for BOTH debit and credit cards under the account, you CANNOT update addresses to credit cards online. That would be fine EXCEPT this is not indicated ANYWHERE and not even a lot of employees know this. So you update your account address online (not under the specific debit or credit card, but the whole thing). Your debit card address will update but your credit card will not. This means that your credit card statement will still be sent to your old (potentially dangerous!) address for someone to read what you've bought and where. Some staff at BMO had no idea why this was happening to me, and told me that it was all fixed in their system (they looked up my account via my SSN, not debit number or anything, so you would think my credit card would also appear.) Not a single staff member had any sympathy for the fact that they sent my personal, private information to someone else. At first, I was just told that that "Well why don't you just try going paperless online, since you aren't getting them sent to you anyway." since they didn't know what to do. It took several transfers for someone to know that credit cards were not updated online. Again, not a single person had any care about this, and BMO will certainly not be changing their online system to include a disclaimer because they simply do not care about your privacy, or even safety. read more